Mar 31, 2016, 12:02 pm
Last edit by: mia
5x for first year at Grocery Stores. Capped at 12K in spend:
Key points:
- $200 (20K UR) sign up bonus
- Does not seem to be possible to generate referrals for this offer
It earns Ultimate Rewards points which may be redeemed for cash.
Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred, all versions of Ink, JPM Select, JPM Palladium all earn Ultimate Rewards points. Ultimate Rewards points earned with any of these cards may be redeemed for cash at the rate 1 point = $0.01.
Chase markets Freedom, Unlimited, and Ink Cash as cash rewards, the others as points cards. The difference is in the marketing, not the rewards.
Travel and purchase protection benefits
Visa Signature
Visa Platinum
For general info, see Applying for Chase Credit Cards, 2017 onward.
Chase Freedom Unlimited.
Jun 14, 2022, 9:48 am
#437
Join Date: Aug 2021
Posts: 25
Except that a cash back card gives me at most 2%, whereas with the CSR, I get 4.5% on dining and travel.
Jun 14, 2022, 10:02 am
#438
Join Date: Jul 2001
Location: SW Michigan, ex SF Bay Area
Posts: 831
Jun 22, 2022, 11:03 am
#439
Join Date: Mar 2009
Location: PHX
Programs: HHonors Lifetime Diamond, UA Million Miler Gold, Marriott Platinum
Posts: 1,142
Jun 22, 2022, 11:29 am
#440
Join Date: Jul 2001
Location: SW Michigan, ex SF Bay Area
Posts: 831
PYB on dining with 50% bonus is better than the Chase travel portal, as you earn points on the charges for which you are redeeming points, whereas with the portal you do not. Not to mention all the other potential issues with booking through the travel portal.
Jun 22, 2022, 10:54 pm
#441
Join Date: Mar 2009
Location: PHX
Programs: HHonors Lifetime Diamond, UA Million Miler Gold, Marriott Platinum
Posts: 1,142
I agree. I was commenting more on the 4.5% return that was being discussed.
Dec 7, 2022, 5:49 pm
#443
Join Date: Jul 2000
Posts: 3,746
Ultimate Rewards New Member Offer for Ink Unlimited - OK to Pay Taxes to Reach Spend?
I already have a Chase Sapphire Reserve. However, the sign-up deal of $900 cash back for $6K in spend looks interesting (as does the 1.5% cash back), but I have two questions before pulling the trigger and applying:
- Can I meet the $6,000 spend requirement by charging federal tax payments to the card (e.g., through officialpayments.com)?
- If I keep the Sapphire Reserve, is each point earned on the Ink card work 1.5 cents towards travel?
Dec 7, 2022, 6:03 pm
#444
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
You need to Combine the points earned with Unlimited to your Reserve card to redeem them for the same value.
Dec 7, 2022, 6:15 pm
#445
Join Date: Jul 2000
Posts: 3,746
Chase encourages using their cards to pay taxes, see here: https://www.flyertalk.com/forum/34807870-post683.html
You need to Combine the points earned with Unlimited to your Reserve card to redeem them for the same value.
You need to Combine the points earned with Unlimited to your Reserve card to redeem them for the same value.
Dec 7, 2022, 7:03 pm
#446
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
I think there is a misunderstanding. You need to Combine the points earned by using Unlimited for them to have the same redemption value as points earned with Reserve. Combine is term that Chase uses to describe moving points from one card to another. Read here: Combining UR points from multiple card accounts [Consolidated]
Last edited by mia; Dec 7, 2022 at 7:20 pm
Dec 7, 2022, 10:36 pm
#447
Join Date: Jul 2000
Posts: 3,746
I think there is a misunderstanding. You need to Combine the points earned by using Unlimited for them to have the same redemption value as points earned with Reserve. Combine is term that Chase uses to describe moving points from one card to another. Read here: Combining UR points from multiple card accounts [Consolidated]
Jul 15, 2023, 4:34 pm
#448
FlyerTalk Evangelist
Join Date: May 2008
Location: San Francisco
Programs: GM on VX, UA, AA, HA, AS, SY; Budget Fastbreak
Posts: 27,605
my chase freedom gives 1.5% cashback for every purchase and bonus 1.5% for restaurants & drugstores. I know that it’s all about how a business classifies themselves and it’s beyond frustrating to see that my everyday local bakery indeed is in the restaurant 3% category whereas other bakeries (including the restaurant Big Sur Bakery with dinner table service) doesn’t give that 3% but 1.5% only. Mega sigh!
I have a freedom unlimited and cannot see how to get the quarterly bonus. Didn’t even know of it until today.
I got the 5% gas stations and grocery stores on my Freedom, which I only use for the 5x categories. It was my first time ever getting a "My Bonus" on any of my Chase cards (Freedom, Freedom Unlimited, CSR).
I don't have a car, so the Q3 bonus gas station bonus category is not very beneficial for me. I paid for some gas on a road trip and was pleasantly surprised that the gas stations bonus stacked, especially after reading that it doesn't. Plus, the two gas station purchases were made before I registered for the bonus.
I don't have a car, so the Q3 bonus gas station bonus category is not very beneficial for me. I paid for some gas on a road trip and was pleasantly surprised that the gas stations bonus stacked, especially after reading that it doesn't. Plus, the two gas station purchases were made before I registered for the bonus.
Jul 17, 2023, 9:38 pm
#449
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,290
Jul 19, 2023, 12:07 pm
#450
FlyerTalk Evangelist
Join Date: May 2008
Location: San Francisco
Programs: GM on VX, UA, AA, HA, AS, SY; Budget Fastbreak
Posts: 27,605