Aug 27, 2016, 8:34 am
Last edit by: mia
Discussion continues HERE.
This card is subject to Chase's 5/24 policy. To read a summary of the policy click HERE. To discuss it click HERE.
You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. [Verified in Post #2635] Also verified by Chase
Schumer box on 8/15/2016:
https://applynow.chase.com/FlexAppWe...g.do?card=FL3P
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air Saver to everyone after production (currently (8/26) appears to have about a 3-day delay after approval before shipping. Expedited shipping is no longer being approved). Some are getting plastic cards with no box. Chase advises metal cards will follow later in these cases.
How to determine your account number, expiration date, and shipping date before receiving the card:
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720....
3. The expiration date is three years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2019.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined to your address.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement:
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
This card is subject to Chase's 5/24 policy. To read a summary of the policy click HERE. To discuss it click HERE.
You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. [Verified in Post #2635] Also verified by Chase
Schumer box on 8/15/2016:
https://applynow.chase.com/FlexAppWe...g.do?card=FL3P
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air Saver to everyone after production (currently (8/26) appears to have about a 3-day delay after approval before shipping. Expedited shipping is no longer being approved). Some are getting plastic cards with no box. Chase advises metal cards will follow later in these cases.
How to determine your account number, expiration date, and shipping date before receiving the card:
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720....
3. The expiration date is three years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2019.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined to your address.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement:
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
Chase Sapphire Reserve [Initial application frenzy]
Aug 22, 2016, 9:33 am
#136
Join Date: Apr 2012
Location: DTW/MBS
Programs: UA 1K, HHonors Diamond, Hyatt Globalist, Formerly Starbucks Gold
Posts: 3,525
Approved online. I see on here and Reddit, people are calling to possibly expedite it - where can I find the phone number for that?
Also, I wasn't logged into chase when I applied. This will be my third card; my second was the 70k Chase United Explorer card, and when I applied (and was approved) it instantly showed in my Chase Account online; this one isn't. Will I just have to manually add it once I get the card?
Also, I wasn't logged into chase when I applied. This will be my third card; my second was the 70k Chase United Explorer card, and when I applied (and was approved) it instantly showed in my Chase Account online; this one isn't. Will I just have to manually add it once I get the card?
Aug 22, 2016, 9:34 am
#138
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,937
Is there general success if asking recon to remove AU and Chase ink from 5/24?
Aug 22, 2016, 9:35 am
#139
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
That happened when the Amex Platinum 100k offer arrived, September of 2015. Since then I've gotten UA Explorer Business (50k), UA Explorer Personal (70k), and Citi Prestige (40k). So I'm at 4/24 (+Citi Costco conversion, Citi AA converted to DoubleCash. Neither of those show on my credit report as new cards far as I can tell.)
So I should be at 4/24, but I've been in the credit card game since 2011.
Aug 22, 2016, 9:36 am
#140
Join Date: Apr 2014
Location: DC
Posts: 360
I've looked at Credit Karma and my own records, and can exclude* IHG and BA, giving me a net 4/24. How the heck does one convince the reconsideration line rep of this??! First attempt was a bad bad fail.
*Excluded as per previous posters have indicated (among other select cards)
*Excluded as per previous posters have indicated (among other select cards)
It does not mean that they are excluded from 5/24 if you apply for one card, like CSR, where 5/24 applies.
Aug 22, 2016, 9:36 am
#141
Join Date: Aug 2015
Posts: 13
I do have a branch a few blocks away, but it seems like there's at least some level of consistency in that not working out for people, either.
Aug 22, 2016, 9:36 am
#143
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
https://www.chase.com/prequalified
Not sure how accurate this is but it shows nada/zilch for me and my wife. We are both well over 5/24.
I'll chat with the folks at our nearby Chase branch later today.
Not sure how accurate this is but it shows nada/zilch for me and my wife. We are both well over 5/24.
I'll chat with the folks at our nearby Chase branch later today.
Aug 22, 2016, 9:38 am
#144
Join Date: Mar 2001
Location: Ann Arbor, Michigan USA
Programs: Marriott lifetime Titanium, Delta Platinum
Posts: 5,470
Me too, but somebody above noted that the above-linked app landing page address says "promo=df01" whatever that means. I assume that whatever that means is what people who use that link will get.
Aug 22, 2016, 9:39 am
#145
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,576
If they're under 5/24 then I don't think they're really "in the game". I'd expect anyone remotely in the game to be 10+/24, but more in the 20+/24 range.. It is a bit shocking the amount of under 5/24 here.
Aug 22, 2016, 9:42 am
#146
Join Date: Jun 2011
Location: Florida
Programs: Hyatt Diamond. SPG Plat. Marriott Plat.
Posts: 522
After getting approved by recon for this card today, should I apply for another card today to maximize my hard pull? Like the marriott card?
Or is it not worth it and wait for a better deal due to 5/24?
Or is it not worth it and wait for a better deal due to 5/24?
Aug 22, 2016, 9:42 am
#147
Join Date: Jul 2006
Location: California
Programs: AA EXP, lowly UA 1K; Hyatt Diamond, SPG Gold, Hilton Gold; National EC, Hertz PC
Posts: 2,214
Pending 7-10 days after online app. Email says "We'll let you know of our decision through U.S. mail within the next 30 days." Called automated status line and it said 30 days.
Were you over/under 5/24? 6/24 w/ Ink, 4/24 w/o
Are you a Chase Private Client? No
If right around 5/24, did you have ink/store cards/AU? See above, no others
If called recon, what was the original message you received? Not going to call. Waited out Hyatt and it was eventually approved in April.
Income: 125K
credit score: 800
Were you over/under 5/24? 6/24 w/ Ink, 4/24 w/o
Are you a Chase Private Client? No
If right around 5/24, did you have ink/store cards/AU? See above, no others
If called recon, what was the original message you received? Not going to call. Waited out Hyatt and it was eventually approved in April.
Income: 125K
credit score: 800
Aug 22, 2016, 9:43 am
#148
Join Date: Jun 2013
Posts: 630
5/24 denied (really I am 3/24, but with 2 AUs)
Called to reconsideration line - no luck. Too many CCs in the past 24 months.
Income: 300K
CS: 780
Called to reconsideration line - no luck. Too many CCs in the past 24 months.
Income: 300K
CS: 780
Aug 22, 2016, 9:46 am
#149
Join Date: Jun 2005
Location: DCA
Programs: AA PPro, Mariott Ambassador, B6 Mosaic, SBUX Gold, Best Buy Elite
Posts: 1,838
Aug 22, 2016, 9:46 am
#150
Join Date: Mar 2015
Location: SJC
Programs: Spire Amb IHG, HH Gold, TR Diamond, Mlife Plat, National Exec, Avis Pref Plus
Posts: 144
Were you over/under 5/24? 5/24
Are you a Chase Private Client? No
If right around 5/24, did you have ink/store cards/AU? No
If called recon, what was the original message you received? Auto-Approved with 10k credit line
Income: 100K+
Credit score: 715
Are you a Chase Private Client? No
If right around 5/24, did you have ink/store cards/AU? No
If called recon, what was the original message you received? Auto-Approved with 10k credit line
Income: 100K+
Credit score: 715