Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Jun 11, 2017, 3:49 pm
#331
Join Date: Nov 2011
Location: Phoenix area
Programs: AA, SWA, most hotel programs
Posts: 356
Just approved for the Ink Business Preferred today with the 100K sign-up bonus points.
Applied on May 26, 2017 at a branch with the business relationship manager. Filed a paper application since we both agreed the online application would go to review anyway, and I would be asked all the questions on the paper application regardless. The paper form asked about business revenue, profit, business nature, personal household income, etc. The BRM asked me separately about business growth plan. That question was not on the paper form, but I think she was getting herself ready to convince the back office to approve my application if needed. Have an LLC with legitimate business spends (not eBay/Amazon selling). Have a Chase Ink Plus, again with lots of legitimate business spends, not just eBay PPDG or Staples, and the BRM said that made things much easier.
Approved for $10K, which was what I asked for. I was prepared to move some of the credit lines from the Ink Plus but was pleasantly surprised Chase just extended $10K more.
By the way, I am under 5/24. I told the BRM that. I also have really good credit score (around 800).
It doesn't hurt that she knows I have Plat Honor with Bank of America and my main business checking account is there. I told her how much I hated BofA. and she said how much she wanted me to move to Chase. I told her getting this card would be a big step. So I am not too surprised I got the card without a phone call from the back office. The BRM might have helped push it through without my involvement at all.
Applied on May 26, 2017 at a branch with the business relationship manager. Filed a paper application since we both agreed the online application would go to review anyway, and I would be asked all the questions on the paper application regardless. The paper form asked about business revenue, profit, business nature, personal household income, etc. The BRM asked me separately about business growth plan. That question was not on the paper form, but I think she was getting herself ready to convince the back office to approve my application if needed. Have an LLC with legitimate business spends (not eBay/Amazon selling). Have a Chase Ink Plus, again with lots of legitimate business spends, not just eBay PPDG or Staples, and the BRM said that made things much easier.
Approved for $10K, which was what I asked for. I was prepared to move some of the credit lines from the Ink Plus but was pleasantly surprised Chase just extended $10K more.
By the way, I am under 5/24. I told the BRM that. I also have really good credit score (around 800).
It doesn't hurt that she knows I have Plat Honor with Bank of America and my main business checking account is there. I told her how much I hated BofA. and she said how much she wanted me to move to Chase. I told her getting this card would be a big step. So I am not too surprised I got the card without a phone call from the back office. The BRM might have helped push it through without my involvement at all.
Jun 12, 2017, 1:21 am
#332
Join Date: Feb 2009
Location: SEA
Programs: Alaska MVPG 100K, IHG Ambassador, Hilton Diamond, Hyatt Globalist, Marriott Titanium
Posts: 1,704
I called the branches to see if the 100k was available if I walk-in to apply through a business relationship manager. The first branch said no, but the second branch said yes, and the BRM just so happened to be there that particular afternoon. The walk-in offer MUST go through a BRM. No other person in the branch has the code for the 100k offer.
Jun 12, 2017, 12:38 pm
#333
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
What do they do, ask you about your business income in person?
Jun 12, 2017, 1:07 pm
#334
Join Date: Jan 2003
Posts: 3,785
For me, Endicia Fee (Monthly Fee $15.95) is only 1x. But the USPS Postage charges which is the much bigger amount is 3x.
Jun 14, 2017, 8:31 pm
#335
Join Date: Apr 2017
Posts: 8
I just spent 20 mins combing through this thread to locate known 3x bonuses with Chase Ink Preferred... Here's what I see so far.
Qualifies for 3x
Gyft.com and app with or without paypal
eBay seller fee's paid directly to eBay with or without paypal
eBay shipping paid through paypal
Amazon AWS Fee's
Amtrak
UPS
Fedex
Venmo
Does not qualify for 3x
Endicia
Channeladvisor
Anyone else have confirms? Please save many lots of time and share!
Qualifies for 3x
Gyft.com and app with or without paypal
eBay seller fee's paid directly to eBay with or without paypal
eBay shipping paid through paypal
Amazon AWS Fee's
Amtrak
UPS
Fedex
Venmo
Does not qualify for 3x
Endicia
Channeladvisor
Anyone else have confirms? Please save many lots of time and share!
TWC*TIME WARNER NYC (standard Spectrum residential cable bill)
Amazon web services (but note Amazon Rewards VISA w/Prime gives 5% reward)
USPS PO 3547750258 (standard postage purchase)
Netflix.com (monthly DVD subscription)
Jun 16, 2017, 12:26 pm
#336
Join Date: Feb 2017
Posts: 12
Nevermind
Last edited by thoughtsfromacube; Jun 19, 2017 at 1:23 pm
Jun 16, 2017, 12:33 pm
#337
Join Date: Mar 2005
Location: Kansas City, MO
Programs: AA Gold
Posts: 3,648
On my statement I see a total of the 3x bonus points added. But I don't see a breakdown of what specific transactions and merchants they were applied to. Am I missing something on my statement? I get my internet service at my business though google fiber but I never get the 3x bonus applied to it. How do you know the 3x bonus points are being awarded correctly?
Jun 16, 2017, 12:42 pm
#338
Join Date: Feb 2017
Posts: 12
On my statement I see a total of the 3x bonus points added. But I don't see a breakdown of what specific transactions and merchants they were applied to. Am I missing something on my statement? I get my internet service at my business though google fiber but I never get the 3x bonus applied to it. How do you know the 3x bonus points are being awarded correctly?
Jun 29, 2017, 4:47 pm
#339
Join Date: Jan 2013
Posts: 1,435
Want to apply for an Ink Business Preferred. I don't want to do a hard pull until I verify where I'm at with either 4 or 5 / 24.
Is getting one of the free credit reports online the easiest (only?) way?? Admittedly naive, I watch my credit score constantly but have never really dug into a report.
Is getting one of the free credit reports online the easiest (only?) way?? Admittedly naive, I watch my credit score constantly but have never really dug into a report.
Jun 29, 2017, 9:12 pm
#340
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Jul 1, 2017, 1:55 pm
#341
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
This card might be a good substitute for Sapphire Preferred Reserve if it had medical evacuation and medical expenses like the CSR has.
Oh and primary car rental coverage for CDW.
It says primary if car rental is for business purposes. So otherwise they give you secondary coverage if you decline CDW? So it would only reimburse you if your main car insurance declines to cover rental car damage overseas?
Oh and primary car rental coverage for CDW.
It says primary if car rental is for business purposes. So otherwise they give you secondary coverage if you decline CDW? So it would only reimburse you if your main car insurance declines to cover rental car damage overseas?
Jul 2, 2017, 7:22 am
#342
Join Date: Apr 2017
Posts: 8
I think you'll find that most credit card insurance coverage is specified as secondary to anything else that covers the same event.
This card might be a good substitute for Sapphire Preferred Reserve if it had medical evacuation and medical expenses like the CSR has.
Oh and primary car rental coverage for CDW.
It says primary if car rental is for business purposes. So otherwise they give you secondary coverage if you decline CDW? So it would only reimburse you if your main car insurance declines to cover rental car damage overseas?
Oh and primary car rental coverage for CDW.
It says primary if car rental is for business purposes. So otherwise they give you secondary coverage if you decline CDW? So it would only reimburse you if your main car insurance declines to cover rental car damage overseas?
Jul 7, 2017, 4:07 am
#343
Join Date: Jul 2006
Posts: 160
This may have been answered somewhere but I cannot find it.
I have the Ink Business Preferred, as well as the personal Sapphire Reserve. Since my personal Sapphire Reserve offers a 50% bonus when points are used for travel on the portal (vs. the 20% bonus that the Ink Preferred offers), can I transfer my points whenever I want over to my personal Sapphire Reserve to use them with the 50% bonus?
Both cards are in my name and linked together on my online page.
I have the Ink Business Preferred, as well as the personal Sapphire Reserve. Since my personal Sapphire Reserve offers a 50% bonus when points are used for travel on the portal (vs. the 20% bonus that the Ink Preferred offers), can I transfer my points whenever I want over to my personal Sapphire Reserve to use them with the 50% bonus?
Both cards are in my name and linked together on my online page.
Jul 7, 2017, 4:32 am
#344
Join Date: Dec 2004
Posts: 7,903
This may have been answered somewhere but I cannot find it.
I have the Ink Business Preferred, as well as the personal Sapphire Reserve. Since my personal Sapphire Reserve offers a 50% bonus when points are used for travel on the portal (vs. the 20% bonus that the Ink Preferred offers), can I transfer my points whenever I want over to my personal Sapphire Reserve to use them with the 50% bonus?
Both cards are in my name and linked together on my online page.
I have the Ink Business Preferred, as well as the personal Sapphire Reserve. Since my personal Sapphire Reserve offers a 50% bonus when points are used for travel on the portal (vs. the 20% bonus that the Ink Preferred offers), can I transfer my points whenever I want over to my personal Sapphire Reserve to use them with the 50% bonus?
Both cards are in my name and linked together on my online page.