Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Apr 18, 2018, 12:21 pm
#631
Join Date: Nov 2014
Location: MCI
Posts: 698
Been using CIP and Plastiq to pay off my student loans which has been good so far.
Apr 19, 2018, 8:38 am
#632
Join Date: Nov 2003
Location: LAX
Posts: 650
I filled out the application online as sole proprietor, with same address for business as my personal address. But I keep getting the error message:
Please complete these fields to continue to next step:
Please complete these fields to continue to next step:
- First name
- Last name
- Home street address
- City
Apr 20, 2018, 6:08 am
#633
Join Date: Sep 2011
Posts: 1,857
I filled out the application online as sole proprietor, with same address for business as my personal address. But I keep getting the error message:
Please complete these fields to continue to next step:
Please complete these fields to continue to next step:
- First name
- Last name
- Home street address
- City
Apr 20, 2018, 11:42 pm
#636
Join Date: Nov 2013
Location: NYC
Programs: BA
Posts: 954
Has anyone been able to figure out why Plastiq codes as 3x on the CIP? It's not travel, or it would get 3x on the CSR, and it's not internet provider/telecom or it would get 5x on the Ink Cash... Is it a "shipping service" since they basically mail a check on your behalf? 
Apr 23, 2018, 10:44 am
#637
Join Date: Jun 2009
Location: TPA
Programs: DL Diamond, HH Diamond, IHG Plat, Marriott Gold
Posts: 1,256
I have some questions about the cell phone protection with this card.
I just paid the bill in full yesterday in two payments, both with Ink Preferred (long story but it's easier to collect from someone else that way). Will coverage still be effective eventhough it wasn't one payment?
My luck, dropped my Note 8 today and shattered the screen. It's on a payment plan with Verizon and I owe about $550. How does the coverage work in that case? It says it'll pay up to $600. Asurion (with VZW) will just ship you a replacement phone and your balance will remain the same, etc. Will Chase (or the 3rd party that does this) just pay off the remainder of the balance, then it's on me to get a new phone?
I just paid the bill in full yesterday in two payments, both with Ink Preferred (long story but it's easier to collect from someone else that way). Will coverage still be effective eventhough it wasn't one payment?
My luck, dropped my Note 8 today and shattered the screen. It's on a payment plan with Verizon and I owe about $550. How does the coverage work in that case? It says it'll pay up to $600. Asurion (with VZW) will just ship you a replacement phone and your balance will remain the same, etc. Will Chase (or the 3rd party that does this) just pay off the remainder of the balance, then it's on me to get a new phone?
Apr 26, 2018, 1:35 pm
#638
Join Date: Jul 2005
Posts: 41
I can't speak about the split payment. I did use the cell coverage the month after I first used the card. My son dropped an iphone on a ride at the Mall of America. I took the phone into the Apple Store at the mall. The phone was "bent." It was not under warrantee with Apple. They "fixed" it by swapping out the same model and charged me $299 plus tax. I kept all of the paperwork. I recall having to make several calls to the insurance company vended through Chase, but eventually received a check for $199. There is a $100 deductible and they did not cover the tax. Fairly straight forward process though. Filed the claim online and uploaded the bill for the repair and the previous month's att bill. Hope that helps.
Apr 28, 2018, 6:46 pm
#639
Join Date: Sep 2011
Posts: 155
Applying for Chase Ink Business. They want more info
I applied for Chase Ink Business. Decision was pending. Got a letter in the mail today asking for more information. They want
1. Name of the company - I had put my name as business name when applying.
2. Federal Tax Identification Number - I put my SSO when applying
3. Proof of current business physical address - I had put my home address when applying.
What are my odds of getting approved? I intend to say it's a business I run from home. Professional Services like building web sites for clients. What should I do next? Call them asking for reconsideration?
1. Name of the company - I had put my name as business name when applying.
2. Federal Tax Identification Number - I put my SSO when applying
3. Proof of current business physical address - I had put my home address when applying.
What are my odds of getting approved? I intend to say it's a business I run from home. Professional Services like building web sites for clients. What should I do next? Call them asking for reconsideration?
Apr 28, 2018, 10:46 pm
#640
Join Date: Dec 2009
Location: New York, NY
Programs: AA Gold. UA Silver, Marriott Gold, Hilton Diamond, Hyatt (Lifetime Diamond downgraded to Explorist)
Posts: 6,776
Do you have an existing relationship with Chase? Bank account, mortgage, other credit cards?
Did you put down a low level of income for the business?
Do you have many credit cards in general? with Chase? Personal & existing Business?
Did you put down a low level of income for the business?
Do you have many credit cards in general? with Chase? Personal & existing Business?
Apr 29, 2018, 2:36 am
#641
Join Date: Oct 2005
Location: USA
Programs: SQ PPS SOLITAIRE, AA ,HHONOR GOLD, BONVOY GOLD, IHG PLAT
Posts: 2,041
I applied for Chase Ink Business. Decision was pending. Got a letter in the mail today asking for more information. They want
1. Name of the company - I had put my name as business name when applying.
2. Federal Tax Identification Number - I put my SSO when applying
3. Proof of current business physical address - I had put my home address when applying.
What are my odds of getting approved? I intend to say it's a business I run from home. Professional Services like building web sites for clients. What should I do next? Call them asking for reconsideration?
1. Name of the company - I had put my name as business name when applying.
2. Federal Tax Identification Number - I put my SSO when applying
3. Proof of current business physical address - I had put my home address when applying.
What are my odds of getting approved? I intend to say it's a business I run from home. Professional Services like building web sites for clients. What should I do next? Call them asking for reconsideration?
But from your post above, I’m wondering if you actually have a business/sole proprietorship ?
Apr 29, 2018, 5:49 am
#642
Join Date: Sep 2011
Posts: 1,857
I applied for Chase Ink Business. Decision was pending. Got a letter in the mail today asking for more information. They want
1. Name of the company - I had put my name as business name when applying.
2. Federal Tax Identification Number - I put my SSO when applying
3. Proof of current business physical address - I had put my home address when applying.
What are my odds of getting approved? I intend to say it's a business I run from home. Professional Services like building web sites for clients. What should I do next? Call them asking for reconsideration?
1. Name of the company - I had put my name as business name when applying.
2. Federal Tax Identification Number - I put my SSO when applying
3. Proof of current business physical address - I had put my home address when applying.
What are my odds of getting approved? I intend to say it's a business I run from home. Professional Services like building web sites for clients. What should I do next? Call them asking for reconsideration?
Apr 29, 2018, 10:06 am
#643
Join Date: Jul 2012
Posts: 1,319
What are the experiences with getting a 2nd Ink with another (actually existing) business? A 1 year anniversary is coming up, and I don't really want to pay the annual fee (but also have not transfered the miles anywhere yet, as I am still thinking about it)
Probably can't qualify for CSR/CSP as I opened 5 new cards in the last year (not usual for me, and probably will not do so again next year, but in the meantime got to do something). Not sure if Ink is going to be available for the same reason, of course.
Probably can't qualify for CSR/CSP as I opened 5 new cards in the last year (not usual for me, and probably will not do so again next year, but in the meantime got to do something). Not sure if Ink is going to be available for the same reason, of course.
Apr 29, 2018, 3:59 pm
#644
Join Date: Sep 2011
Posts: 155
I put $1000 for income from business
I am following the 24/5 rule and have less than 5 cards in last 2 years.
Apr 29, 2018, 4:00 pm
#645
Join Date: Sep 2011
Posts: 155
i received the same letter, faxed in my reply, and was promptly approved. A simple phone bill in the business name confirming the address and any sort of IRS Form stating your FEIN will suffice
But from your post above, I’m wondering if you actually have a business/sole proprietorship ?
