INK Business Cash.
Just applied for ink cash 50k offer. No instant approval. I will wait the thirty days. Currently have chase ink plus and ink preferred.
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Ink Business Cash, now $500 cash back (50,000 points), public offer
https://creditcards.chase.com/small-...H0&F42G=Y538C4
50K UR or $500 cash back $3000 spend and no AF. |
Originally Posted by briang191
(Post 29558895)
Just applied for ink cash 50k offer. No instant approval. I will wait the thirty days. Currently have chase ink and ink preferred.
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The terms say: Offer subject to change. In the past we have learned the expiration date when someone asked, or saw the information, at a branch.
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Originally Posted by briang191
(Post 29558895)
....Currently have chase ink and ink preferred.
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Originally Posted by mia
(Post 29559547)
Which Chase Ink ?
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Originally Posted by briang191
(Post 29558895)
Just applied for ink cash 50k offer. No instant approval. I will wait the thirty days. Currently have chase ink plus and ink preferred.
Also a lot folks won't qualify due to Chase 5/24. They will check your business. |
Originally Posted by RedSun
(Post 29559781)
Also a lot folks won't qualify due to Chase 5/24. They will check your business.
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Originally Posted by briang191
(Post 29559897)
how will they check my business? |
Originally Posted by briang191
(Post 29559897)
how will they check my business? Business credit card may be easier. But it is much easier if you get a real business and get a business bank account with Chase. Then they may let you off the 5/24 rule. |
Originally Posted by RedSun
(Post 29560075)
When Chase opens business bank account, they require you show the business information, like formation or state document. Then they verify the tax ID from the state of your business.
Business credit card may be easier. But it is much easier if you get a real business and get a business bank account with Chase. Then they may let you off the 5/24 rule. 5/24 has nothing to do whether you have a real business or not. Whether Chase asks for business documentation is strictly depending on the state's regulation. Even sole proprietor with DBA can have 3 Ink cards, one in each genre as long as you are below 5/24 and has good credit history, good personal income. Remember, your personal income is used as a determinant factor whether you are approved for the Small Business Card. |
Originally Posted by Happy
(Post 29560265)
They will NOT.
5/24 has nothing to do whether you have a real business or not. Whether Chase asks for business documentation is strictly depending on the state's regulation. Even sole proprietor with DBA can have 3 Ink cards, one in each genre as long as you are below 5/24 and has good credit history, good personal income. Remember, your personal income is used as a determinant factor whether you are approved for the Small Business Card. |
Originally Posted by mia
(Post 29559992)
Did you list a name for your business, other than your First and Last names?
Originally Posted by RedSun
(Post 29560075)
When Chase opens business bank account, they require you show the business information, like formation or state document. Then they verify the tax ID from the state of your business.
Business credit card may be easier. But it is much easier if you get a real business and get a business bank account with Chase. Then they may let you off the 5/24 rule. |
I plan to apply for the ink cash and the ink preferred. Should I apply for this first then the preferred at a later date? I currently have the ink plus.
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Originally Posted by RedSun
(Post 29560334)
There are so many reports that folks get past the Chase 5/24 with in-branch approvals for the Ink cards. Read...
But if you think just walking into the branch and get a banker or BRM to submit your application, or better yet, there are preapproved offers in your profile, that you could bypass 5/24, the days of such a "sure bet" are gone. Recent DPs have been very mixed, many reported getting a denial because the applicants were over 5/24 even the app wassubmitted as a paper app. There are still some positive DPs but not like in the past that this workaround was a sure bet. If you are over 5/24 but do not mind to try at a cost of a HP, certainly you should go ahead, and become either a positive or a negative DP whether applying at the branch still works or not. The landscape is constantly changing. So yeah, Read... |
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