Sep 15, 2018, 3:34 pm
Last edit by: SanDiego1K
https://www.marketwatch.com/story/chase-is-now-offering-points-on-a-checking-account-but-theres-a-big-catch-2018-09-14
https://money.cnn.com/2018/09/13/news/companies/chase-sapphire-banking/index.html
April 2019: sweetened offer requires 45 days to earn points plus 45 additional days to hold money in account:
https://accounts.chase.com/consumer/banking/online/sapphireUR
Online application
Customers must make at least $75,000 in new deposits, or in investments, to qualify. Those investments must be kept at Chase and cannot be retirement investments. If customers meet those requirements, they will also get access to a new digital investment platform called YouInvest by JPMorgan, which gives commission-free stock and ETF trades with $0 account minimums.
https://money.cnn.com/2018/09/13/news/companies/chase-sapphire-banking/index.html
April 2019: sweetened offer requires 45 days to earn points plus 45 additional days to hold money in account:
https://accounts.chase.com/consumer/banking/online/sapphireUR
Online application
Customers must make at least $75,000 in new deposits, or in investments, to qualify. Those investments must be kept at Chase and cannot be retirement investments. If customers meet those requirements, they will also get access to a new digital investment platform called YouInvest by JPMorgan, which gives commission-free stock and ETF trades with $0 account minimums.
- You need a Sapphire or Freedom credit card to be eligible
- You need to hit the minimum balance within 45 days and maintain it for 90 days
- You need to leave the money in the account for 6 months
- Offer extended to March 5 2019
- As of 4/22/19, Chase.com had an expiration date of 6/15/19 and 90 days duration for the 60,000 UR promotion. https://accounts.chase.com/consumer/banking/online/sapphireUR
- No fees on ATMs worldwide, including refunds on fees charged by non-Chase ATM owners
- No fees on everyday banking, including foreign exchange fees, outgoing wire transfers and stop payments
- Higher ATM withdrawal limits
- Commission-free stock and ETF trades (new You Invest platform)
JPMorgan offers 60,000 points to sign up for its new Sapphire bank account
Jan 25, 2019, 9:36 am
#181
Join Date: Apr 2006
Location: DFW (Highland Village)
Programs: AA Lifetime GLD, SPG Lifetime GLD
Posts: 384
yes, Freedom Unlimited -- although it took me sending the banker a screen shot of the chase.com T&C for them to process. The branch believed it was just the sapphire branded cards.
Jan 25, 2019, 9:37 am
#182
Join Date: Apr 2006
Location: DFW (Highland Village)
Programs: AA Lifetime GLD, SPG Lifetime GLD
Posts: 384
I did the the 60,000 points because I value them higher than the cash since I transfer them to airlines for long-haul business class tickets. Also by using points, the tax hit will be lower.
Jan 26, 2019, 11:36 am
#183
Join Date: Mar 2009
Location: PHX
Programs: HHonors Lifetime Diamond, UA Million Miler Gold, Marriott Platinum
Posts: 1,142
I think it says it can be 45-60 to post after you complete the 90 day period. I think mine posted on the second cycle of my card. Around 30 or so days
Feb 7, 2019, 10:25 am
#186
Community Director Emerita
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,737
From the wiki:
Customers must make at least $75,000 in new deposits, or in investments, to qualify. Those investments must be kept at Chase and cannot be retirement investments.
Also, the offer was initially made with an expiration of January 11 2019. Let us know if you find they have extended the offer.
Customers must make at least $75,000 in new deposits, or in investments, to qualify. Those investments must be kept at Chase and cannot be retirement investments.
Also, the offer was initially made with an expiration of January 11 2019. Let us know if you find they have extended the offer.
Feb 7, 2019, 12:04 pm
#187
Join Date: Aug 2003
Location: Seattle, WA. USA
Programs: MR, AA, UA, DL, AVIS and growing
Posts: 1,172
From the wiki:
Customers must make at least $75,000 in new deposits, or in investments, to qualify. Those investments must be kept at Chase and cannot be retirement investments.
Also, the offer was initially made with an expiration of January 11 2019. Let us know if you find they have extended the offer.
Customers must make at least $75,000 in new deposits, or in investments, to qualify. Those investments must be kept at Chase and cannot be retirement investments.
Also, the offer was initially made with an expiration of January 11 2019. Let us know if you find they have extended the offer.
Just don't like being interrogated by a Bank employee when I was ready to deposit $75,000 check.
Plus I am Chase Bank Saphire Reserve Card holder plus a former Chase checking account holder.
Feb 7, 2019, 12:31 pm
#188
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,029
I didn't like Chase's screening on questions about employment, etc so I rejected the 60k offer/$750.00
Just don't like being interrogated by a Bank employee when I was ready to deposit $75,000 check.
Plus I am Chase Bank Saphire Reserve Card holder plus a former Chase checking account holder.
Just don't like being interrogated by a Bank employee when I was ready to deposit $75,000 check.
Plus I am Chase Bank Saphire Reserve Card holder plus a former Chase checking account holder.
Regards
Feb 7, 2019, 2:28 pm
#189
Join Date: Jun 2003
Location: La Jolla, CA
Programs: Marriott Ambassador, Lifetime Titanium, Delta Plat, Hilton Diamond , Hyatt Globalist
Posts: 2,615
I didn't like Chase's screening on questions about employment, etc so I rejected the 60k offer/$750.00
Just don't like being interrogated by a Bank employee when I was ready to deposit $75,000 check.
Plus I am Chase Bank Saphire Reserve Card holder plus a former Chase checking account holder.
Just don't like being interrogated by a Bank employee when I was ready to deposit $75,000 check.
Plus I am Chase Bank Saphire Reserve Card holder plus a former Chase checking account holder.
They even allow you to deposit the funds later.
Feb 7, 2019, 2:34 pm
#190
Join Date: Jun 2003
Location: La Jolla, CA
Programs: Marriott Ambassador, Lifetime Titanium, Delta Plat, Hilton Diamond , Hyatt Globalist
Posts: 2,615
From the wiki:
Customers must make at least $75,000 in new deposits, or in investments, to qualify. Those investments must be kept at Chase and cannot be retirement investments.
Also, the offer was initially made with an expiration of January 11 2019. Let us know if you find they have extended the offer.
Customers must make at least $75,000 in new deposits, or in investments, to qualify. Those investments must be kept at Chase and cannot be retirement investments.
Also, the offer was initially made with an expiration of January 11 2019. Let us know if you find they have extended the offer.
https://accounts.chase.com/consumer/...jdzM6Raj_s_TCQ
Can open online
Extended to March 5, 2019
Feb 7, 2019, 2:55 pm
#191
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
I didn't like Chase's screening on questions about employment, etc so I rejected the 60k offer/$750.00
Just don't like being interrogated by a Bank employee when I was ready to deposit $75,000 check.
Plus I am Chase Bank Saphire Reserve Card holder plus a former Chase checking account holder.
Just don't like being interrogated by a Bank employee when I was ready to deposit $75,000 check.
Plus I am Chase Bank Saphire Reserve Card holder plus a former Chase checking account holder.
It is your gain or loss....
Feb 7, 2019, 2:58 pm
#192
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
I figure you did not receive the email. The original offer was "upgrade" offer for existing Chase customer. In order to upgrade your existing Chase checking account, you'll need to visit a branch to do it. That is was the only way to do the upgrade. I was happy to shake hands with the Chase private banker. Good for future business too. Maybe he will help me to bypass 5/24 some day. What is to loss?
Feb 10, 2019, 9:37 pm
#193
Join Date: Oct 2015
Posts: 116
Does anyone know if a direct 75K ACAT transfer from Vanguard into Chase You Invest would qualify? I’ve searched and it seems like some people transferred 75K in cash into the checking account, then bought ETFs in their You Invest account. I haven’t seen any data points about direct in kind ACAT transfers. Thanks!
Feb 10, 2019, 9:46 pm
#194
Join Date: Feb 2018
Posts: 57
Does anyone know if a direct 75K ACAT transfer from Vanguard into Chase You Invest would qualify? I’ve searched and it seems like some people transferred 75K in cash into the checking account, then bought ETFs in their You Invest account. I haven’t seen any data points about direct in kind ACAT transfers. Thanks!
Feb 11, 2019, 6:45 am
#195
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Does anyone know if a direct 75K ACAT transfer from Vanguard into Chase You Invest would qualify? I’ve searched and it seems like some people transferred 75K in cash into the checking account, then bought ETFs in their You Invest account. I haven’t seen any data points about direct in kind ACAT transfers. Thanks!