Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Mar 28, 2018, 11:43 am
#602
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
What's the current thought on combining business/personal accounts? Just got the CIP and it's on a separate account from my 4 personal cards. Is A) it even possible to combine today? B) Is there risk? I did some Google searches but a lot of what I saw was outdated and from older interface.
I'm planning on getting more Chase cards over the next 6 or so months (CSR, CIP with EIN, CIC) so want to make sure I don't put myself at risk.
I'm planning on getting more Chase cards over the next 6 or so months (CSR, CIP with EIN, CIC) so want to make sure I don't put myself at risk.
Mar 28, 2018, 11:49 am
#603
Community Director Emerita
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,742
I do it for the accounts where I am primary. My husband does it for the accounts where he is primary. It requires calling Chase to do this, as initially the business and personal cards require separate log ins. They have the ability to merge them. Chase certainly knows all the cards that you hold, whether business or personal. My being able to see them in one log in changes nothing for Chase. It is a benefit for me.
Mar 28, 2018, 4:46 pm
#604
Join Date: Mar 2017
Location: Seattle
Programs: Alaska MVP Gold
Posts: 21
I'm thinking about applying for the CIP. I do some freelance blog writing on the side, but nothing that generates massive income. Based on what I've read it seems like this should still suffice. I have an 800+ FICO and technically under 5/24 as of this month, but waiting until April just to make sure. I want to submit applications for CIP, Citi AA, and Amex PRG. Should I submit all on the same day? Should I submit for CIP first and wait for approval (hopefully) THEN apply for Citi and Amex? Whats the best course of action to take here?
Mar 28, 2018, 8:31 pm
#605
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,079
I'm thinking about applying for the CIP. I do some freelance blog writing on the side, but nothing that generates massive income. Based on what I've read it seems like this should still suffice. I have an 800+ FICO and technically under 5/24 as of this month, but waiting until April just to make sure. I want to submit applications for CIP, Citi AA, and Amex PRG. Should I submit all on the same day? Should I submit for CIP first and wait for approval (hopefully) THEN apply for Citi and Amex? Whats the best course of action to take here?
Mar 28, 2018, 8:34 pm
#606
Join Date: Mar 2017
Location: Seattle
Programs: Alaska MVP Gold
Posts: 21
So the course of action is CIP, wait for approval, then Citi, then Amex? Could/Should I combine Citi and Amex on the same day since they are both personal cards?
Mar 28, 2018, 8:38 pm
#607
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,079
No hurry, I was trying to alleviate the number of hard pulls. I know with personal cards, I can get by with doing them all on the same day, but wasn't quite sure with the business. The Citi and Amex will be personal cards. I only have 1 other business credit card with BofA right now.
So the course of action is CIP, wait for approval, then Citi, then Amex? Could/Should I combine Citi and Amex on the same day since they are both personal cards?
So the course of action is CIP, wait for approval, then Citi, then Amex? Could/Should I combine Citi and Amex on the same day since they are both personal cards?
Mar 29, 2018, 3:41 pm
#609
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,754
What's the current thought on combining business/personal accounts? Just got the CIP and it's on a separate account from my 4 personal cards. Is A) it even possible to combine today? B) Is there risk? I did some Google searches but a lot of what I saw was outdated and from older interface.
I'm planning on getting more Chase cards over the next 6 or so months (CSR, CIP with EIN, CIC) so want to make sure I don't put myself at risk.
I'm planning on getting more Chase cards over the next 6 or so months (CSR, CIP with EIN, CIC) so want to make sure I don't put myself at risk.
We like to have ONE single access to all the cards and ours have been combined for a couple years now. You do need to either call Chase or drop by a branch to do it. Can't do it online.
Apr 1, 2018, 9:22 am
#610
Join Date: Apr 2008
Posts: 615
Besides things like plastiq and gyft, any other online methods earning 3x for folks?
Apr 5, 2018, 12:26 am
#611
Join Date: Apr 2014
Posts: 539
My husband and I set up an appointment with a BRM at a local Chase bank. We are each well over 5/24. I am primary on a Chase Ink card. The BRM filled out the form for my husband and mailed it in it for the 100K offer. This kept it from going thru the computer algorithm that would have meant automatic denial. Today we received notice from him that the card has been approved.
Apr 5, 2018, 12:48 pm
#612
Join Date: Jun 2007
Posts: 1,406
Having a no-annual fee card a blocker?
Will they let me to have a CHASE INK BUSINESS PREFERRED when I already have
a no-annual fee card?
Also, spouse applied for another Chase Biz card - they declined it stating that already have 5 chase cards though on 4/24.
a no-annual fee card?
Also, spouse applied for another Chase Biz card - they declined it stating that already have 5 chase cards though on 4/24.
Apr 6, 2018, 4:14 am
#613
Join Date: Jun 2013
Posts: 42
I have a question for everyone who applied at a Chase branch. Do the applications get reviewed by the reps, or they just give you the forms, you fill them out and they submit them for you? I just don't want to get grilled about my business if I don't have to.
Apr 6, 2018, 6:08 am
#614
Join Date: Sep 2011
Posts: 1,857
You may need to convince a BRM to take a meeting with you and submit the app on your behalf. But in terms of your application itself, no decisions are made in-branch.
Apr 7, 2018, 7:46 pm
#615
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,079
The Chase underwriters may well grill you after they review your app. Many data points in this forum. If you have an actual business and answer their questions honestly you have a good chance of being approved.