Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Oct 18, 2019, 11:45 pm
#1096
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,012
About every month I get another CIP offer in the mail. I'm up to two cards and received the 80K bonus for each card, and now another application has arrived in the mail. I always apply via snail mail because the application says nothing about not being eligible if you've received the bonus before or 24 months. Should I press my luck and keep applying as these are sent to me? I now have 3 Chase cards (2 CIP, 1 CSR).
Oct 22, 2019, 9:19 am
#1097
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,861
It is my understanding that if I accept the offer in my offers section, I would be declined for the business ink because of 5/24. However, others are apparently having luck. I do not see a preset credit limit in my offer.
Oct 22, 2019, 8:27 pm
#1098
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Check the offer for the APR. Those who have had luck in bypassing 5/24 tend to have a fixed APR in the offer; those who are declined tend to have a variable APR in the offer.
Oct 23, 2019, 6:35 pm
#1099
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,861
Purchase Annual Percentage Rate (APR)
17.74% to 22.74%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.a
Oct 24, 2019, 7:03 am
#1100
Join Date: Sep 2011
Posts: 1,857
Any offer with a single rate by most accounts, bypasses the 5/24 restriction. Yours is a range, so it won't.
Oct 24, 2019, 8:19 am
#1101
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,861
Nov 14, 2019, 10:37 pm
#1102
Join Date: Oct 2017
Posts: 4
Has anyone had a recurring charge that was earning 5% suddenly change to a non bonus category? Monthly T-mobile bill is now being coded as "trvl, ship, adv, telecom" and not " internt,cable,phone,ofc sply".
Nov 15, 2019, 10:11 am
#1103
Join Date: Nov 2013
Posts: 191
I applied for Ink yesterday, and received the generic they need to review message. When can I call them to get result and expedite card shipping? This will be my 2nd Ink card.
Nov 16, 2019, 9:52 am
#1105
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
Nov 16, 2019, 5:04 pm
#1107
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
In principal this is correct because the merchant (or their acquirer) chooses their classification, but in practice a consumer is unlikely to be able to contact anyone at a national company who understands the question, let alone has the authority to discuss it. On which date did your T-Mobile transaction post? When was your statement closing date?
Nov 17, 2019, 4:51 pm
#1108
Join Date: Oct 2017
Posts: 4
In principal this is correct because the merchant (or their acquirer) chooses their classification, but in practice a consumer is unlikely to be able to contact anyone at a national company who understands the question, let alone has the authority to discuss it. On which date did your T-Mobile transaction post? When was your statement closing date?
Nov 18, 2019, 8:59 pm
#1109
Join Date: Aug 2016
Posts: 108
How long does it take to get the refer a business bonus? Referred son around July 31, He was approved early August. He met his spend, but I don't think that matters. I didn't see a secure message link do I have to call the number on the back of the card? 
Nov 18, 2019, 9:16 pm
#1110
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Chase has a secure message function, the link to it is in the drop down menu (click on the three horizontal lines, top left of your account page.) Prior to inquiring with Chase, though, I'd double check to make certain that your son actually used your referral link when applying.