Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
================================================== ==================================
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
================================================== ==================================
- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
================================================== ================================================== ==========================================
Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Jan 23, 2019, 5:53 pm
#901
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Jan 24, 2019, 6:37 am
#902
Join Date: Sep 2011
Posts: 1,857
Marriott Biz:
This bonus is available to you as long as you have not received a new cardmember bonus for this product in the last 24 months.
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
Jan 24, 2019, 5:12 pm
#903
Join Date: Jul 2009
Programs: Mileage Plus, AAdvantage
Posts: 424
You can have one personal login and one business login -- Chase updated the business login so you should be able to use Zelle or Chase Pay without a problem if your personal accounts are linked
I have my biz login with everything (SSN biz + EIN biz + personal accounts) which I use day to day -- kept my personal login as a back up (just has personal accounts)
I have my biz login with everything (SSN biz + EIN biz + personal accounts) which I use day to day -- kept my personal login as a back up (just has personal accounts)
Jan 28, 2019, 8:19 am
#904
Join Date: Mar 2013
Location: Chicago, IL
Posts: 422
Eventually it worked fine with Chase Pay/Zelle
Feb 1, 2019, 2:13 pm
#905
Join Date: Sep 2013
Location: Boston
Posts: 81
I applied for ink card a week ago- got the decision pending screen.. status still says 30 days.. what is general timeline now a days for them to take a decision?
Feb 3, 2019, 7:37 am
#906
Join Date: Aug 2012
Posts: 6,752
Assuming you were at 4/24 or less when you applied, it's generally an auto-approve, unless you're a new business, which customarily requires a follow-up interview. If your a new business, I'd recommend following up with their loan risk department. If existing, wait for the letter.
Feb 3, 2019, 10:07 am
#907
Join Date: Aug 2018
Location: Chicago
Posts: 318
My wife and I both applied for the card separately late last year. We both got the pending status, but we’re approved after 2-3 weeks. We didn’t follow up; we just waited and eventually got the approval email.
Feb 5, 2019, 11:27 am
#908
Join Date: Sep 2013
Location: Boston
Posts: 81
2-3 weeks.. that is a great data point.. i will wait it out. thank you!
Feb 13, 2019, 8:42 pm
#909
Join Date: Oct 2018
Posts: 21
Do we know what qualifies under 3x shipping purchases, has anyone triggered those categories\merchants
Feb 13, 2019, 8:43 pm
#910
Join Date: Jul 2012
Posts: 499
I am a current CIP cardholder. I just got a CIP offer in the mail for the 80K bonus with an invite code. I started an online application but the 24 month restrictive language is present. Interestingly, the 24 month restriction is NOT present on the paper application. Should I proceed with the paper application?
Feb 14, 2019, 12:46 am
#911
Join Date: Jan 2019
Location: Seattle
Programs: Delta PM, Alaska MVP, AMEX Plat (MR), AMEX Delta Platinum
Posts: 56
First applied in December and mistakenly put the name of my business in the Legal Business Name field - this was resulted in pending application email. - They followed up with letter asking for me to provide evidence of my business registration. I just waited a few months until February and applied again with my name as the business name since I have a sole proprietorship and got the same pending application message. After a few weeks just got the actual card - I noticed first time they just inquired on my Experian and second time the added Equifax.
Interesting it took these hoops, I have multiple AMEX business cards which seem easier to obtain.
Now time to meet the 5k spend for the 80k points... I like this card since I travel internationally for business and I can get 3x points on my hotels, taxis and other travel related expenses with no foreign transaction fee.
Interesting it took these hoops, I have multiple AMEX business cards which seem easier to obtain.
Now time to meet the 5k spend for the 80k points... I like this card since I travel internationally for business and I can get 3x points on my hotels, taxis and other travel related expenses with no foreign transaction fee.
Feb 14, 2019, 5:58 am
#912
Join Date: Sep 2011
Posts: 1,857
I am a current CIP cardholder. I just got a CIP offer in the mail for the 80K bonus with an invite code. I started an online application but the 24 month restrictive language is present. Interestingly, the 24 month restriction is NOT present on the paper application. Should I proceed with the paper application?
The Legal Business Name of a sole proprietor is the name that appears on your Social Security Card. If you've registered a DBA or Fictitious Name with your state/county, you may use that instead.
Feb 14, 2019, 6:22 am
#913
Join Date: Jul 2012
Posts: 499
Have you received a CIP bonus in the last 24 months? If so, use the paper app. If not, it doesn't matter.
The Legal Business Name of a sole proprietor is the name that appears on your Social Security Card. If you've registered a DBA or Fictitious Name with your state/county, you may use that instead.
The Legal Business Name of a sole proprietor is the name that appears on your Social Security Card. If you've registered a DBA or Fictitious Name with your state/county, you may use that instead.
Feb 14, 2019, 6:38 am
#914
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,937
I am a current CIP cardholder. I just got a CIP offer in the mail for the 80K bonus with an invite code. I started an online application but the 24 month restrictive language is present. Interestingly, the 24 month restriction is NOT present on the paper application. Should I proceed with the paper application?
Feb 14, 2019, 6:45 am
#915
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,937
Assuming you were at 4/24 or less when you applied, it's generally an auto-approve, unless you're a new business, which customarily requires a follow-up interview. If your a new business, I'd recommend following up with their loan risk department. If existing, wait for the letter.