Jan 10, 2017, 9:46 am
Last edit by: StartinSanDiego
This thread is now archived. The 2020 version is here: https://www.flyertalk.com/forum/chase-ultimate-rewards/1997467-sapphire-reserve-higher-annual-fee-550-lyft-doordash-benefits.html
It was a continuation of THIS discussion.
Use this thread to discuss the Sapphire Reserve card offer. There are separate threads to discuss:
$300 Travel Credit
Priority Pass
Concierge Service
Travel Insurance
Global Entry/TSA PreCheck reimbursement.
This card is subject to Chase's 5/24 policy. For information on (and discussion of) the policy, see Applying for Chase Credit Cards, 2017 onward. You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
As of August 2018, all Chase Sapphire cards are (with limited exceptions) subject to an additional restriction:
See Sapphire (CSR & CSP) 48 months between bonuses, August 2018 for details and ongoing discussion.
Landing page with bonus offer (50,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...304&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here: https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. (verified in Post #2635 ; also verified by Chase)
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air.
How to determine your account number, expiration date, and shipping date before receiving the card
(** Note that this no longer seems to work checking on 5/18 - the account number in the secure message header is XXXXXX'd out except for last 4 digits)
(** Also I do not see any recent comments 5/18 on timely shipping or shipping method)
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720.
3. The expiration date is five years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2021.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be via UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined for your address.
6. Contrary to what the customer service rep may tell you about the delivery of the card—such as the card will take 1-2 weeks or that expedited shipping is not available—the card is actually expedited and shipped via express shipping, as mentioned in #5. There is no need to ask for expedited shipping.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
It was a continuation of THIS discussion.
Use this thread to discuss the Sapphire Reserve card offer. There are separate threads to discuss:
$300 Travel Credit
Priority Pass
Concierge Service
Travel Insurance
Global Entry/TSA PreCheck reimbursement.
This card is subject to Chase's 5/24 policy. For information on (and discussion of) the policy, see Applying for Chase Credit Cards, 2017 onward. You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
As of August 2018, all Chase Sapphire cards are (with limited exceptions) subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
Landing page with bonus offer (50,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...304&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here: https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. (verified in Post #2635 ; also verified by Chase)
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air.
How to determine your account number, expiration date, and shipping date before receiving the card
(** Note that this no longer seems to work checking on 5/18 - the account number in the secure message header is XXXXXX'd out except for last 4 digits)
(** Also I do not see any recent comments 5/18 on timely shipping or shipping method)
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720.
3. The expiration date is five years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2021.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be via UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined for your address.
6. Contrary to what the customer service rep may tell you about the delivery of the card—such as the card will take 1-2 weeks or that expedited shipping is not available—the card is actually expedited and shipped via express shipping, as mentioned in #5. There is no need to ask for expedited shipping.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
Chase Sapphire Reserve (CSR) 2017-2019, archived
Feb 22, 2017, 8:57 pm
#421
Join Date: Apr 2008
Posts: 615
So if I'm understanding - he bought the gift card via his MPX app but used his CSR for the purchase. He got 3x on the CSR and he got United 5x for the purchase. Double dipped purchase?
Feb 22, 2017, 10:41 pm
#422
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,284
I'm going to use the CSR this year and just get into the groove of the business travel lifestyle (never done it before). If it turns out that I fly a lot of WN, then I'll get prepared with the Chase WN cards later in the year to earn CP for the 18/19 seasons. That also seems like a no-brainer.
Feb 23, 2017, 1:01 am
#424
Join Date: Jul 2001
Location: SW Michigan, ex SF Bay Area
Posts: 831
This card is amazing! Lounge access (love it), primary rental car insurance (glad to have it), trip delay insurance (already used it). And that's on top of the 3x points and 100K signup bonus! I'm planning on keeping and using this card long term. Hope they don't reduce the benefits. My only wish is for 1.5x on "other" purchases, so I wouldn't have to think about when to use this one and when to use my Freedom Unlimited (and regret when I get it wrong because a purchase didn't code as travel or dining when I thought it would).
Feb 25, 2017, 7:14 am
#425
Join Date: Dec 2013
Location: Tennessee
Programs: SPG, Marriott, United, SWA, AA
Posts: 700
Live in Nashville and the closest branch to us is in Bowling Green, KY. I called them to see if applying via phone or fax was an option, to save me the trip, and they confirmed for the 100,000 bonus, they required it to be in-person. Made the trip up this past Saturday and wife got approved on the spot.
Feb 27, 2017, 4:18 pm
#426
Join Date: Dec 2009
Posts: 142
I applied Chase Sapphire Reserve today at the branch and got a 7-10 days message. The bank CS told me that she will contact me if I get approved. Should I call the recon line myself to check the status on my application? I have about $50K credit line on my other Chase CC. I am 3/24 as of February 12.
Edit: I actually saw Frequent Miler's post regarding the CSR CC. Don't call until denied. So I will wait.
Edit: I actually saw Frequent Miler's post regarding the CSR CC. Don't call until denied. So I will wait.
Last edited by frugaltravel; Feb 27, 2017 at 4:24 pm
Feb 27, 2017, 8:39 pm
#427
Join Date: Oct 2016
Posts: 65
I applied Chase Sapphire Reserve today at the branch and got a 7-10 days message. The bank CS told me that she will contact me if I get approved. Should I call the recon line myself to check the status on my application? I have about $50K credit line on my other Chase CC. I am 3/24 as of February 12.
Edit: I actually saw Frequent Miler's post regarding the CSR CC. Don't call until denied. So I will wait.
Edit: I actually saw Frequent Miler's post regarding the CSR CC. Don't call until denied. So I will wait.
Feb 28, 2017, 7:42 am
#428
Join Date: Aug 2011
Posts: 488
My AF for the CSP card is going to hit in a few months, so this comment is relevant to me. What no fee card can I downgrade to and still keep my UR points without having the downgrade count as a new app?
Feb 28, 2017, 7:45 am
#429
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Feb 28, 2017, 8:13 am
#431
Join Date: Aug 2011
Posts: 488
I'm currently at 6/24. The last two were Chase Marriott and Sapphire. My 6/24 includes a Chase MR Business card that I applied for on 3/24/15, so I'll be down to 5/24 on April 1.
My plan is to apply for CSR on March 9 at a branch and see what happens. If I get denied due to too many cards, I'll wait until April 2 and call the recon line when I'm down to 5/24. I just lowered my CLs to make it easier to get approved.
Does this make sense?
My plan is to apply for CSR on March 9 at a branch and see what happens. If I get denied due to too many cards, I'll wait until April 2 and call the recon line when I'm down to 5/24. I just lowered my CLs to make it easier to get approved.
Does this make sense?
Feb 28, 2017, 8:18 am
#432
Join Date: Mar 2013
Programs: HHonors Diamond, IHG Plat, Club Carlson Gold, SPG Gold, Marriott Gold
Posts: 316
I applied Chase Sapphire Reserve today at the branch and got a 7-10 days message. The bank CS told me that she will contact me if I get approved. Should I call the recon line myself to check the status on my application? I have about $50K credit line on my other Chase CC. I am 3/24 as of February 12.
Edit: I actually saw Frequent Miler's post regarding the CSR CC. Don't call until denied. So I will wait.
Edit: I actually saw Frequent Miler's post regarding the CSR CC. Don't call until denied. So I will wait.
Feb 28, 2017, 11:15 am
#433
Join Date: Jan 2014
Programs: DL PM, Hyatt Globalist, IHG Spire
Posts: 98
Just got approved in branch for the 100K offer with a 34K credit line. The whole process took less than 15 minutes. I'm excited to start using this card!
Feb 28, 2017, 11:22 pm
#434
Join Date: Jun 2004
Location: San Diego
Programs: IHG Spire Amb, HH Diamond, DL Diamond and 1MM
Posts: 3,610
I'm currently at 6/24. The last two were Chase Marriott and Sapphire. My 6/24 includes a Chase MR Business card that I applied for on 3/24/15, so I'll be down to 5/24 on April 1.
My plan is to apply for CSR on March 9 at a branch and see what happens. If I get denied due to too many cards, I'll wait until April 2 and call the recon line when I'm down to 5/24. I just lowered my CLs to make it easier to get approved.
Does this make sense?
My plan is to apply for CSR on March 9 at a branch and see what happens. If I get denied due to too many cards, I'll wait until April 2 and call the recon line when I'm down to 5/24. I just lowered my CLs to make it easier to get approved.
Does this make sense?
The wiki over there says 5 or more are too many. Thus four is your limit, not five. Another way to look at it is the new card can be the 5th one.
Run a credit report on yourself at CreditKarma (free). The Chase business card probably doesn't show up; and if so, won't count against the 5/24. On the other hand, being merely an authorized users on a personal account may very well count. Only way to tell is by looking at your credit report.
Mar 1, 2017, 6:30 am
#435
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
A Chase business card will not show up on your credit report (unless you default), but it could still count for 5/24 purposes because Chase is the issuer and they can see it from their internal records. A authorized user entry can be manually subtracted during the reconsideration process.