New Chase policy (Oct 2016): No Annual Fee refund >30 days after AF billed.
Jan 4, 2018, 6:50 pm
#46
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,787
I'm the one that wrote the initial article about this strategy back in August so I've been following this closely. Every data point so far indicates that the Chase rep was full of crap. There have been no deductions to any annual fee refunds--whether full or pro-rated.
I ask partly out of practical consideration and partly out of my normal curiosity into things that don't matter *that* much.
Jan 5, 2018, 6:22 am
#47
Join Date: Sep 2011
Posts: 1,857
Bit of a geeky and somewhat pedantic question here: but do downgrades prorate by membership month or calendar month, being that Chase bills all annual fees on the 1st of the month? So say hypothetically your membership/statement month rolled over each month on the 12th. If you downgraded on the 20th, would you get 1/12 less of the annual fee refunded than if you had downgraded on the 7th?
I ask partly out of practical consideration and partly out of my normal curiosity into things that don't matter *that* much.
I ask partly out of practical consideration and partly out of my normal curiosity into things that don't matter *that* much.
Jan 18, 2018, 2:48 pm
#48
Join Date: Jul 2013
Posts: 636
I'm the one that wrote the initial article about this strategy back in August so I've been following this closely. Every data point so far indicates that the Chase rep was full of crap. There have been no deductions to any annual fee refunds--whether full or pro-rated.
Feb 3, 2018, 5:59 am
#52
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Apr 3, 2018, 10:27 pm
#54
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,452
Is the 30 day window from the date the fee appears or the date of the statement that contains the fee?
I just tried to cancel an Ink Preferred in this scenario -
Annual Fee is dated March 1
Statement date is March 11
Today is April 3
The agent insisted that I would receive no refund at all if I cancel today. Shouldn't I have until at least April 10?
I just tried to cancel an Ink Preferred in this scenario -
Annual Fee is dated March 1
Statement date is March 11
Today is April 3
The agent insisted that I would receive no refund at all if I cancel today. Shouldn't I have until at least April 10?
Apr 3, 2018, 10:35 pm
#55
Join Date: Feb 2009
Programs: UA Silver, Marriott LTP, Hilton Diamond, etc
Posts: 126
Is the 30 day window from the date the fee appears or the date of the statement that contains the fee?
I just tried to cancel an Ink Preferred in this scenario -
Annual Fee is dated March 1
Statement date is March 11
Today is April 3
The agent insisted that I would receive no refund at all if I cancel today. Shouldn't I have until at least April 10?
I just tried to cancel an Ink Preferred in this scenario -
Annual Fee is dated March 1
Statement date is March 11
Today is April 3
The agent insisted that I would receive no refund at all if I cancel today. Shouldn't I have until at least April 10?
By the way, I recently did Ritz -> Marriott and CSR -> Freedom downgrades and partial refunds were posted. Thank you guys for this topic that made me feel comfortable going past 30 days after AF.
Apr 4, 2018, 9:47 am
#56
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
The annual membership fee is non-refundable unless you notify us that you wish to close your account within 30 days or one billing cycle (whichever is less) after we provide the statement on which the annual fee is billed.
Apr 4, 2018, 10:47 am
#57
Suspended
Join Date: May 2009
Location: DFW
Programs: AAdvantage Platinum, Hilton HHonors Gold
Posts: 2,863
Ritz-Carlton card
My annual fee for RC card was posted on March 1st. I had sent a pm on March 27th but apparently did not go through. I sent another one today to ask to close the account. Will I get my AF back? Statement is date March 8th
Apr 4, 2018, 8:29 pm
#58
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,452
Is the 30 day window from the date the fee appears or the date of the statement that contains the fee?
I just tried to cancel an Ink Preferred in this scenario -
Annual Fee is dated March 1
Statement date is March 11
Today is April 3
The agent insisted that I would receive no refund at all if I cancel today. Shouldn't I have until at least April 10?
I just tried to cancel an Ink Preferred in this scenario -
Annual Fee is dated March 1
Statement date is March 11
Today is April 3
The agent insisted that I would receive no refund at all if I cancel today. Shouldn't I have until at least April 10?
May 27, 2018, 2:51 pm
#59
Join Date: Feb 2009
Programs: UA Silver, Marriott LTP, Hilton Diamond, etc
Posts: 126
Thank you guys again for this topic!
I had already posted above that partial refunds successfully worked for me.
Now I'm thinking about upgrading one of the cards.
Does anyone know how often Chase allows for a card to be product-changed?
I had already posted above that partial refunds successfully worked for me.
Now I'm thinking about upgrading one of the cards.
Does anyone know how often Chase allows for a card to be product-changed?
May 27, 2018, 3:27 pm
#60
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,079