Mar 31, 2016, 12:02 pm
Last edit by: mia
5x for first year at Grocery Stores. Capped at 12K in spend:
Key points:
- $200 (20K UR) sign up bonus
- Does not seem to be possible to generate referrals for this offer
It earns Ultimate Rewards points which may be redeemed for cash.
Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred, all versions of Ink, JPM Select, JPM Palladium all earn Ultimate Rewards points. Ultimate Rewards points earned with any of these cards may be redeemed for cash at the rate 1 point = $0.01.
Chase markets Freedom, Unlimited, and Ink Cash as cash rewards, the others as points cards. The difference is in the marketing, not the rewards.
Travel and purchase protection benefits
Visa Signature
Visa Platinum
For general info, see Applying for Chase Credit Cards, 2017 onward.
Chase Freedom Unlimited.
Apr 25, 2016, 11:22 pm
#273
Join Date: Jan 2014
Programs: Amtrak Guest Rewards (SE), Virgin America Elevate, Hyatt Gold Passport (Platinum), VIA Preference
Posts: 3,134
One reason might be because you feel the signup bonus is pretty small anyway. (Many people feel the Freedom signup bonus of the last few years has been too small to worry a lot about, and the signup bonus for the Freedom Unlimited is no bigger, is it?
It's a completely different thing product changing to a card that has a giant signup bonus than to one like this that has a ho-hum signup bonus.
Oh, and for people who are in the least bit churners: Chase's 5/24 policy makes applying for the card outright and getting the signup bonus impossible anyway. So might as well product change if you have another Chase card you don't need in its present form.
It's a completely different thing product changing to a card that has a giant signup bonus than to one like this that has a ho-hum signup bonus.
Oh, and for people who are in the least bit churners: Chase's 5/24 policy makes applying for the card outright and getting the signup bonus impossible anyway. So might as well product change if you have another Chase card you don't need in its present form.
Frankly, I'm pondering flipping the Sapphire to this (which has reasonable awards across the board...it's actually better than any cards I have, generally, when I'm not doing business with a single company) but I don't want to make the jump without knowing that I can then get Sapphire (since I didn't get a bonus with the switch I should be eligible for the offer du jour) or a similar product to dump the points back to (especially since the Sapphire offers are generally a bit better than these).
Apr 26, 2016, 8:42 pm
#274
Join Date: Apr 2002
Posts: 587
I recently transferred points from a family member's Freedom account (same household) to my CSP since I am effectively "banned" from getting my own Chase Freedom card until next year due to the 5/24 rule. Anyone know if I can still do this if I add myself as an authorized user on the Freedom Card ? Can I effectively transfer points to myself (AU on family member's Freedom to my CSP) ? I would like to use the Freedom card during the summer to take advantage of the restaurant bonus.
Apr 29, 2016, 5:12 am
#275
Join Date: Jan 2009
Programs: UA 1K, HH Diamond, Hertz Presidents Circle, Marriott Gold, Avis PC, National EE
Posts: 145
I just applied and only got approved for 500! I have 4 other chase cc's and a total credit line of around 70k. I called recon and they said that it was possible, but that I had to call credit reallocation. Will call them in an hour and see if i can shift some credit over from my freedom to the FU.
EDIT: Called chase, got some credit moved and my new limit is 10k.
EDIT: Called chase, got some credit moved and my new limit is 10k.
Last edited by thefiverivers; Apr 29, 2016 at 6:08 am
Apr 29, 2016, 9:49 am
#276
Join Date: Apr 2012
Programs: WN A-List Preferred & CP
Posts: 80
Followup as a data point: I let it ride out without recon and got the email yesterday from Chase welcoming me to my new Chase Freedom Unlimited card. 24 day wait.
May 1, 2016, 1:34 pm
#277
Join Date: Jan 2015
Posts: 44
I applied online and got the 7-10 day pending review message.
My situation: if Chase co-branded cards don't count, then I'm at 4/24 across all banks instead of 5/24.
Speculation: I think a possible reason is that I already have a high CL (70k+) across all Chase cards.
What's the recommended action here? Should I call recon next Monday (tomorrow), or should I wait a bit more?
Thanks!
My situation: if Chase co-branded cards don't count, then I'm at 4/24 across all banks instead of 5/24.
Speculation: I think a possible reason is that I already have a high CL (70k+) across all Chase cards.
What's the recommended action here? Should I call recon next Monday (tomorrow), or should I wait a bit more?
Thanks!
May 5, 2016, 1:21 pm
#280
Join Date: Jan 2010
Location: HSV
Programs: Hy Glob,Choice Dia, MR TIT,IHG SPR,HH Dia, Wyn Dia, UA Sil, WN Alis, Hert 5*, National EE
Posts: 1,188
Anyone able to convert a Southwest card to freedom unlimited?
I was going to do the sapphire but it has been open less than a year
I was going to do the sapphire but it has been open less than a year
May 6, 2016, 11:55 am
#282
Join Date: Mar 2016
Posts: 9
Perhaps someone can answer these questions about this card.
I will be closing my wifes CSP card in a few months and I am considering getting her this card. It seems both cards have the UR points, but if you have both cards does each card have a separate UR account it is accruing to or are they separate per card?
The reason I ask is I want a place to 'bank' these point so we don't lose them. It is also my understanding that once the you only have the points for the Freedom Unlimited card you can no longer transfer points to travel partners. If I get a CSP, can she transfer them to me so I can then transfer to a partner?
TIA
I will be closing my wifes CSP card in a few months and I am considering getting her this card. It seems both cards have the UR points, but if you have both cards does each card have a separate UR account it is accruing to or are they separate per card?
The reason I ask is I want a place to 'bank' these point so we don't lose them. It is also my understanding that once the you only have the points for the Freedom Unlimited card you can no longer transfer points to travel partners. If I get a CSP, can she transfer them to me so I can then transfer to a partner?
TIA
May 7, 2016, 6:21 am
#284
Join Date: Sep 2011
Posts: 1,857
Perhaps someone can answer these questions about this card.
I will be closing my wifes CSP card in a few months and I am considering getting her this card. It seems both cards have the UR points, but if you have both cards does each card have a separate UR account it is accruing to or are they separate per card?
The reason I ask is I want a place to 'bank' these point so we don't lose them. It is also my understanding that once the you only have the points for the Freedom Unlimited card you can no longer transfer points to travel partners. If I get a CSP, can she transfer them to me so I can then transfer to a partner?
TIA
I will be closing my wifes CSP card in a few months and I am considering getting her this card. It seems both cards have the UR points, but if you have both cards does each card have a separate UR account it is accruing to or are they separate per card?
The reason I ask is I want a place to 'bank' these point so we don't lose them. It is also my understanding that once the you only have the points for the Freedom Unlimited card you can no longer transfer points to travel partners. If I get a CSP, can she transfer them to me so I can then transfer to a partner?
TIA
Everything in your second paragraph is accurate.