New Chase rule: only one Sapphire card
#46
Join Date: Dec 2010
Location: DEL
Posts: 1,056
It definitely was a year ago when I got the CSR and downgraded my CSP to Freedom. They offered me Freedom, Freedom Unlimited, and the no-longer-offered "regular" Sapphire card to downgrade. It should still be the same.
#47
Join Date: Sep 2011
Posts: 1,857
I would imagine that the phone reps are now trained, more likely required, to inform CSR customers calling to cancel that they can't have another Sapphire product before they actually proceed to cancel the card.
#48
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Yes, it's really a $150 card, it's a Sapphire Preferred Plus, but whether its worthwhile depends on the other cards you use. Sapphire Reserve offers nothing that isn't available elsewhere (usually at lower cost), but for some it will strike the right balance. If Chase wants this to be seen as a high end card they need to be adding benefits and offering generous retention bonuses now, and raising the cost next year, but perhaps they spent their entire marketing budget on the initial rollout.
#50
Join Date: Jun 2014
Location: TPA
Programs: BA Silver; Hilton Gold; IHG Diamond Ambassador; Marriott Gold
Posts: 2,811
I earn 3x on travel expenses, and redeem at 1.5x on travel; I get $300 credit for travel. If there's another card that does that, I'm all ears.
#51
Original Poster
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
No, it means you cannot get another one until 24 months after your last Sapphire bonus posted.
#52
Join Date: Mar 2008
Posts: 1,530
Am I reading/interpreting the new rules correctly?
I had a CSP card (over 2 years ago, got the bonus points, then a year later downgraded to the no-fee Chase Sapphire card). I also have the Chase Freedom card (many years ago).
So, I'm eligible for the 5/24 rule upcoming in May of 2018.
If I read/interpret the rules correctly I cannot apply and get the CSP card in May of 2018 because i already have a Chase Sapphire card?
But if I close the Chase Sapphire card, I *could* apply in May of 2018 for the CSP and get the bonus (since right now it's already been over 24 months since I got the last bonus, but I'm currently over 5/24 right now)?
(It's not like Citi where it's 24 months from when you closed the account).
I had a CSP card (over 2 years ago, got the bonus points, then a year later downgraded to the no-fee Chase Sapphire card). I also have the Chase Freedom card (many years ago).
So, I'm eligible for the 5/24 rule upcoming in May of 2018.
If I read/interpret the rules correctly I cannot apply and get the CSP card in May of 2018 because i already have a Chase Sapphire card?
But if I close the Chase Sapphire card, I *could* apply in May of 2018 for the CSP and get the bonus (since right now it's already been over 24 months since I got the last bonus, but I'm currently over 5/24 right now)?
(It's not like Citi where it's 24 months from when you closed the account).
#53
Original Poster
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Am I reading/interpreting the new rules correctly?
I had a CSP card (over 2 years ago, got the bonus points, then a year later downgraded to the no-fee Chase Sapphire card). I also have the Chase Freedom card (many years ago).
So, I'm eligible for the 5/24 rule upcoming in May of 2018.
If I read/interpret the rules correctly I cannot apply and get the CSP card in May of 2018 because i already have a Chase Sapphire card?
But if I close the Chase Sapphire card, I *could* apply in May of 2018 for the CSP and get the bonus (since right now it's already been over 24 months since I got the last bonus, but I'm currently over 5/24 right now)?
(It's not like Citi where it's 24 months from when you closed the account).
I had a CSP card (over 2 years ago, got the bonus points, then a year later downgraded to the no-fee Chase Sapphire card). I also have the Chase Freedom card (many years ago).
So, I'm eligible for the 5/24 rule upcoming in May of 2018.
If I read/interpret the rules correctly I cannot apply and get the CSP card in May of 2018 because i already have a Chase Sapphire card?
But if I close the Chase Sapphire card, I *could* apply in May of 2018 for the CSP and get the bonus (since right now it's already been over 24 months since I got the last bonus, but I'm currently over 5/24 right now)?
(It's not like Citi where it's 24 months from when you closed the account).
#54
Join Date: Jun 2014
Location: TPA
Programs: BA Silver; Hilton Gold; IHG Diamond Ambassador; Marriott Gold
Posts: 2,811
#55
Join Date: Feb 2017
Posts: 50
That's too nuanced. The policy is too new to have that effect. I think it's simply designed to prevent cardholders from cycling between Reserve and Preferred while collecting bonuses.
Yes, it's really a $150 card, it's a Sapphire Preferred Plus, but whether its worthwhile depends on the other cards you use. Sapphire Reserve offers nothing that isn't available elsewhere (usually at lower cost), but for some it will strike the right balance. If Chase wants this to be seen as a high end card they need to be adding benefits and offering generous retention bonuses now, and raising the cost next year, but perhaps they spent their entire marketing budget on the initial rollout.
Yes, it's really a $150 card, it's a Sapphire Preferred Plus, but whether its worthwhile depends on the other cards you use. Sapphire Reserve offers nothing that isn't available elsewhere (usually at lower cost), but for some it will strike the right balance. If Chase wants this to be seen as a high end card they need to be adding benefits and offering generous retention bonuses now, and raising the cost next year, but perhaps they spent their entire marketing budget on the initial rollout.
#57
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Originally Posted by Citi Prestige
If a Covered Traveler’s Trip on a Common Carrier is delayed for at least 3 hours, we may reimburse you for expenses incurred because of the delay. You are covered for up to $500 per Covered Traveler, per Trip.
#58
Join Date: Feb 2017
Posts: 50
#59
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
Are you going to keep both the CSP and CSR cards? If so, what's your thinking on this?
Why do you both have the same cards? Why not make one spouse an authorized user on the other's card? That would reduce your combined annual fees. Both spouses would still get their own Priority Pass cards.
RNE, awaiting enlightenment.
Why do you both have the same cards? Why not make one spouse an authorized user on the other's card? That would reduce your combined annual fees. Both spouses would still get their own Priority Pass cards.
RNE, awaiting enlightenment.
#60
Join Date: Apr 2009
Location: CLD
Programs: ua S, marriott P, hilton G, ihg P
Posts: 579
I'm in similar boat, having a CS (downgraded from CSP yrs ago) but waiting for 5/24.
Does it matter when to cancel the CS card? i.e., any advantage of cancelling it NOW .vs. cancelling it RIGHT BEFORE I apply for a new CSP/R again (which will be next Feb)?
Does it matter when to cancel the CS card? i.e., any advantage of cancelling it NOW .vs. cancelling it RIGHT BEFORE I apply for a new CSP/R again (which will be next Feb)?
Am I reading/interpreting the new rules correctly?
I had a CSP card (over 2 years ago, got the bonus points, then a year later downgraded to the no-fee Chase Sapphire card). I also have the Chase Freedom card (many years ago).
So, I'm eligible for the 5/24 rule upcoming in May of 2018.
If I read/interpret the rules correctly I cannot apply and get the CSP card in May of 2018 because i already have a Chase Sapphire card?
But if I close the Chase Sapphire card, I *could* apply in May of 2018 for the CSP and get the bonus (since right now it's already been over 24 months since I got the last bonus, but I'm currently over 5/24 right now)?
(It's not like Citi where it's 24 months from when you closed the account).
I had a CSP card (over 2 years ago, got the bonus points, then a year later downgraded to the no-fee Chase Sapphire card). I also have the Chase Freedom card (many years ago).
So, I'm eligible for the 5/24 rule upcoming in May of 2018.
If I read/interpret the rules correctly I cannot apply and get the CSP card in May of 2018 because i already have a Chase Sapphire card?
But if I close the Chase Sapphire card, I *could* apply in May of 2018 for the CSP and get the bonus (since right now it's already been over 24 months since I got the last bonus, but I'm currently over 5/24 right now)?
(It's not like Citi where it's 24 months from when you closed the account).