Best sign up bonus?
Mar 12, 2018, 5:24 pm
#1
Original Poster
Join Date: Jun 2007
Posts: 1,406
Best sign up bonus?
Looking to sign up for a CC given I am 4/24 now.
Where is the best deal - should I wait?
Prefer no-annual fee card. CHASE INK BUSINESS PREFERREDSM CARD gives 80k but $95 not waived.
Where is the best deal - should I wait?
Prefer no-annual fee card. CHASE INK BUSINESS PREFERREDSM CARD gives 80k but $95 not waived.
Mar 12, 2018, 7:46 pm
#2
Join Date: Dec 2009
Location: New York, NY
Programs: AA Gold. UA Silver, Marriott Gold, Hilton Diamond, Hyatt (Lifetime Diamond downgraded to Explorist)
Posts: 6,776
Do you have any Chase cards?
Is your desire to earn Chase UR points? If so, you need a card that directly earns Chase UR points at the time of redemption to be able to play the UR game via their cash back cards and those have annual fees. If your desired redemptions are some time off you can do the Freedom card(s) without an annual fee now and then UR earning cards slightly before when you plan to redeem to get another bonus & the ability to transfer the UR points to an airline but eventually you're going to pay an annual fee.
Is your desire to earn Chase UR points? If so, you need a card that directly earns Chase UR points at the time of redemption to be able to play the UR game via their cash back cards and those have annual fees. If your desired redemptions are some time off you can do the Freedom card(s) without an annual fee now and then UR earning cards slightly before when you plan to redeem to get another bonus & the ability to transfer the UR points to an airline but eventually you're going to pay an annual fee.
Mar 12, 2018, 9:05 pm
#3
Join Date: Mar 2018
Posts: 8
The Sapphire Preferred alternates between 50k and 60k sign-up bonus.
Sapphire Reserve seems to be staying at 50k.
Sapphire Reserve seems to be staying at 50k.
Mar 12, 2018, 10:36 pm
#5
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,071
All the info you need on fees/terms is here: https://creditcards.chase.com/all-cr...H0&SP4R=Y538C4
I'm not sure why you are worried about an annual fee. You can't get a huge bonus w/o an annual fee. 60K UR are worth ~ $750 in travel benefits. Pay the annual fee and enjoy the benefits. Plus, you don't have to keep the card for the 2nd yr if it doesn't fit your lifestyle.
What are your plans/desires? Your goals? Free hotel nights? Flights? There will never be a "best" card for everyone.
I'm not sure why you are worried about an annual fee. You can't get a huge bonus w/o an annual fee. 60K UR are worth ~ $750 in travel benefits. Pay the annual fee and enjoy the benefits. Plus, you don't have to keep the card for the 2nd yr if it doesn't fit your lifestyle.
What are your plans/desires? Your goals? Free hotel nights? Flights? There will never be a "best" card for everyone.
Mar 12, 2018, 11:12 pm
#6
Original Poster
Join Date: Jun 2007
Posts: 1,406
I'm not sure why you are worried about an annual fee. You can't get a huge bonus w/o an annual fee. 60K UR are worth ~ $750 in travel benefits. Pay the annual fee and enjoy the benefits. Plus, you don't have to keep the card for the 2nd yr if it doesn't fit your lifestyle.
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Besides how many annual fees to pay - I am already paying a few? So I want AF for the inevitable.
Mar 12, 2018, 11:16 pm
#7
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,071
Your OP says: Prefer no-annual fee card. CHASE INK BUSINESS PREFERREDSM CARD gives 80k but $95 not waived. . IMHO that does not make sense. 80K UR are worth a LOT more than $95. So you would turn down $1200 in travel benefits because you have to pay one AF of $95? 
Mar 12, 2018, 11:19 pm
#8
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,783
Uh math. $125 > $95. You come out $30 ahead with the 60k AF not waived offer if you redeem for travel through the portal, over and above the 50k/AF waived offer.
But your posts suggest you're blinded by paying a fee and not the net value of the offer.
But your posts suggest you're blinded by paying a fee and not the net value of the offer.
Mar 13, 2018, 12:30 am
#10
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Seriously, this thread has to be a joke. You really have two choices. Either get the CSP and get 50,000 with the fee waved or get the CIP with 80,000 points and pay the $95 fee. Only you can decide if an extra 30,000 points is worth $95.
Mar 13, 2018, 2:41 am
#11
Join Date: Mar 2018
Posts: 8
Yes. Sapphire Preferred. Annual fee ($95) waived first year. 60K points bonus after 4k spend in first three months.
Try going to Chase credit card page in Chrome incognito mode or after clearing your cookies. The 60k offer may or may not show up. It has been very random for me.
Try going to Chase credit card page in Chrome incognito mode or after clearing your cookies. The 60k offer may or may not show up. It has been very random for me.
Last edited by fr3qu3ntfly3r; Mar 13, 2018 at 2:42 am Reason: typo
Mar 13, 2018, 6:24 am
#12
Join Date: Sep 2011
Posts: 1,857
- Pay $0 and receive $150 worth of points (Freedom)
- Pay $0 and receive $625 worth of points (CSP)
- Pay $95 and receive $1000 worth of points AND stay at 4/24 (Ink)
Mar 13, 2018, 8:24 am
#13
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,071
As we all know there is no "best" card or bonus. What's "best" for me may not be "best" for you. The OP has gotten some sage advice here so I'm going to close this thread.
There is a ton of info on various Chase cards already on this Forum so I'd suggest the OP do some research and then let us know if he has some specific questions.
There is a ton of info on various Chase cards already on this Forum so I'd suggest the OP do some research and then let us know if he has some specific questions.
Last edited by philemer; Mar 13, 2018 at 8:30 am