Last edit by: mia
This thread continues discussion which started here in 2010: JP Morgan Palladium Card
Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero
JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2
JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel
Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero
JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2
JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel
JPM Reserve VISA Infinite replaced Palladium (2016 - 2021)
#931
Join Date: Sep 2013
Posts: 401
Here's a direct link to the comments from two posters: http://therewardboss.com/approved-jp...comment-401954
#932
Join Date: Dec 2013
Programs: Cards: JPMR, United Quest, Chase Ink Bus Cash, Chase Freedom U, Citi Costco, AmEx Blue
Posts: 391
Few companies actually fire their customers, but Chase has figured out who they don't want!
#933
Join Date: Sep 2013
Posts: 401
I wonder if that blogger will make a post when his gets shut down.
#934
Join Date: Aug 2016
Location: New York
Posts: 172
Well, the reserve has officially become that much more valuable to me. Decided to put my metal card back into the wallet, and time to SPEND SPEND SPEND
#935
Join Date: Aug 2012
Posts: 24
I don't personally have the ego that the card become any more valuable to me. If anything, my concern is the less holders, the less likely more perks would ever come, but maybe since this card is married to CSR there's some hope. Either way, I am happy with the product. JPM Reserve and CSR beats Palladium and IMO Chase's best offerings to date for my needs. I would like to see the letters if the anonymous posts are true (with personal info redacted). That site seems a little sketchy from get go. And hopefully JPM will be working on something for the benefit of clients too!
#936
Join Date: Sep 2013
Posts: 401
What's your reasoning for thinking that? In my opinion, the exact opposite is true. JPM Chase could easily work a deal with any of their partners for top tier status since it would only be maybe 1000 cardholders with guaranteed assets of $10M.
#937
Join Date: Aug 2012
Posts: 24
In general partners aren't going to waste too much time or effort unless reaching a larger market of people. By the time you're high asset, worth to probably target individuals in branch who are big spenders, not just savers or a pool of a few thousand. Speculative. But time will tell.
#938
Join Date: Aug 2015
Posts: 60
I don't personally have the ego that the card become any more valuable to me. If anything, my concern is the less holders, the less likely more perks would ever come, but maybe since this card is married to CSR there's some hope. Either way, I am happy with the product. JPM Reserve and CSR beats Palladium and IMO Chase's best offerings to date for my needs. I would like to see the letters if the anonymous posts are true (with personal info redacted). That site seems a little sketchy from get go. And hopefully JPM will be working on something for the benefit of clients too!
#939
Join Date: Apr 2012
Posts: 432
People make fake accounts to advance their agendas all the time. Some people have been accused of using secondary accounts to talk up getting easily approved and so who's to say that the opposite doesn't happen?
#940
Original Poster
Join Date: Apr 2012
Posts: 44
#942
Join Date: Apr 2012
Posts: 432
Not really. Here and elsewhere, you have some people celebrating the idea of consumers getting punished over it. Fake accounts happen on both sides, approvals and closures. It's a great way to provide an example to a desired outcome that may not even be true. "Oh look at this link, I was right, I told you people would get punished." I won't believe any of it until there is a letter posted. I'm fine with the account closures but think terminating relationships is harsh and seems highly unusual. What about the CSR applicants using a leaked internal prior to being announced web site to apply and get approved? A few cases of people having the 100k manually applied since it wasn't officially attached to their accounts. So I'm eager to read the notices punishing someone because they applied for JPMR. I'm very interested in the wording and justification they come up with.
#943
Join Date: Jan 2015
Posts: 59
Not really. Here and elsewhere, you have some people celebrating the idea of consumers getting punished over it. Fake accounts happen on both sides, approvals and closures. It's a great way to provide an example to a desired outcome that may not even be true. "Oh look at this link, I was right, I told you people would get punished." I won't believe any of it until there is a letter posted. I'm fine with the account closures but think terminating relationships is harsh and seems highly unusual. What about the CSR applicants using a leaked internal prior to being announced web site to apply and get approved? A few cases of people having the 100k manually applied since it wasn't officially attached to their accounts. So I'm eager to read the notices punishing someone because they applied for JPMR. I'm very interested in the wording and justification they come up with.
I only have one because I'm linked to my grandmother's private bank relationship, not because I myself have anywhere near the assets necessary. What I can't figure out is why a bunch of millionaires on flyertalk care if some people applied for their precious exclusive card...as if you don't have enough other things everyone else doesn't have. I can see closing the mistake accounts to not dilute the benefits, but why do you care so much about the people who applied and were rejected? How do these applications affect your lives in any way, shape or form? Are you so petty to wish them ill?
Just a perspective from someone who comes from a family with money, but doesn't have that much of his own.
Off my soapbox. We now return you to your regularly scheduled programming.
#944
Join Date: Sep 2013
Posts: 401
What about the CSR applicants using a leaked internal prior to being announced web site to apply and get approved? A few cases of people having the 100k manually applied since it wasn't officially attached to their accounts. So I'm eager to read the notices punishing someone because they applied for JPMR. I'm very interested in the wording and justification they come up with.
What I can't figure out is why a bunch of millionaires on flyertalk care if some people applied for their precious exclusive card...as if you don't have enough other things everyone else doesn't have. I can see closing the mistake accounts to not dilute the benefits, but why do you care so much about the people who applied and were rejected? How do these applications affect your lives in any way, shape or form? Are you so petty to wish them ill?
#945
Join Date: Apr 2012
Posts: 432
I think their justification will be that the JPMR was never advertised as something the masses could apply for and there wasn't even an online application. What people (foolishly) did was put their personal information on a random document that they found on an obscure blog and then faxed it in to some unverified/unlisted number. Who's to say next time one of the crafty criminals doesn't leak a fake app that causes people to fax their info to someone for the purposes of ID theft? I wouldn't be surprise if JPM is upset at people attempting to game the system and wasting their time manually processing invalid apps.
I disagree about gaming. I think perhaps if the app specified, this product is for JPM Private Bank Clients and asked you to agree you are one, then some fraud took place. I think closing is reasonable but beyond that, I'll have to see the letter and explanation. Look forward to it xD