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Chase converting some INK accounts to INK Capital (no rewards)

Chase converting some INK accounts to INK Capital (no rewards)

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Old Feb 23, 19, 4:08 pm
  #16  
 
Join Date: Oct 2010
Posts: 74
This stinks! I do work for a public school, but my side job is private. I donít have any other UR accounts I can transfer to at this point, so I guess I have to just choose one of the transfer partners and kiss my UR earning goodbye. Our Freedom and FU cards will go to the sock drawer now.
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Old Feb 23, 19, 5:06 pm
  #17  
mia
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Originally Posted by jandmmom View Post
..... kiss my UR earning goodbye. Our Freedom and FU cards will go to the sock drawer now.
Why? Are you not going to explain to them that they have made an error? Can you not open another card that earns Ultimate Rewards and is eligible to transfer to airlines and hotels?
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Old Feb 24, 19, 8:10 am
  #18  
 
Join Date: Oct 2017
Posts: 11
Family member got this for CIP. Is this change restricted to Ultimate Rewards cards? What about others such as the United or Southwest business card?
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Old Feb 24, 19, 1:12 pm
  #19  
 
Join Date: Sep 2015
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Originally Posted by JudyS View Post
I got this too, although I do not work for government or education and do not have a .edu address. My business is vacation rentals. I do have an unusual email domain, so perhaps Chase was unsure how to classify me.

I won't have time to contact Chase for a week or so. By then, I hope others will have figured out some idea of what to do.
saw a DP where the guy got this letter for his real estate, a simple call explaining clear things up for him.
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Old Feb 25, 19, 10:11 am
  #20  
 
Join Date: Jul 2005
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I received the same letter and called Chase the next day (2-15). I work for a public university but have done consulting in the past. Last year I was paid by an accreditation agency (not for profit, but not government affiliated). I took the approach of being kind and friendly when I called, and explained the situation. I actually have a W2 from the accrediting agency and said I could provide it. The agent took the info and said I’d hear something in a week or so after his supervisor reviewed it.

On Friday last week (2-22) I called back to check the status. The agent said a letter had been mailed indicating that my card would remain the Business Ink. I did not have to provide additional documentation like the W2. I’ll be holding on to that letter for safe keeping.

I’m just glad I read the original letter. The envelope indicated it was important, but in this day and age almost all junk mail says that as well. I could have easily pitched it and would have a not so happy surprise in April!
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Old Mar 4, 19, 5:28 am
  #21  
 
Join Date: Apr 2001
Posts: 231
Two questions, please. (1) Is it possible to cancel the Ink card via secure message on the website? Would prefer not to have to talk to a representative. (2) I vaguely remember that a credit-card company recently e-mailed notice that paying for telephone service yields 5 points or miles per dollar. But I just could not remember which card that was. Does anyone know? I'm trying to find a substitute for Ink. Many thanks!
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Old Mar 15, 19, 4:08 pm
  #22  
 
Join Date: Feb 2013
Programs: Altitude Elite 50K
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Is Chase "Firing" Me?

Hey folks,

So I applied for the Ink Business Preferred and was approved in November. Now barely four months later I receive a letter that I'm being downgraded to the Business Capital card which earns no UR points.

The reason? They have "decided to discontinue rewards programs for government entity clients" to avoid a "conflict of interest." For context, I am employed by a (state) university.

I called to follow up and asked the Chase rep about why I was being migrated and why in the first place I was considered a "government entity client." His reply: "Uh, I guess universities receive federal money."

So part of me can technically see how I am a government employee, but at the same time half the world gets some federal funding and I can't imagine that Chase is excluding every business with a federal contract or that this would be profitable for Chase.

Have others gotten letters like this regarding Ink cards? Does Chase just want an excuse to get rid of my account? I have a good relationship with Chase generally - several cards, no balances, no late payments.

Good thing I already hit the spending bonus and transferred the points to an airline!

I'd love to know if there are any other data points out there or folks with insights that could clarify this!
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Old Mar 15, 19, 4:40 pm
  #23  
 
Join Date: Jan 2017
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I just wonder if Chase does audit the actual businesses, how many of the Ink card holders really own businesses the Ink cards are intended for....

State university employees opening Ink card and earn UR reward for personal gains?? There may be much more than this....
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Old Mar 15, 19, 5:41 pm
  #24  
 
Join Date: Feb 2013
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Originally Posted by RedSun View Post
I just wonder if Chase does audit the actual businesses, how many of the Ink card holders really own businesses the Ink cards are intended for....

State university employees opening Ink card and earn UR reward for personal gains?? There may be much more than this....
Yeah, because it's totally unprecedented for someone to run a business alongside their primary employment. Probably never happens - right?
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Old Mar 15, 19, 5:49 pm
  #25  
 
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Originally Posted by YYZtoDCA View Post
Yeah, because it's totally unprecedented for someone to run a business alongside their primary employment. Probably never happens - right?
No wonder Chase is catching up to some of those. So enjoy the ride when we can....
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Old Mar 15, 19, 7:06 pm
  #26  
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Originally Posted by YYZtoDCA View Post
Yeah, because it's totally unprecedented for someone to run a business alongside their primary employment. Probably never happens - right?
Originally Posted by RedSun View Post
No wonder Chase is catching up to some of those. So enjoy the ride when we can....
YYZtoDCA is being sarcastic but RedSun probably does not catch it.

YYZtoDCA, there are people in your situation and they have gotten Chase to correct its mistake stemmed from POOR Software using keywords rather than actual auditing accounts. It is just a drag net performed by software, a very poorly written one no less. Though it is no longer a surprise after the 1099 debacle.

Assuming your side kick earns money from other pursuit than doing business with government, you just need to talk to a supervisor or higher, or write to Exec Office - but your time is running out.
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Old Mar 15, 19, 7:39 pm
  #27  
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UPDATE!

After 2 calls - without hope.. I received 2 separate letters stating that after review neither my INK or INK PREF card would be converted! I was depressed for 2 weeks for nothing. But hooray!!!!
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Old Mar 16, 19, 4:37 pm
  #28  
 
Join Date: Nov 2009
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Wondering what happens if someone applies for the Ink Cash card now giving another business source while having earlier Ink Pref in the notice for the closure.
I have received the welcome bonus on the CIP and now frankly don't have much use of it, so they might as well convert it and refund the AF.
Ink Cash is a useful one to have for office supply purchases to jack up points, so was wondering whether its worth giving it a try.
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