Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Dec 4, 2017, 6:58 am
#496
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Dec 4, 2017, 4:41 pm
#497
Join Date: Aug 2001
Posts: 101
Business charges only??
We do have a business, but if I get this business credit card, can I also use it for personal travel, like a cruise? And for groceries? Otherwise, I might have a hard time getting the 5,000 in three months. Wouldn’t have the problem if it was during planting season. Thanks
Dec 4, 2017, 4:54 pm
#498
Join Date: Aug 2016
Posts: 58
We do have a business, but if I get this business credit card, can I also use it for personal travel, like a cruise? And for groceries? Otherwise, I might have a hard time getting the 5,000 in three months. Wouldn’t have the problem if it was during planting season. Thanks
Dec 4, 2017, 5:25 pm
#499
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
I would be much more worried about your internal controls and the IRS than Chase.
Dec 4, 2017, 5:37 pm
#500
Join Date: Aug 2001
Posts: 101
Will they send paper statements
my husband needs or rather wants a paper statement, not one that comes to his email. Can this credit do that? Looks like why you apply it makes you sign up for electronic statements? Thanks again!
Dec 5, 2017, 1:06 am
#501
Join Date: Aug 2010
Posts: 124
Dec 6, 2017, 8:19 am
#502
Join Date: May 2012
Posts: 728
There is a 100k offer available. BRM confirmed that new account just approved via paper app (way, way past 5/24 but with established Chase banking history) is for the 100k bonus.
Dec 6, 2017, 8:56 am
#503
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Separate discussion here:
Ink Preferred 100k / Ink Cash $500. Ask branch Business Relationship Manager.
Ink Preferred 100k / Ink Cash $500. Ask branch Business Relationship Manager.
Dec 6, 2017, 2:14 pm
#504
Join Date: Feb 2013
Location: PHX
Programs: AA EXP, IHG Diamond, IC Amb
Posts: 5,510
Does buying an iPhone count as phone services 3x bonus points?
Chase's pages say phone services but there's an article on Forbes that claims buying a simple phone will net the 3x bonus points.
Would buying the iPhone from Verizon qualify as phone services rather than buying from Apple?
Chase's pages say phone services but there's an article on Forbes that claims buying a simple phone will net the 3x bonus points.
Would buying the iPhone from Verizon qualify as phone services rather than buying from Apple?
Dec 6, 2017, 6:26 pm
#505
Join Date: Nov 2011
Posts: 6,385
Does buying an iPhone count as phone services 3x bonus points?
Chase's pages say phone services but there's an article on Forbes that claims buying a simple phone will net the 3x bonus points.
Would buying the iPhone from Verizon qualify as phone services rather than buying from Apple?
Chase's pages say phone services but there's an article on Forbes that claims buying a simple phone will net the 3x bonus points.
Would buying the iPhone from Verizon qualify as phone services rather than buying from Apple?
Dec 7, 2017, 10:57 am
#506
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,755
We do have a business, but if I get this business credit card, can I also use it for personal travel, like a cruise? And for groceries? Otherwise, I might have a hard time getting the 5,000 in three months. Wouldn’t have the problem if it was during planting season. Thanks
Planning to use my new CIP for the shipboard account on the holiday cruise. I hope it will still trigger 3x like the CSR even though cruise is not specifically mentioned in the CIP Travel category. However the FAQ seems to indicate Travel is defined the same way as CSR ... will report back if I earn it or forfeit the points which would be a guarantee if using CSR.
Dec 7, 2017, 11:02 am
#507
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,755
Does buying an iPhone count as phone services 3x bonus points?
Chase's pages say phone services but there's an article on Forbes that claims buying a simple phone will net the 3x bonus points.
Would buying the iPhone from Verizon qualify as phone services rather than buying from Apple?
Chase's pages say phone services but there's an article on Forbes that claims buying a simple phone will net the 3x bonus points.
Would buying the iPhone from Verizon qualify as phone services rather than buying from Apple?
Also if you count on the damage protection benefit, the phone needs to be on the monthly payment plan. Outright purchase does not enjoy the protection. This probably is a fraud-prevention measure.
Dec 7, 2017, 11:17 am
#508
Join Date: Feb 2013
Location: PHX
Programs: AA EXP, IHG Diamond, IC Amb
Posts: 5,510
i did not read this in the T&C.
do you know this from personal experience? I don’t ever finance my phones!
Dec 7, 2017, 11:29 am
#509
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
"To be eligible for Cellular Telephone Protection, You must be a valid Cardholder of an eligible U.S.-issued Chase card and charge Your monthly cellular wireless telephone bills to Your eligible card."
It doesn't matter how you bought the phone; paying your monthly bill with the INK Preferred card is what triggers the benefit.
Further, the benefits guide could be interpreted to exclude phones purchased on the monthly payment plan. This is from the benefits guide under what's not covered:
" Cellular wireless telephone which has been rented, leased, borrowed or cellular wireless telephones that are received as part of a pre-paid wireless service plan or “pay as you go” type service plans."
If Chase wanted to get technical about it, buying your phone on the monthly payment plan is technically a lease-to-own type arrangement.
Dec 7, 2017, 11:41 am
#510
Join Date: Feb 2013
Location: PHX
Programs: AA EXP, IHG Diamond, IC Amb
Posts: 5,510
I just read the T&C’s again and called the Ink Benefits Customer Service line @ 1-800-874-7702
They confirmed that it does not matter where you buy the phone or if you finance it versus buying it outright.
The coverage covers ANY phone that is listed on the cell phone monthly service bill.
If you pay your Dec bill with the card then your coverage will start in Jan.
They confirmed that it does not matter where you buy the phone or if you finance it versus buying it outright.
The coverage covers ANY phone that is listed on the cell phone monthly service bill.
If you pay your Dec bill with the card then your coverage will start in Jan.