Aug 27, 2016, 8:34 am
Last edit by: mia
Discussion continues HERE.
This card is subject to Chase's 5/24 policy. To read a summary of the policy click HERE. To discuss it click HERE.
You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. [Verified in Post #2635] Also verified by Chase
Schumer box on 8/15/2016:
https://applynow.chase.com/FlexAppWe...g.do?card=FL3P
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air Saver to everyone after production (currently (8/26) appears to have about a 3-day delay after approval before shipping. Expedited shipping is no longer being approved). Some are getting plastic cards with no box. Chase advises metal cards will follow later in these cases.
How to determine your account number, expiration date, and shipping date before receiving the card:
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720....
3. The expiration date is three years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2019.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined to your address.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement:
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
This card is subject to Chase's 5/24 policy. To read a summary of the policy click HERE. To discuss it click HERE.
You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. [Verified in Post #2635] Also verified by Chase
Schumer box on 8/15/2016:
https://applynow.chase.com/FlexAppWe...g.do?card=FL3P
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air Saver to everyone after production (currently (8/26) appears to have about a 3-day delay after approval before shipping. Expedited shipping is no longer being approved). Some are getting plastic cards with no box. Chase advises metal cards will follow later in these cases.
How to determine your account number, expiration date, and shipping date before receiving the card:
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720....
3. The expiration date is three years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2019.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined to your address.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement:
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
Chase Sapphire Reserve [Initial application frenzy]
Sep 12, 2016, 4:32 pm
#2476
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
Sep 12, 2016, 5:05 pm
#2477
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
Isn't just showing the PP card enough to gain entry for the member and the guest(s)?
Sep 12, 2016, 5:19 pm
#2478
Join Date: Jul 2016
Location: Dallas, TX
Programs: WN A-List Pref, Hilton Diamond, Marriott Gold, IHG Plat
Posts: 460
Yes, no need to show your CSR. PP card is enough. Scan, sign, and Bob's your uncle.
Sep 12, 2016, 5:48 pm
#2479
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
Then there's no way they can charge you for the lounge visit.
Sep 12, 2016, 5:48 pm
#2480
Join Date: Jul 2016
Posts: 292
I honestly don't know why Chase didn't structure the bonus points like a stock grant contract, with a 1 year vest cliff, followed by points vesting in equal amounts at 1 month intervals. For example, 33333 points will vest after the first year (after the second AF has been paid), followed by about 2778 points per month for the next 24 months, for a total of 100k points, but only if you stick around for a full 3 years.
Also, there is plenty of competition in the credit card market, and few would probably go for these terms especially if coupled with high annual fee.
Sep 12, 2016, 6:22 pm
#2481
Join Date: Jul 2016
Location: Dallas, TX
Programs: WN A-List Pref, Hilton Diamond, Marriott Gold, IHG Plat
Posts: 460
The lounge wouldn't charge you. They record the entries on your PP member number. As I understand it, that chain leads PP to get compensation from Chase, who doesn't charge you at this point but who knows how long that will last.
Sep 12, 2016, 6:40 pm
#2482
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
Posts: 756
The CSR is in tomorrow's NYT:
http://mobile.nytimes.com/2016/09/13...nual-fees.html
It's all downhill from here. Heh.
http://mobile.nytimes.com/2016/09/13...nual-fees.html
It's all downhill from here. Heh.
Sep 12, 2016, 6:47 pm
#2483
Join Date: Jun 2012
Posts: 3,381
Yup, this is how it works for amex plat/citi prestige
Sep 12, 2016, 7:41 pm
#2484
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
everyone seems to agree with what I said?
This is not the right thread to debate this. I'm simply repeating what is accepted knowledge in the other thread here for those who are only reading this thread.
Please go to that other thread and post there what you said here (hopefully naming a source), and then it can be discussed in the right place, and the wiki of that thread can be adjusted if needed. (The wiki of that thread currently says that Chase business cards are counted against 5/24, and it's based on people who would not have been denied for 5/24 if their Chase business cards had not been counted, but they were denied for 5/24.) Thanks.
Last edited by sdsearch; Sep 12, 2016 at 7:48 pm
Sep 12, 2016, 8:14 pm
#2485
Join Date: Jan 2016
Posts: 36
Try the JP Morgan Reconsideration line (800-527-7415). I had the same issue when I was going through the normal reconsideration lines - 4 different reps wouldn't budge even though I have CPC and cited that I was 8/24. Called the above number and the rep had no issue approving me once I offered to reallocate 10k from my other trade lines.
Sep 12, 2016, 8:28 pm
#2486
Join Date: Jan 2016
Posts: 36
everyone seems to agree with what I said?
This is not the right thread to debate this. I'm simply repeating what is accepted knowledge in the other thread here for those who are only reading this thread.
Please go to that other thread and post there what you said here (hopefully naming a source), and then it can be discussed in the right place, and the wiki of that thread can be adjusted if needed. (The wiki of that thread currently says that Chase business cards are counted against 5/24, and it's based on people who would not have been denied for 5/24 if their Chase business cards had not been counted, but they were denied for 5/24.) Thanks.
2. That wiki, like many wikis (including wikipedia.com), is wrong.
3. Here's an example: http://mommypoints.boardingarea.com/2016/08/30/34465/ This count does not count any small business cards, including Chase business cards. It only counts the accounts on my personal credit report.
To add another DP, I can corroborate that Chase doesn't count their own business cards. I'm 8/24 on personal, 9/24 with my Ink+. 4 seperate recon agents cited 8/24 when applying for CSR and only listed my personal cards. One actually broke down it down to from which issuer too. No one said anything about the business card.
Last edited by philemer; Sep 13, 2016 at 1:37 pm
Sep 12, 2016, 9:26 pm
#2487
Join Date: Apr 2014
Posts: 33
Hey guys, since I have the Chase Sapphire Reserve I'm looking to downgrade my Chase Sapphire Preferred to the Freedom Unlimited. What steps do I have to take to do so if any?
Sep 12, 2016, 10:20 pm
#2488
Join Date: Dec 2014
Posts: 257
Applied for a card for my wife on 8/30. Got a "you'll hear from us within 30 days" notice. I let things run their course. Today got a letter in the mail saying the application was denied due to "not enough accounts opened long enough to establish a credit history." She's an authorized user on 5 different credit cards, the oldest of which is 4 years old. Overall she is 4/24. Is there anything we can do to get her approved? Or should we try and apply for CSP instead?
Sep 12, 2016, 10:34 pm
#2489
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
This is a higher end card with higher income and maybe fico requirements.
I am guessing she does not have enough credit history at this point? Where is her FICO?
Sep 12, 2016, 10:41 pm
#2490
Join Date: Aug 2002
Location: WAS/TYO
Programs: UA 1K, AA EXP (3MM), DL PM, BONVOY TITANIUM, HYATT GLOBALIST, HILTON DIAMOND, IHG DIAMOND AMB, et al
Posts: 5,913
What's the delivery time averaging for the PP card after registering for PP on the Chase website? I know the CSR website says to allow 1-2 weeks, but I'm curious about the turnaround time folks are actually experiencing.
-FlyerBeek
-FlyerBeek