Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Chase | Ultimate Rewards
Reload this Page >

Ink Business Cash, now $500 cash back (50K UR), public offer

Ink Business Cash, now $500 cash back (50K UR), public offer

Old Mar 23, 18, 12:59 pm
  #1  
Original Poster
 
Join Date: Aug 2009
Posts: 685
Ink Business Cash, now $500 cash back (50K UR), public offer

Just applied for ink cash 50k offer. No instant approval. I will wait the thirty days. Currently have chase ink plus and ink preferred.

Last edited by briang191; Mar 23, 18 at 4:13 pm
briang191 is offline  
Old Mar 23, 18, 1:27 pm
  #2  
Moderator: Credit Card Programs & Chase Ultimate Rewards
 
Join Date: Aug 2002
Location: BOI or anywhere a good IPA is served!!
Programs: Too many to list
Posts: 10,229
Ink Business Cash, now $500 cash back (50,000 points), public offer

https://creditcards.chase.com/small-...H0&F42G=Y538C4

50K UR or $500 cash back

$3000 spend and no AF.
Namaste1 likes this.
philemer is offline  
Old Mar 23, 18, 1:29 pm
  #3  
 
Join Date: Mar 2013
Programs: HHonors Diamond, IHG Plat, Club Carlson Gold, SPG Gold, Marriott Gold
Posts: 303
Originally Posted by briang191 View Post
Just applied for ink cash 50k offer. No instant approval. I will wait the thirty days. Currently have chase ink and ink preferred.
Do you know when the offer expires? I'm currently in the middle of mortgage application so can't apply yet. Grrr
Namaste1 is offline  
Old Mar 23, 18, 1:34 pm
  #4  
mia
FlyerTalk Evangelist, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 39,697
The terms say: Offer subject to change. In the past we have learned the expiration date when someone asked, or saw the information, at a branch.
mia is online now  
Old Mar 23, 18, 4:01 pm
  #5  
mia
FlyerTalk Evangelist, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 39,697
Originally Posted by briang191 View Post
....Currently have chase ink and ink preferred.
Which Chase Ink ?

  • Ink Bold (Discontinued)
  • Ink Plus (Discontinued)
  • Ink Classic (Discontinued)
  • Ink Cash
  • Ink Preferred
mia is online now  
Old Mar 23, 18, 4:14 pm
  #6  
Original Poster
 
Join Date: Aug 2009
Posts: 685
Originally Posted by mia View Post
Which Chase Ink ?
  • Ink Bold (Discontinued)
  • Ink Plus (Discontinued)
  • Ink Classic (Discontinued)
  • Ink Cash
  • Ink Preferred
ink plus updated my original post
briang191 is offline  
Old Mar 23, 18, 5:19 pm
  #7  
Hyatt 5+ BadgeMarriott 5+ Badge
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,957
Originally Posted by briang191 View Post
Just applied for ink cash 50k offer. No instant approval. I will wait the thirty days. Currently have chase ink plus and ink preferred.
I highly doubt that Chase will give you the 3rd Ink card. Good luck.

Also a lot folks won't qualify due to Chase 5/24. They will check your business.

Last edited by mia; Mar 23, 18 at 6:29 pm
RedSun is online now  
Old Mar 23, 18, 5:54 pm
  #8  
Original Poster
 
Join Date: Aug 2009
Posts: 685
Originally Posted by RedSun View Post
Also a lot folks won't qualify due to Chase 5/24. They will check your business.
how will they check my business?
briang191 is offline  
Old Mar 23, 18, 6:34 pm
  #9  
mia
FlyerTalk Evangelist, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 39,697
Originally Posted by briang191 View Post


how will they check my business?
Did you list a name for your business, other than your First and Last names?
mia is online now  
Old Mar 23, 18, 7:07 pm
  #10  
Hyatt 5+ BadgeMarriott 5+ Badge
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,957
Originally Posted by briang191 View Post

how will they check my business?
When Chase opens business bank account, they require you show the business information, like formation or state document. Then they verify the tax ID from the state of your business.

Business credit card may be easier. But it is much easier if you get a real business and get a business bank account with Chase. Then they may let you off the 5/24 rule.
RedSun is online now  
Old Mar 23, 18, 8:23 pm
  #11  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 27,915
Originally Posted by RedSun View Post
When Chase opens business bank account, they require you show the business information, like formation or state document. Then they verify the tax ID from the state of your business.

Business credit card may be easier. But it is much easier if you get a real business and get a business bank account with Chase. Then they may let you off the 5/24 rule.
They will NOT.

5/24 has nothing to do whether you have a real business or not.

Whether Chase asks for business documentation is strictly depending on the state's regulation.

Even sole proprietor with DBA can have 3 Ink cards, one in each genre as long as you are below 5/24 and has good credit history, good personal income. Remember, your personal income is used as a determinant factor whether you are approved for the Small Business Card.
flyer4512 likes this.
Happy is offline  
Old Mar 23, 18, 8:53 pm
  #12  
Hyatt 5+ BadgeMarriott 5+ Badge
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,957
Originally Posted by Happy View Post
They will NOT.

5/24 has nothing to do whether you have a real business or not.

Whether Chase asks for business documentation is strictly depending on the state's regulation.

Even sole proprietor with DBA can have 3 Ink cards, one in each genre as long as you are below 5/24 and has good credit history, good personal income. Remember, your personal income is used as a determinant factor whether you are approved for the Small Business Card.
There are so many reports that folks get past the Chase 5/24 with in-branch approvals for the Ink cards. Read...
RedSun is online now  
Old Mar 24, 18, 1:35 am
  #13  
Original Poster
 
Join Date: Aug 2009
Posts: 685
Originally Posted by mia View Post
Did you list a name for your business, other than your First and Last names?
I list my first and last name only.

Originally Posted by RedSun View Post
When Chase opens business bank account, they require you show the business information, like formation or state document. Then they verify the tax ID from the state of your business.

Business credit card may be easier. But it is much easier if you get a real business and get a business bank account with Chase. Then they may let you off the 5/24 rule.
ive never been asked to provide any documentation to validate my business.
briang191 is offline  
Old Mar 24, 18, 11:39 am
  #14  
 
Join Date: Jun 2009
Location: ONT/LAX
Programs: IHG Plat
Posts: 495
I plan to apply for the ink cash and the ink preferred. Should I apply for this first then the preferred at a later date? I currently have the ink plus.
indelible is offline  
Old Mar 24, 18, 12:24 pm
  #15  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 27,915
Originally Posted by RedSun View Post
There are so many reports that folks get past the Chase 5/24 with in-branch approvals for the Ink cards. Read...
Up until recently. Even app submitted thru BRM with preapproved offers in the system is not a sure thing. Of course if you have the requisite $$$$$$ in your business account with Chase, then the BRM can still find ways, "under certain situations" to by pass 5/24.

But if you think just walking into the branch and get a banker or BRM to submit your application, or better yet, there are preapproved offers in your profile, that you could bypass 5/24, the days of such a "sure bet" are gone. Recent DPs have been very mixed, many reported getting a denial because the applicants were over 5/24 even the app wassubmitted as a paper app. There are still some positive DPs but not like in the past that this workaround was a sure bet.

If you are over 5/24 but do not mind to try at a cost of a HP, certainly you should go ahead, and become either a positive or a negative DP whether applying at the branch still works or not.

The landscape is constantly changing. So yeah, Read...

Last edited by Happy; Mar 24, 18 at 12:59 pm
Happy is offline  

Thread Tools
Search this Thread
Search Engine: