Aug 15, 2016, 12:49 pm
Last edit by: mia
Discussion continues HERE.
This card is under 5/24. You can override 5/24 by having an in-branch (only! online prequalification does NOT override 5/24) pre-approval, or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days) is now live:
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests.
Schumer box on 8/15/2016:
https://applynow.chase.com/FlexAppWe...g.do?card=FL3P
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The purchases made that you receive the $300 travel credit (or $85/$100 trusted traveler program credits) for do count towards the minimum spend, but the annual fee does not.
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air Saver to everyone after production (currently (8/26) appears to have about a 3-day delay after approval before shipping.)
This card is under 5/24. You can override 5/24 by having an in-branch (only! online prequalification does NOT override 5/24) pre-approval, or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days) is now live:
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests.
Schumer box on 8/15/2016:
https://applynow.chase.com/FlexAppWe...g.do?card=FL3P
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The purchases made that you receive the $300 travel credit (or $85/$100 trusted traveler program credits) for do count towards the minimum spend, but the annual fee does not.
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air Saver to everyone after production (currently (8/26) appears to have about a 3-day delay after approval before shipping.)
New Chase Sapphire Reserve Card [Pre-release speculation]
Aug 21, 2016, 10:33 am
#901
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
If you're spending several thousand each year in travel, you're probably in a position where the difference between the $95 AF of the CSP and the net $150 AF of the CSR is not that significant in the scheme of things.
Unless you want to spend a whole lot of time trying to analyze how to squeeze every last cent of value.
Unless you want to spend a whole lot of time trying to analyze how to squeeze every last cent of value.
But I agree, the difference between the cost of the two cards isn't significant if you spend any money on travel or dining.
Aug 21, 2016, 10:35 am
#902
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
So get CSR first and then Crystal. Cancel CSR in year 2, problem of 5/24 solved.
Aug 21, 2016, 10:35 am
#903
Join Date: Jul 2016
Location: Dallas, TX
Programs: WN A-List Pref, Hilton Diamond, Marriott Gold, IHG Plat
Posts: 460
If you're spending several thousand each year in travel, you're probably in a position where the difference between the $95 AF of the CSP and the net $150 AF of the CSR is not that significant in the scheme of things.
Unless you want to spend a whole lot of time trying to analyze how to squeeze every last cent of value.
Unless you want to spend a whole lot of time trying to analyze how to squeeze every last cent of value.
The analysis is harder between Prestige, City Crystal, and CSR. For me, CSR will really win out, but that assumes the wife is an AU. Doesn't look like City Crystal offers the redemption bonus either.
Aug 21, 2016, 10:38 am
#904
Original Member
Join Date: May 1998
Location: NYC
Programs: AA 2MM, Bonvoy LTT, Hilton Diamond
Posts: 14,638
CSR is just Chase's card for the $450-market. No long term compelling benefit for AMEX Platinum or Citi Prestige customers to switch and stay with CSR.
AMEX has their Centurion Lounge
Citi has the 4th free and a 3 hour trip delay (vs Chase 6 hour trip delay)
Chase has primary rental car protection (but only limited to $75K and some luxury models excluded vs Citi secondary inside US but $100k limit with no specific model exclusion)
No clear winner. Each of us will have to consider which advantage is most useful.
Aug 21, 2016, 10:39 am
#905
Join Date: May 2011
Programs: US Airways Gold, Marriott Platinum, SW A List
Posts: 1,575
Early in branch results are not promising on Reddit in regards to 5/24.
Aug 21, 2016, 10:43 am
#906
Join Date: Jul 2016
Location: Dallas, TX
Programs: WN A-List Pref, Hilton Diamond, Marriott Gold, IHG Plat
Posts: 460
The biggest thing advantages for CSR that leap out to me are the higher redemption rates for travel and the better transfer partners. The $300 credit for nearly any travel charges is also welcome over the $200 incidentals from Amex.
Aug 21, 2016, 10:45 am
#907
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
Same here.
CSR is just Chase's card for the $450-market. No long term compelling benefit for AMEX Platinum or Citi Prestige customers to switch and stay with CSR.
AMEX has their Centurion Lounge
Citi has the 4th free and a 3 hour trip delay (vs Chase 6 hour trip delay)
Chase has primary rental car protection (but only limited to $75K and some luxury models excluded vs Citi secondary inside US but $100k limit with no specific model exclusion)
No clear winner. Each of us will have to consider which advantage is most useful.
CSR is just Chase's card for the $450-market. No long term compelling benefit for AMEX Platinum or Citi Prestige customers to switch and stay with CSR.
AMEX has their Centurion Lounge
Citi has the 4th free and a 3 hour trip delay (vs Chase 6 hour trip delay)
Chase has primary rental car protection (but only limited to $75K and some luxury models excluded vs Citi secondary inside US but $100k limit with no specific model exclusion)
No clear winner. Each of us will have to consider which advantage is most useful.
My Amex Platinum annual fee is coming up next month. I'm hoping they'll offer me a $200 statement credit in retention like some people have gotten. At $50 (after travel credit) for the next year, I'll keep the card.
Aug 21, 2016, 10:48 am
#908
Join Date: Feb 2011
Posts: 197
Just got off phone with Chase rep.
She said that the Reserve card should be available in branches Monday (tomorrow), and online later in the week.
She knew nothing about the 5/24 rule.
If the info is wrong, please don't shoot the messenger.
She said that the Reserve card should be available in branches Monday (tomorrow), and online later in the week.
She knew nothing about the 5/24 rule.
If the info is wrong, please don't shoot the messenger.
Aug 21, 2016, 10:52 am
#909
Join Date: Apr 2005
Location: PHX
Programs: Whatever you have, I have too.
Posts: 377
Ah....and so we wait, and then we wait a little longer.
Aug 21, 2016, 10:59 am
#910
Suspended
Join Date: Feb 2008
Posts: 836
Well, people are getting approved in branches today (Sunday), so it will certainly be available tomorrow in branches.
The real question is when the online application will go live.
Aug 21, 2016, 10:59 am
#911
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
Yeah. None of the branches near me are open Sundays. If it's not live online by tomorrow morning I'm heading to a branch.
Aug 21, 2016, 11:01 am
#912
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
Aug 21, 2016, 11:17 am
#913
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
No need to analyze much. CSP would net 2.5% vs. CSR netting 4.5% when redeemed for travel. CSR would earn 50% more points from travel, which is a big benefit for transferring to partners.
The analysis is harder between Prestige, City Crystal, and CSR. For me, CSR will really win out, but that assumes the wife is an AU. Doesn't look like City Crystal offers the redemption bonus either.
The analysis is harder between Prestige, City Crystal, and CSR. For me, CSR will really win out, but that assumes the wife is an AU. Doesn't look like City Crystal offers the redemption bonus either.
Aug 21, 2016, 11:22 am
#914
Join Date: Aug 2016
Posts: 6
You make valid points. I am in a Delta hub, so the $50 Schwab Amex Platinum fee works fine for Delta flights. Other flights I just pull out the Prestige Priority card. As for the dining points angle, I do not pay for restaurant tabs (was ripped off several times years ago) UNLESS the reader is brought to the table and there is no tip line. That usually only sometimes happens in Europe or somewhere else outside the USA so recouping the cost does not work in my favor. As always, YMMV.
Aug 21, 2016, 11:31 am
#915
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
Redemption bonus on Crystal does not matter as much because it is really not a card that one gets for its P&M ecosystem. You get it for Primary coverage, 24 or more GoGo passes, City paying you to have this card, and $100 airline discount. This would be the only card to have if they build a P&M ecosystem.