Mar 16, 2019, 11:49 am
Last edit by: mia
Examples of qualifying merchants in each category are here:
https://creditcards.chase.com/freedom-credit-cards/merchants
https://creditcards.chase.com/freedom-credit-cards/merchants
Chase Freedom 2019 Q2 categories: Grocery and Home Improvement stores
Mar 14, 2019, 9:05 am
#2
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Join Date: Jun 2003
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Grocery is a recurring category. See discussion from 2018 Q2:
2018 2nd Quarter Freedom Bonus Categories: Groceries, PayPal , Chase Pay
2018 2nd Quarter Freedom Bonus Categories: Groceries, PayPal , Chase Pay
Mar 14, 2019, 1:42 pm
#6
Join Date: Sep 2015
Location: flyover country
Posts: 2,434
Probably I'm overthinking this, but when I use the Visa supplier locator to check the Merchant Category Code of a Lowe's Home Improvement (that's what Google Maps calls it) store, I learn that its Industry/MCC is Lumber and Building Supplies - 5200. Further, the list of industries in the supplier locator does not include Home Improvement, and the list of Merchant Category Codes does not include Home Improvement. Am I doing something wrong?
Mar 14, 2019, 1:48 pm
#7
Join Date: Oct 2007
Programs: AA, WN, UA, Bonvoy, Hertz
Posts: 2,491
Not really, but you should have no issue getting the credit from a major chain store like Lowe's, even if you need to have them manually adjust it in case it doesn't automatically trigger for some reason.
Grocery is reoccurring, but timely especially as Kroger tries to reduce Visa credit exposure (which is almost all of the Chase Freedom cards). I am still waiting to see if Kroger will expand its Chase Pay QR pilot for it to be a more interesting quarter.
The activation option will be here starting 3/15: https://creditcards.chase.com/freedo...cards/calendar
Grocery is reoccurring, but timely especially as Kroger tries to reduce Visa credit exposure (which is almost all of the Chase Freedom cards). I am still waiting to see if Kroger will expand its Chase Pay QR pilot for it to be a more interesting quarter.
The activation option will be here starting 3/15: https://creditcards.chase.com/freedo...cards/calendar
Mar 14, 2019, 7:59 pm
#8
Join Date: Jan 2011
Location: ATL
Programs: DL PM, Hilton Diamond, Marriott Gold
Posts: 184
Sucks for me because I will easily max the Home Improvement on two Freedoms in a couple of weeks. Would have loved it not paired with groceries. At any rate, love not having to buy any gift cards.
Mar 15, 2019, 7:35 am
#10
Join Date: Feb 2018
Posts: 182
Mar 16, 2019, 7:22 am
#12
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
Probably I'm overthinking this, but when I use the Visa supplier locator to check the Merchant Category Code of a Lowe's Home Improvement (that's what Google Maps calls it) store, I learn that its Industry/MCC is Lumber and Building Supplies - 5200. Further, the list of industries in the supplier locator does not include Home Improvement, and the list of Merchant Category Codes does not include Home Improvement. Am I doing something wrong?
RNE, a fount of knowledge.
Mar 16, 2019, 10:04 am
#15
Join Date: Sep 2015
Location: flyover country
Posts: 2,434
While that is usually possible, it shouldn't be necessary. Since Chase has declined a bonus because the merchant had an ineligible category code, it would make sense for Chase to provide the category codes that qualify for the bonus, especially in a case where no merchant category code matches the announced bonus group.
