Last edit by: mia
This thread continues discussion which started here in 2010: JP Morgan Palladium Card
Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero
JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2
JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel
Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero
JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2
JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel
JPM Reserve VISA Infinite replaced Palladium (2016 - 2021)
#46
Join Date: Apr 2001
Location: MIA LAX GIG, AA CK
Posts: 211
You guys are comparing Apples to Oranges. JP Morgan Private Bank has one goal and that is to grow assets under management (AUM). If they can raise AUM by improving a credit card and thus having clients bring funds from other banks and financial institutions then the annual fee they charge on the card is secondary to what they are trying to accomplish. Amex only generates money from credit card fees. Amex doesn't have a way to subsidize the Centurion card as JPM does for the Palladium or new Reserve card via PB having the discretion of subsidizing depending on AUM of a particular client.
#47
Join Date: Jan 2014
Posts: 113
Generally a corporation's goal is to maximize return to shareholders, which takes precedence over subsidiary branch goals. If they can make money off a card I have no doubt they will do so.
#48
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
Posts: 756
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
I did a comparison to RPA0511 (CSR) and it's 100% identical except for s/Chase Sapphire Reserve/J.P. Morgan Reserve/.
I did a comparison to RPA0511 (CSR) and it's 100% identical except for s/Chase Sapphire Reserve/J.P. Morgan Reserve/.
Last edited by patrick.barnes; Aug 20, 2016 at 4:33 pm
#49
Join Date: Sep 2013
Posts: 401
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
I did a comparison to RPA0511 (CSR) and it's 100% identical except for s/Chase Sapphire Reserve/J.P. Morgan Reserve/.
I did a comparison to RPA0511 (CSR) and it's 100% identical except for s/Chase Sapphire Reserve/J.P. Morgan Reserve/.
A 3% across the board might have been enough would have convinced me to move enough to qualify for PB, but one can dream right?
#50
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
Posts: 756
Would have been really nice to see a minimum of 1.5% on "other" purchases since that would eliminate the need to carry any other card unless it was a co-brand or if you cared enough about the 5% Freedom bonuses.
A 3% across the board might have been enough would have convinced me to move enough to qualify for PB, but one can dream right?
A 3% across the board might have been enough would have convinced me to move enough to qualify for PB, but one can dream right?
Unless the JPMR (the same name thing is going to get annoying has magical benefits like status or whatever.
#51
Join Date: Apr 2001
Location: MIA LAX GIG, AA CK
Posts: 211
Why wouldn't you wait until the JPM R is officially announced so you can compare both and then make the decision.
#52
Join Date: Apr 2001
Location: MIA LAX GIG, AA CK
Posts: 211
I cannot believe that JP Morgan Chase would create two new credit card products with essentially the same benefits and the only difference being the name, JP Morgan Reserve Visa Infinite & Chase Sapphire Reserve Visa Infinite.
Last edited by AAdmiral; Aug 20, 2016 at 5:27 pm Reason: grammar
#53
Join Date: Dec 2006
Posts: 333
Any word on an updated benefits guide for the Palladium Visa Infinite card? (I think it was mentioned above that Palladium becomes Infinite now too?)
#54
Join Date: Sep 2013
Posts: 401
I'm guessing the JPMR literature that was linked only pertains to the points earning structure and isn't all inclusive of all benefits. With the AF being nearly 5x the CSR's AF, that thing would only appeal to the most vane of PB clients.
#60
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,720
Already have that. i can't imagine a suite of benefits worth $2k except perhaps top tier status on at least one airline and hotel, if not more. Mid-tier hotel status is relatively easy to obtain and not worth much besides free breakfast.