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-   -   Ruby receptionist ink bonus category? (https://www.flyertalk.com/forum/chase-ultimate-rewards/1947104-ruby-receptionist-ink-bonus-category.html)

slm9555 Dec 22, 2018 8:13 am

Ruby receptionist ink bonus category?
 
Does anyone know or can help confirm if charges from ruby receptionist would trigger the telecom or office bonus categories on the ink cards? I am looking for a business card and this would influence my decision.


https://cimg8.ibsrv.net/gimg/www.fly...bbc8007f41.png

philemer Dec 23, 2018 12:26 pm

This is a virtual receptionist, right? It all depends on how they code their billing fees. My "guess" is that it won't work. They are not a telecommunications company. https://www.callruby.com/

mia Dec 24, 2018 7:28 am


Originally Posted by philemer (Post 30567934)
They are not a telecommunications company. https://www.callruby.com/

As confirmed by the image in post 1 which shows MCC: Business / Professional Services

roundtree Dec 24, 2018 1:21 pm


Originally Posted by mia (Post 30569884)
As confirmed by the image in post 1 which shows MCC: Business / Professional Services

Indeed, the Merchant Category Classification is the important part.

To further illuminate the OP, 5x has to match specific MCC, which are set as part of the card processing setup for the merchant. There's certainly a lot of consternation about MCC matching bonus earning on credit cards (like this entire thread).

I don't think there's a definitive list, but TPG compiled a list a couple years ago: 4813, 4814, 4815, 4816, 4899, 5943. There's probably more debate about what codes as telecom (T-Mobile stores don't) or what codes as video/music streaming (Playstation Vue doesn't, :/).

Perhaps there should be a sticky for something like this?


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