I accidentally met the $3000 spend target

Reply

Old Jun 14, 19, 11:39 am
  #1  
Original Poster
 
Join Date: Mar 2007
Location: SJC/SFO
Programs: UA 1MM/*A Gold, WN A+ CP, Mar LT Tit, IHG Plat, HH Gold
Posts: 5,187
I accidentally met the $3000 spend target

I opened a new Chase Business Southwest card recently. In the first statement cycle I was awarded the 60k points bonus because I met the $3000 spending requirement-- on a technicality. I purchased a bunch of expensive airfares then cancelled some of them. The summary on my statement looks like this:
Code:
Purchases          +$3,800
Payments, Credits  -$1,800
Fees Charged          +$99
New Balance         $2,099
In the next few days I'm going to need to cancel even more of the airfares I purchased during this cycle. By the time the dust clears I'll have netted only about $1200 charges on this card. While these are all legitimate purchases and returns I am concerned this activity profile will look to Chase like I am gaming the system. What's the chance they'd claw back the points or black-list me from opening subsequent accounts? I'm think I'll keep using the card to ensure I net at least $3,000 spend in the 90 day window, just so that if Chase raises a concern here I can defend that I earned the bonus without gaming the system.
darthbimmer is offline  
Reply With Quote
Old Jun 15, 19, 12:18 am
  #2  
 
Join Date: May 2002
Programs: WN F9 UA AA IHG HH MR
Posts: 1,818
Originally Posted by darthbimmer View Post
In the next few days I'm going to need to cancel even more of the airfares I purchased during this cycle..
Why not just convert the returned tickets into TTFs instead? No more refunds to Chase and you will have a year from purchase to use it up.
Tanic is offline  
Reply With Quote
Old Jun 15, 19, 12:34 am
  #3  
FlyerTalk Evangelist
 
Join Date: Sep 2003
Location: DL Silver, HH Diamond, IHG Plat, BW Diamond
Posts: 25,379
Originally Posted by Tanic View Post
Why not just convert the returned tickets into TTFs instead? No more refunds to Chase and you will have a year from purchase to use it up.
The OP doesnít state that these are WN fares, although thatís most likely. They could be 24 hour refunds.
Jaimito Cartero is offline  
Reply With Quote
Old Jun 15, 19, 9:31 am
  #4  
Hilton Contributor Badge
 
Join Date: Jul 2008
Location: NYC
Programs: DL Gold, Hilton Diamond, Starriott Platinum, Hyatt FreeBottleofWaterist
Posts: 7,863
Originally Posted by darthbimmer View Post
I'm think I'll keep using the card to ensure I net at least $3,000 spend in the 90 day window, just so that if Chase raises a concern here I can defend that I earned the bonus without gaming the system.
Yeah I think that's prudent. I'll try to find the link later but last fall somebody on Reddit compiled a list of data points of people screwing up the bonus timing of getting the Companion Pass and I think 1 reason was fraudulent charges pushed them over the spend requirement and Chase awarded the points anyway because as you note they go on gross spend.
krazykanuck is offline  
Reply With Quote
Old Jun 15, 19, 4:08 pm
  #5  
Original Poster
 
Join Date: Mar 2007
Location: SJC/SFO
Programs: UA 1MM/*A Gold, WN A+ CP, Mar LT Tit, IHG Plat, HH Gold
Posts: 5,187
Originally Posted by Tanic View Post
Why not just convert the returned tickets into TTFs instead? No more refunds to Chase and you will have a year from purchase to use it up.
That's a good suggestion. And yes, the purchases refunded are AT/BS fares on Southwest. The only drawback is that with the flights I've got booked right now, including a few using points/vouchers, I don't anticipate spending TTFs for at least 5 months. With nearly $1200 of flights I still need to cancel I'm not sure I want to float that much in TTFs versus having cash in hand.
darthbimmer is offline  
Reply With Quote
Old Jun 15, 19, 6:51 pm
  #6  
 
Join Date: Oct 2017
Location: Miami, Florida
Programs: UA Gold, Hyatt Globalist, Hilton Gold, IHG Spire
Posts: 2,938
Just spend a net of $3,000 or more within the 90 days and you'll be fine.
joe_miami is offline  
Reply With Quote

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are Off


Thread Tools
Search this Thread