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New Chase rule: only one Sapphire card

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Old Sep 1, 2017, 10:42 am
  #91  
 
Join Date: Jan 2007
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Posts: 295
Originally Posted by 9Benua
I rarely use my freedom card outside their 5% category.
I don't use it outside the category neither. But with some categories like restaurants this season and grocery last time, $1500 is not enough.
Last season, I maxed out two cards and luckily we have three.
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Old Sep 1, 2017, 10:48 am
  #92  
 
Join Date: Aug 2009
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Originally Posted by RNE
15,000 points is a small bonus?

Compared to 50k 80k or 100k I would say yes. after seeing 15,000 I'm considering opening a new account since I'll have to wait 24 months for as sapphire bonus.

thank you.
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Old Sep 1, 2017, 10:53 am
  #93  
 
Join Date: Sep 2015
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Originally Posted by RNE
Need a business to get an Ink.
Many have a fake business and able to obtain the Ink (and other business cards).
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Old Sep 1, 2017, 11:28 am
  #94  
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Originally Posted by RNE
Having additional Freedom cards allows us to take advantage of the 5% category spend to a higher dollar limit. Example: Our three cards gives us 5% on up to $4500.00 spend.
Originally Posted by khlay
I don't use it outside the category neither. But with some categories like restaurants this season and grocery last time, $1500 is not enough.
Last season, I maxed out two cards and luckily we have three.
Oic, the only category which we close to our 3k limit is grocery. I don't see us getting over for other.
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Old Sep 1, 2017, 12:08 pm
  #95  
 
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Originally Posted by ridgebackpilot
Not certain but I believe that's how they'll handle it.

Honestly I'm not too concerned about the AF on the CSR. With the $300 in travel credit annually, it's really a $150 AF card. And you can make that up easily in UR benefits alone.
Yes, but that is just to get back to break even. Then you really have to spend quite a bit more to start making actual money using the card, which not everyone will do, especially if they make some everyday purchases on SPG, or are trying to get to Diamond HH status on HHonors Surpass.
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Old Sep 1, 2017, 1:04 pm
  #96  
RNE
 
Join Date: Sep 2005
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Originally Posted by Troopers
Many have a fake business and able to obtain the Ink (and other business cards).
Still.
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Old Sep 1, 2017, 9:00 pm
  #97  
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Originally Posted by mia
My guess is that Authorized Users are eligible to open accounts in their own name, earn bonuses, etc because that's industry norm.
Yes.
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Old Sep 1, 2017, 9:01 pm
  #98  
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Originally Posted by Troopers
Many have a fake business and able to obtain the Ink (and other business cards).
Many have failed too. Chase reps often grill folks pretty hard.
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Old Sep 1, 2017, 10:50 pm
  #99  
 
Join Date: Aug 2009
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Originally Posted by philemer
Many have failed too. Chase reps often grill folks pretty hard.
I applied in branch for business ink preferred. No grilling at all.
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Old Sep 2, 2017, 11:05 am
  #100  
 
Join Date: Aug 2008
Posts: 385
Questions about Sapphire applied for/not yet approved ....

BACKGROUND: On Aug 20, my spouse and I both applied for the Sapphire Preferred. We each already have the Sapphire Reserve. The decisions were deferred. Chase called me and grilled me hard about my income, mortgage, etc. They approved my Preferred on August 26 (I called and verified this date and also that I will receive the bonus)

They sent a letter to my spouse saying "We received an application for a Chase Sapphire Visa signature account with your name and SS number on it. We need to verify that the application is yours. Please call us to confirm your application ... at your earliest convenience - 1-800-278-8830 - M-F 8 a.m. to 8 p.m ... Here's what happens next. Once we can verify that the application is yours, we'll continue processing your request. If we don't receive the information within 30 days of the date of this letter, we'll no longer consider your application."

QUESTIONS:
1. If they approve his card, will he get the bonus, since the D-Date of August 27 has passed?
2. Are they just asking him for ID verification, like copy of DL and utility bill, or will they grill him ala Spanish Inquisition (e.g. where is your income from, how long have you been receiving it, yada yada)?
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Old Sep 3, 2017, 8:02 am
  #101  
 
Join Date: Mar 2015
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Online prequal does not bypass the new rule; wife was rejected for CSP (she's a CSR holder) the day the announcement came out, and the letter listed the reason as being the prohibition against more than one Sapphire product.
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Old Sep 3, 2017, 10:44 am
  #102  
 
Join Date: Aug 2008
Posts: 385
Originally Posted by kerrigjl
Online prequal does not bypass the new rule; wife was rejected for CSP (she's a CSR holder) the day the announcement came out, and the letter listed the reason as being the prohibition against more than one Sapphire product.
Thanks ... So are you saying that she applied several days before the new rule was announced, and on announcement day she received a letter in the mail? Or the letter was dated on announcement day?
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Old Sep 3, 2017, 11:11 am
  #103  
 
Join Date: Mar 2015
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Originally Posted by GoGreen
Thanks ... So are you saying that she applied several days before the new rule was announced, and on announcement day she received a letter in the mail? Or the letter was dated on announcement day?
App was on announcement day, but in the spirit of being the data point, we applied anyway (we were intending to, but we got greedy hoping for a better in branch offer... pigs get fat, and all of that). Not sure when the letter was dated, but it was received yesterday.

Just applied for CIP, so we'll see how that one goes!
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Old Sep 3, 2017, 5:11 pm
  #104  
 
Join Date: Sep 2015
Location: SFO
Posts: 3,879
Originally Posted by RNE
Still.
Still what? Contrary to your statement, a fake business does not preclude someone from obtaining a business card.


Originally Posted by philemer
Many have failed too. Chase reps often grill folks pretty hard.
True but failure is not limited to fake businesses.

Last edited by Troopers; Sep 3, 2017 at 5:19 pm
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Old Sep 3, 2017, 9:37 pm
  #105  
 
Join Date: Nov 2010
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Posts: 1,954
Originally Posted by GoGreen
Questions about Sapphire applied for/not yet approved ....

BACKGROUND: On Aug 20, my spouse and I both applied for the Sapphire Preferred. We each already have the Sapphire Reserve. The decisions were deferred. Chase called me and grilled me hard about my income, mortgage, etc. They approved my Preferred on August 26 (I called and verified this date and also that I will receive the bonus)

They sent a letter to my spouse saying "We received an application for a Chase Sapphire Visa signature account with your name and SS number on it. We need to verify that the application is yours. Please call us to confirm your application ... at your earliest convenience - 1-800-278-8830 - M-F 8 a.m. to 8 p.m ... Here's what happens next. Once we can verify that the application is yours, we'll continue processing your request. If we don't receive the information within 30 days of the date of this letter, we'll no longer consider your application."

QUESTIONS:
1. If they approve his card, will he get the bonus, since the D-Date of August 27 has passed?
2. Are they just asking him for ID verification, like copy of DL and utility bill, or will they grill him ala Spanish Inquisition (e.g. where is your income from, how long have you been receiving it, yada yada)?
1. It would be the bonus on the day of the App. So if it was 7 days before the change he will get the bonus.

2. It should be very similar to your phone call from Chase but again ymmv depending on the agent or CSR.
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