Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Jul 16, 2018, 7:28 am
#736
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
[QUOTE=pallhedge;29978719....
You can combine points on demand from one card to another via the Ultimate Rewards website.[/QUOTE]
Discussion here:
https://www.flyertalk.com/forum/chas...solidated.html
You can combine points on demand from one card to another via the Ultimate Rewards website.[/QUOTE]
Discussion here:
https://www.flyertalk.com/forum/chas...solidated.html
Jul 16, 2018, 9:58 pm
#737
Join Date: Mar 2018
Posts: 26
Anyone had success using someone else’s targeted mailer for the 120,000 point bonus? I’ve seen where people have traded/sold them. Curious as to how you access/use the offer
Jul 17, 2018, 7:16 am
#738
Join Date: Aug 2017
Programs: Hilton Diamond, IHG Spire Ambassador, Global Entry
Posts: 2,851
Just got approved for this card. Super bummed that I can't use Visa to make mortgage payments through Plastiq. Anyone have any generalized tips to hit the 5k spend on this without MS? I'm probably just going to pay off my car loan through Plastiq before the 3x points goes away, and put any other travel on there.
Jul 18, 2018, 10:05 am
#739
Join Date: Nov 2007
Posts: 104
Is the 100k points offer still available thru BRM? Maybe I have missed it, but somehow I didn’t see it discussed here recently. Thanks!
Jul 18, 2018, 7:05 pm
#740
Join Date: Sep 2016
Location: Las Vegas
Programs: American Airlines Plat Pro, Marriott Titanium, Hyatt Globalist
Posts: 207
The current method being the new digital applications they're filing? Do I need to say anything to the BRM to make sure they file it properly (similar to how previously you had to make sure they actually faxed the paper copy in)?
Jul 18, 2018, 9:07 pm
#741
Join Date: Sep 2011
Posts: 1,857
Mention "Docusign". If you use that method to "sign" the electronic application, it should still bypass the initial 5/24 screening.
Jul 19, 2018, 2:57 pm
#742
Join Date: Nov 2007
Posts: 104
Is 100K bonus still possible with "DocuSign" and BRM? Or is it a thing in the past?
Jul 20, 2018, 9:32 am
#743
Join Date: Nov 2002
Location: saint augustine, FL USA
Posts: 463
Just got approved for this card. Super bummed that I can't use Visa to make mortgage payments through Plastiq. Anyone have any generalized tips to hit the 5k spend on this without MS? I'm probably just going to pay off my car loan through Plastiq before the 3x points goes away, and put any other travel on there.
Jul 23, 2018, 9:41 am
#744
Join Date: Aug 2016
Posts: 108
Prepay cable and cellphone bills. Pay your taxes.
Jul 23, 2018, 10:55 am
#745
Join Date: Aug 2017
Programs: Hilton Diamond, IHG Spire Ambassador, Global Entry
Posts: 2,851
Definitely going to leave the cable and cell phone on Ink Cash as that is 5%. I went ahead and paid off my car loan. That puts me pretty close. Between some plane tickets, rental cars, ferries, etc I will probably be buying soon, that should put me in a good spot.
I'm debating if I want to still do the taxes though. I figured I'll net about $80 in additional points from that. Just need to decide if I want to remove it from escrow for that. If I am even a day late on that, I pay a 10% penalty much larger than $80
I'm debating if I want to still do the taxes though. I figured I'll net about $80 in additional points from that. Just need to decide if I want to remove it from escrow for that. If I am even a day late on that, I pay a 10% penalty much larger than $80
Jul 24, 2018, 2:10 pm
#746
Join Date: Aug 2016
Posts: 108
Just got approved for this card. Super bummed that I can't use Visa to make mortgage payments through Plastiq. Anyone have any generalized tips to hit the 5k spend on this without MS? I'm probably just going to pay off my car loan through Plastiq before the 3x points goes away, and put any other travel on there.
bad timing.. No car loan, mortgage is with chase.
Last edited by vbnet; Jul 24, 2018 at 2:11 pm Reason: clarity
Jul 25, 2018, 1:29 pm
#747
Join Date: Jul 2016
Posts: 56
I'm really hoping to find a BRM who would take an email app. If you have a contact, PM me.
Jul 27, 2018, 11:53 am
#749
Join Date: Aug 2015
Posts: 279
New Chase Ink Preferred. 9k CL, used 7.5k first statement. Paid all off in full on 7/19. It is now 7/27, and while my balance shows $0, available credit is still only 1.5k. Reason to be concerned?
Jul 27, 2018, 12:16 pm
#750
Join Date: Dec 2017
Posts: 1,107
I'm not sure. My IHG card is doing similar. Online it shows available to be $2300 less than my limit, but I paid it off last week. Not sure what the deal is. My CSR isn't doing that though, as I paid it off last week as well.
Shows the same in the Chase app as well, but shows credit line hasn't changed.