Chase Bonus Run
 

Looking to do a chase bonus run. Relevant opening stats:
- current personal Chase checking/savings accts
- 1 under the 5/24 acct opening limit
- have a current personal southwest ccard
- do not own a business in sense of any formal
license or DBA cert

First, if there’s a way to still use existing bonuses on SW cards (personal or biz) given the above, and stack up enough for posting in jan2020 to get 2 years of companion pass, that negates anything else below, and please share!

Otherwise, have an offer to upgrade to Sapphire for 1k bonus, and an offer code for 500 to open a chase *business* checking acct. planning to go in branch to exercise both. Questions are:
- for the business checking, can I just open with biz name as my name and SSN? Biz name would be my name, so shouldn’t require an assumed name very, right?
- if the above is true, what’s a good statement to make when they ask what business type is, revenue, etc? “Selling on eBay”? “Just starting a side gig for consulting?” Etc.
- if the above works for business checking, what business cards should I apply for, purely for bonuses? Sw biz card still have 80k RR points? Is there a good offer on Sapphire Preferred Biz that makes sense to get? Etc.

- I won’t likely be doing any actual “own business”, and so any charges on the biz accts will be MS or personal. Does any of that complicate taxes beyond just potentially getting 1099s for the bonuses as misc income that adds to regular personal AGI?