Originally Posted by blitzen

Hi,

I stayed away from Chase for a while but not from opening new accounts. So they will check the 5/24 rule for the chase cards ( I assume that is still in play) but the co branded cards seem to be handled differently. Did this turn out to be true?
My 2 years waiting for the BA are up soon so I am considering to apply again ( after closing some other lines with them).

Originally Posted by maggersmagoo

From what I have read in this thread, I gather these points are true:

-I should not call in to voluntarily reduce any of my credit lines. If this is an issue Chase may shuffle the money around on their own
-If I receive a pending status, I should NOT call a CSR. This will lead to an interrogation and a likely denial.
-I am under the 5/24 rule, and at any rate this rule does not apply to business accounts. Or is it that business accounts don't count toward the 5/24 rule?
Any other general tips before I apply?

Originally Posted by maggersmagoo

I had promised to update, so here goes. I applied on 12/23, got the message saying they would notify me in 30 days in writing. Called the automated line a few times since then and got the same message.

Called automated line today, and it says I was approved . It doesn't show up on my Chase login yet, so I don't yet know the credit limit, or if any other credit lines were shuffled around to make room for this one. I'm pleased either way.

Originally Posted by Irish80

Congrats on the approval. It's a great card.

It won't show up on your Chase accounts. When you get the card you'll have to create a separate business account login and then if you want it to be on the same login as your personal account, you'll have to call in and have them transfer you to their department that will merge the accounts.

Originally Posted by 77Pat

Applied for the CSP after being sent ~10 prescreened offers in the mail since late November/early December. One had offer good until Feb 16, the next until Feb 22. The CSP also showed up on chases website and Cardmatch.

I applied (having opened 4 new cards in the past 2 years). Received 7-10 days message on Saturday. Called the automated line and was told that I would be notified in writing within 30 days. I thought the non instant approval might be due to needing to shift credit lines around. Not so sure now.

Originally Posted by Superorb

Have there been any data points on current Ink Bold cardholders applying for and being approved for a new Ink Plus card? I'm curious since the current Bold cards are basically identical to the current Bold cards.

Originally Posted by sdsearch

I would think that actually current Bold cards would be completely identical to current Bold cards!

Originally Posted by animesh42001

Is this your first business card?

Originally Posted by sdsearch

I would think that actually current Bold cards would be completely identical to current Bold cards! And I can say quite confidently while knowing nothing about them!

Originally Posted by StartinSanDiego

Superorb, he's teasing you because the BOLD cards have been discontinued. They were Charge Cards, not credit cards, and, after halting applications ages ago, Chase converted the remaining charge accounts to revolving credit accounts a couple of months ago.
If you currently hold a BOLD, you are still able to apply for a PLUS, since the T & C's of the card you applied for was and still is a BOLD.

Originally Posted by jorgerivero

Hey guys,

I'm new here and went through the posts but couldn't find any info about my situation.

I applied and was instantly approved for CSP and Freedom 3 weeks ago. I got a special promo for the Marriot card last week offering 80,000 points and then I also saw the BA with thee 100,000 points for spending $20k in 1 year which I can do. So, I want to apply for both those cards. Before the CSP and Freedom I haven't opened any CCs for 3.5 years.

The marriot card offer expires Feb 17 and I don't want to pass on that.

I would also like to apply for a auto refi loan with them.

My FICO is 733 and should get bumped some more points end of this month.

Any ideas what my chances are of getting approved for that card and the BA? Suggestions on which I should apply for first?

Thanks!

Originally Posted by AmeriKop45

Thinking of applying for Chase Ink.

1) I have had 14 Inq since 10/14 (all leading to new CC accounts).
2) Have 6 Chase Cards currently (CSP, Freedom, Hyatt, BA, 2 personal SW)
3) Never had a business card before. Chase or otherwise
4) Don't have a business

Here is the interesting point - I called in Chase twice and asked them since I will be applying with my SSN which means I am promising owed payments from my personal financial assets, is it ok to add my salary in business income as well. The reps (rather excitedly) replied - Yes!! Ofcourse you can!

My Q is - Should I go ahead with an app? What are my chances of getting approved?

Originally Posted by bksmm

Regardless of your credit score and history, I think your chance of getting approved are low. Chase's reasons would be: Too much credit open with Chase, too many recent inquires, and too many new accounts.