Freedom VISA or Chase Pay acceptance at Smith's (Kroger)
#31
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
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If you live somewhere where you don't need to drive and can put a mass transit smartcard on your phone, I can see that playing into a decision to go without a wallet (especially if you can use NFC payment everywhere). But yeah, considering Chase Pay's low merchant acceptance when using a non-Samsung phone, I'm not sure most people can even come close to thinking that.
#32
Original Poster
Join Date: May 2002
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You can quickly check out using the devices you carry every day. Paying is as simple as selecting Apple Pay at checkout and confirming your identity using Face ID® or Touch ID®
According to "Visa Rules" which I assume is contractual to Chase Freedom Visa in the Chase Pay app, the merchant cannot require customer identification in order to complete a transaction. Kroger takes their policy to another level by recording customer ID in their registers. Apparently Kroger is a large enough merchant that Chase or Visa does not enforce the merchant agreement.
In the end, the promo of 10% Cash Back at Frys was a bust; it doesn't seem that Chase coordinated this program with Kroger. Back to plastic.
#33
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Location: San Diego, CA
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According to "Visa Rules" which I assume is contractual to Chase Freedom Visa in the Chase Pay app, the merchant cannot require customer identification in order to complete a transaction. Kroger takes their policy to another level by recording customer ID in their registers. Apparently Kroger is a large enough merchant that Chase or Visa does not enforce the merchant agreement.
#34
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,580
I finally got Chase Pay to work at Frys toward the end of the 10% bonus promo. Unfortunately it kept tripping the store's ID requirement which defeats the purpose of using Chase Pay by not having to have a physical wallet. While the transactions were approved by Chase/Visa, they were denied by Kroger. Guess that's one way of not having to pay out the bonus, but they were left with a cart full of groceries to restock.
#35
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Later, the same amount using the actual Chase Freedom Visa plastic card went through without any prompt, but earned only a 4% bonus.
#36
Join Date: Mar 2005
Location: ATL
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And, irrelevant of any ID scheme that your phone may have, the merchant doesn't have to accept it.