Well, we knew something like this was coming, right?! Chase has lost so much on the CSR card that they had to find a way to stop the hemorrhage.

Given that change, I decided to product change my CSP into the CSR card. My CPC banker called on my behalf and it took about five minutes in the branch. To avoid another HP on my Experian, I simply moved some credit from my other Chase cards to cover the difference between the $6K SL on my CSP and the required minimum $10K SL on the CSR. The CSR is a VISA Infinite card and has a minimum SL of $10K.

No, I didn't get any bonus UR points but over time, the CSR card makes far more sense for me than the CSP card. If you travel at all on business or pleasure, consider getting the CSR card. Even though it has a higher annual fee than the CSP card, you can easily make up for that each year with better benefits. See this article for more information: https://thepointsguy.com/2017/05/sho...-csr-over-csp/

According to The Points Guy: "Even though the CSR has a higher annual fee, it easily comes out on top because of its great benefits. But as we’ve seen, even if you don’t include the value of those perks, it still doesn’t take much in the way of annual travel and dining spend for the CSR to make sense, even at $450 per year."

The ability to PC cards and move SL around among cards is one of many reasons that I like Chase.

How AF & anniversary work in your case? $450 today for CSR and prorated refund CSP?

Changing cards sounded allowed from the source link, but you had posted about the PC option being 'dead too' (See quote of your earlier post). Did you mean only with respect to sign up bonuses?

Not certain but I believe that's how they'll handle it.

Honestly I'm not too concerned about the AF on the CSR. With the $300 in travel credit annually, it's really a $150 AF card. And you can make that up easily in UR benefits alone.

Yes.

Careful! As DoC points out
Unlike Barclay and Citi, when you close Chase still uses the clock started at date of last bonus.

I'm keeping my CSR for at least another year. My 165K+ UR makes it worth paying a net AF of $150 again.

May I ask how long have you had your CSP?

When I did a PC from CSP to Freedom Unlimited, they prorated the $95 (due April) for 6 months (PC on October) and refunded $47.50.

So I am guessing it would be the same PC from CSP to CSR. Prorated CSP and fully charging the $450 on CSR.

Is it possible to pc from CSP > Freedom?

I'm not sure if you can do it directly. In my case I pc'd to a regular Sapphire and the a couple of weeks later to a Freedom card. So if it comes back no there are other options.
Just above your post someone went from CSP>FU card.

Just over a year-and-a-half, since December 2015.

thank you.

I got the CSR back in Nov 2016 with the 100k bonus and luckily just a few weeks ago I got the CSP. I went back and forth about getting the CSP or another SWA card, so glad I got the CSP! Feeling pretty smart today :D


Now I just have to decide if I will keep the CSR when the AF hits, or cancel it and just roll with the cheaper CSP from there on.

Before you ditch the CSR in favor of the CSP, you might want to read this article by The Points Guy:

https://thepointsguy.com/2017/05/sho...-csr-over-csp/

His take is that the CSR is worth keeping despite the higher AF because its benefits are significantly greater on an ongoing basis.