Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Jan 16, 2019, 12:57 pm
#886
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Jan 21, 2019, 10:09 am
#888
Join Date: Sep 2005
Location: Denver
Posts: 509
Probably a dumb question, but I've tried searching this thread and couldn't find an answer because my search terms (Ink, Plus, etc.) were too short...
I was approved for and received the bonus for the Ink Plus® business credit card back in 2014. I still have the card and use it for the 5x categories. I also have the Ink Business Preferred card as an employee of a company, but obviously didn't receive any sort of sign-up bonus for that card.
Would I be eligible for the existing offer if I apply for this card under my name and SSN? I'm under 5/24.
Thanks for your help.
I was approved for and received the bonus for the Ink Plus® business credit card back in 2014. I still have the card and use it for the 5x categories. I also have the Ink Business Preferred card as an employee of a company, but obviously didn't receive any sort of sign-up bonus for that card.
Would I be eligible for the existing offer if I apply for this card under my name and SSN? I'm under 5/24.
Thanks for your help.
Jan 21, 2019, 10:40 am
#889
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
You can search for short terms by enclosing them in quotation marks, use "Plus" rather than Plus.
INK Preferred is a different product from Bold, Plus, Classic, Cash. Holding any of those will not disqualify you from a bonus.
Holding an employee or Authorized User card on someone else's account is irrelevant.
INK Preferred is a different product from Bold, Plus, Classic, Cash. Holding any of those will not disqualify you from a bonus.
Holding an employee or Authorized User card on someone else's account is irrelevant.
Jan 21, 2019, 11:44 am
#890
Join Date: Jul 2009
Programs: Mileage Plus, AAdvantage
Posts: 424
I had to split my accounts last year due to this restriction. Don't know if they have changed the rule since then.
Jan 21, 2019, 2:43 pm
#891
Join Date: Apr 2014
Posts: 539
One thing to be aware of is that chase pay can only be used with standalone personal accounts. Anyone who uses or intends to use chase pay needs to keep business and personal accounts separate.
I had to split my accounts last year due to this restriction. Don't know if they have changed the rule since then.
I had to split my accounts last year due to this restriction. Don't know if they have changed the rule since then.
Jan 21, 2019, 7:11 pm
#892
Join Date: Jul 2009
Programs: Mileage Plus, AAdvantage
Posts: 424
I would prefer to keep a single account. Looks like I need to call them again.
Jan 22, 2019, 12:25 pm
#893
Join Date: Mar 2013
Location: Chicago, IL
Posts: 422
Hmm.. That's weird. When I had the combined account, chase pay app kept erroring out during registration itself. So I called the customer service and was specifically told that my personal account needs to be separated for the app to work. After that was done, chase pay app worked without any issues.
I would prefer to keep a single account. Looks like I need to call them again.
I would prefer to keep a single account. Looks like I need to call them again.
I have my biz login with everything (SSN biz + EIN biz + personal accounts) which I use day to day -- kept my personal login as a back up (just has personal accounts)
Jan 22, 2019, 1:08 pm
#894
Join Date: Jun 2007
Posts: 1,406
I called the branch and they do not have any better specials than online.
Jan 23, 2019, 10:27 am
#895
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,012
I applied for the Ink Preferred as soon as it first came out in Dec 16, got the bonus on or around 2/6/17, kept the card for one year then referred my wife for it and cancelled. She now holds the card (on her 2nd year) and can refer me for it. Since I'm coming up on 24 months of my last Ink Preferred bonus, is there a way to make sure I have waited long enough to apply? I know with Amex that the application page will issue a pop-up IF you are not eligible for a bonus for having had the bonus before.
Jan 23, 2019, 1:36 pm
#896
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
I applied for the Ink Preferred as soon as it first came out in Dec 16, got the bonus on or around 2/6/17, kept the card for one year then referred my wife for it and cancelled. She now holds the card (on her 2nd year) and can refer me for it. Since I'm coming up on 24 months of my last Ink Preferred bonus, is there a way to make sure I have waited long enough to apply? I know with Amex that the application page will issue a pop-up IF you are not eligible for a bonus for having had the bonus before.
b. Chase will not approve you for the card if you don't qualify for the bonus. If you apply too early, you'll simply be denied.
c. Apply for an EIN from the IRS for your sole proprietorship and apply now using the EIN as your tax ID number (TIN).
Jan 23, 2019, 1:39 pm
#897
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,012
a. You can check your past statements to see when you received the bonus. (Alternately, add 90-115 days to Dec 16 for the outer limit for when you could have received the bonus.)
b. Chase will not approve you for the card if you don't qualify for the bonus. If you apply too early, you'll simply be denied.
c. Apply for an EIN from the IRS for your sole proprietorship and apply now using the EIN as your tax ID number (TIN).
b. Chase will not approve you for the card if you don't qualify for the bonus. If you apply too early, you'll simply be denied.
c. Apply for an EIN from the IRS for your sole proprietorship and apply now using the EIN as your tax ID number (TIN).
Jan 23, 2019, 4:19 pm
#900
Join Date: Aug 2018
Programs: Chase UR, HHonors, SPG/Marriott, Total Rewards
Posts: 23