Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Nov 19, 2019, 4:59 pm
#1111
Join Date: Aug 2016
Posts: 108
He did. Payback for me using his CSR link. I'll sm from home tonight and post back when I have an answer.
Nov 20, 2019, 8:09 pm
#1112
Join Date: Aug 2016
Posts: 108
You should have received it by now. It would normally post on your first statement after approval, possibly second statement if the approval was too close to your statement closing date.
Chase has a secure message function, the link to it is in the drop down menu (click on the three horizontal lines, top left of your account page.) Prior to inquiring with Chase, though, I'd double check to make certain that your son actually used your referral link when applying.
Chase has a secure message function, the link to it is in the drop down menu (click on the three horizontal lines, top left of your account page.) Prior to inquiring with Chase, though, I'd double check to make certain that your son actually used your referral link when applying.
Thanks for the help, they confirmed it was recognized and is on this month's statement. I'm a happy camper.
Nov 21, 2019, 4:25 pm
#1113
Join Date: May 2019
Posts: 21
I have a sole prop for rent houses. I registered with state and used that info on CIP app. Called the line and it says under review and 7-10 day language. Got busy and forgot to call. Yesterday Got a paper in the mail from their fraud department wanting to very business name and address. Said I could fax in EIN confirmation letter so did that yesterday. Also I am under 5/24.
should I be good?
also is the phone number not working for anyone else today? Says check number and call again or something like that.
should I be good?
also is the phone number not working for anyone else today? Says check number and call again or something like that.
Nov 25, 2019, 9:27 pm
#1114
Join Date: Nov 2013
Posts: 191
Curious, if my business card is sole prop. and applied with SSN. Does it show up and affect my credit score?
If not, then I don't need to down business credit cards before statement close.
If not, then I don't need to down business credit cards before statement close.
Nov 26, 2019, 12:04 am
#1115
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Nov 28, 2019, 2:24 pm
#1116
Join Date: Jan 2012
Location: WAS
Posts: 113
I see the advice is to use your own name as "legal name of business" and "business name on card" if you're applying under your own SSN. I already have a Chase Ink Bold where the business name on the card is different than my name.
In that case, is it ever correct to put the business name from the existing card on the new CIP application as the business name on the new card to help their system realize they've already approved this business before? Or should both fields still be my personal name?
In that case, is it ever correct to put the business name from the existing card on the new CIP application as the business name on the new card to help their system realize they've already approved this business before? Or should both fields still be my personal name?
Nov 28, 2019, 7:01 pm
#1117
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Nov 28, 2019, 9:04 pm
#1118
Join Date: Mar 2018
Posts: 26
Checking in again: I feel like this is the next card that makes sense for me in terms of trying to maximize Chase points. So far, I've only gotten keeper cards, and would prefer to continue getting cards that I will keep and can get recurring value out of.
While this has an amazing sign up bonus, I'm worried there's not a lot of value in the card for me after that.
I've got the CSR--so 3% travel is covered
I've got the Chase Ink Cash--so I get 5% on internet, phone, cable
I rarely ship anything and I certainly don't have advertising expenses.
So is there an avenue for getting value out of this card that I'm missing? Or am I better off getting and downgrading later?
While this has an amazing sign up bonus, I'm worried there's not a lot of value in the card for me after that.
I've got the CSR--so 3% travel is covered
I've got the Chase Ink Cash--so I get 5% on internet, phone, cable
I rarely ship anything and I certainly don't have advertising expenses.
So is there an avenue for getting value out of this card that I'm missing? Or am I better off getting and downgrading later?
Dec 4, 2019, 4:51 pm
#1119
Join Date: Oct 2019
Posts: 7
Is it likely I would be able to get the CIP as my first Chase card?
I know even long time Chase customers have trouble getting the CIP as it's a flagship card for Chase.
I only have the Uber Visa (1.5 yrs) and the Amex Plat (1 yr) on my credit history. I also have a checking account open with Chase. Not sure if they take that into account when approving applicants.
I know even long time Chase customers have trouble getting the CIP as it's a flagship card for Chase.
I only have the Uber Visa (1.5 yrs) and the Amex Plat (1 yr) on my credit history. I also have a checking account open with Chase. Not sure if they take that into account when approving applicants.
Dec 4, 2019, 5:10 pm
#1120
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Checking in again: I feel like this is the next card that makes sense for me in terms of trying to maximize Chase points. So far, I've only gotten keeper cards, and would prefer to continue getting cards that I will keep and can get recurring value out of.
While this has an amazing sign up bonus, I'm worried there's not a lot of value in the card for me after that.
I've got the CSR--so 3% travel is covered
I've got the Chase Ink Cash--so I get 5% on internet, phone, cable
I rarely ship anything and I certainly don't have advertising expenses.
So is there an avenue for getting value out of this card that I'm missing? Or am I better off getting and downgrading later?
While this has an amazing sign up bonus, I'm worried there's not a lot of value in the card for me after that.
I've got the CSR--so 3% travel is covered
I've got the Chase Ink Cash--so I get 5% on internet, phone, cable
I rarely ship anything and I certainly don't have advertising expenses.
So is there an avenue for getting value out of this card that I'm missing? Or am I better off getting and downgrading later?
Edit to add: CIP also has a 20K UR referral bonus. Get one of the those in a year and you've paid for the card.
Dec 27, 2019, 11:14 am
#1121
Join Date: Nov 2011
Location: Iowa
Posts: 725
when did I receive cardmember bonus
I am looking into applying for the Chase Ink Business Preferred, again.
I was approved for the card in on 9-19-2017.
I received the bonus (I don't recall when).
I closed the card on 10-31-18.
How do I find out when I received the cardmember bonus so I don't get disqualified from earning it again based upon:
Thanksl
I was approved for the card in on 9-19-2017.
I received the bonus (I don't recall when).
I closed the card on 10-31-18.
How do I find out when I received the cardmember bonus so I don't get disqualified from earning it again based upon:
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months.
Jan 2, 2020, 6:17 pm
#1122
Join Date: Nov 2011
Location: Iowa
Posts: 725
When are bonus points considered "received" according to Chase?
Is it at the time you spend with the Chase Ink Business Preferred or when they points display on your statement?
Is it at the time you spend with the Chase Ink Business Preferred or when they points display on your statement?
Jan 2, 2020, 7:17 pm
#1123
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,080
Jan 2, 2020, 7:23 pm
#1124
Join Date: Nov 2011
Location: Iowa
Posts: 725
Once again I did not phrase my question properly.
I should have asked (or meant to ask) "when are BONUS POINTS considered received by the card owner?" I wasn't sure if Chase waits a time period before adding/posting bonus points.
I should have asked (or meant to ask) "when are BONUS POINTS considered received by the card owner?" I wasn't sure if Chase waits a time period before adding/posting bonus points.
Jan 2, 2020, 9:10 pm
#1125
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,080
There is no waiting period for posting bonus pts. Once you meet your min. spend they'll appear when that stmt closes. Assuming none of your spending is pending.
Last edited by philemer; Jan 2, 2020 at 9:35 pm