Chris P. Jones

I applied for the Chase Marriott Business Card with 100K point bonus on June 30, 2016. Before applying my total credit card approval numbers were 11/24 with 2 being business cards. I am an AU on handful of other accounts.

I didn’t receive immediate confirmation, but 2 days later, the account showed up along with my other Chase accounts, and in calling the application status line 888-338-2586 and entering my SS#, it informed me that I had been approved.

I have a legitimate small business with over $150,000K coming into my business bank account yearly. I use my Chase Ink Plus as my primary business card, and my Ink Bold and my Ink Cash sparingly.

Before applying, I had 3 Chase Business cards with a total credit limit of $28,600 and 2 Chase Personal cards with a total credit limit of $12,000. I reduced these credit limits 4 weeks before applying. For the Marriott card, I was granted an $18,000 credit line.

Since January 2013, I have also been approved for 7 additional Chase cards that I have cancelled once the annual fee came due.

Credit score is higher than 760.

liongate

I just applied for two Chase IHG cards (one for me and one for my wife) and two Chase United MileagePlus Business cards. Both of the IHG cards were confirmed immediately, but the two business cards were both declined. The reason given was "too many requests for credit or accounts opened with us," but these are the first cards I've applied for under my business (an S-Corp) name aside from a Wells Fargo Visa I've had for at least a decade. Isn't business credit separate from one's personal accounts? The tax number is obviously different. Also, this is only my wife's third application for credit in the past 24 months. Her credit is treated separately from mine, isn't it?

WineCountryUA

Welcome to FT!, liongate

The UA forum focuses most on UA flying, use of status and credit card benefits and the uses of miles. The credit card application process is better covered in the the FT Chase credit card forum.

Will move your post there and hopefully the experts there can help you.

Hope to see you back in the UA forum to use your miles.


WineCountryUA
UA coModerator

garykung

Have you ever asked to provide the proposed cardholder's SSN?

Yes.

mia

Welcome to Flyertalk.

Not really. Business cards are personal debts, and applications are approved based primarily on your personal credit history and income. How many other cards issued by Chase do you have, and how recently were they opened?

frugaltraveller0487

I got approved for my second cc biz with chase (Marriott) and I'm 8/24. I got the ink+ in May. Sole proprietor with ssn. I didn't have to call.

beltway

Thanks for the report. I've added it to the wiki.

According the FT reports I've run across (& added to the wiki), the Marriott business, Hyatt, IHG, and Fairmont co-brand cards remain unaffected by the 5/24 policy.

The seeming absence of successful 5+/24 apps for the UA (biz & personal), BA, & Marriott personal cards suggests that these are now restricted.

If I'm overlooking relevant FT reports (that is, post-May 22 approvals from people over 5/24, and not denials purportedly because of 5/24) or strong evidence from other quarters--say, reddit--please chime in.

StartinSanDiego

Thanks again, Beltway, for your diligent work on the Wiki posts. It is noted and appreciated.

Stgermainparis

Any data points on success of CSP app if pre-qualified by Chase, even if at 5/24? My pre-qualification just popped up after never being there before.

rbc100

I was recently denied a bonus on a Chase United cards because I previously received the bonus for the cards on anouther business. Has anyone else experienced this problem. I called in four times over three months before the finally sent me a letter.rbc100

muji

Had you received the bonus less than 2 years ago?

Not sure if you have seen the wiki in this thread: http://www.flyertalk.com/forum/chase...esent-290.html

garykung

Have you ever given your SSN when you apply for the cards?

That's your answer.

Coloradomom

I've searched the thread and don't see any data points on this question, so here goes. I applied for the Chase Mileage Plus card last week during the 70K bonus period and received a pending message. I received a denial letter citing too many cards in 24 months yesterday. I would like to call the reconsideration line to move some credit around in order to see if they would approve my app. My questions is if the app is approved during the reconsideration call, would I get the bonus points offered at the time of my original application (6/28) or the subsequent approval (sometime this week). I'd like to see if anyone has any experience with this before making the call. Thanks for any information the forum can provide.

slivrflyr

You should get the offer that came with your initial app. Since the recon is an override basically rather than a new app (I assume
That's how they've done it in their system).

I would make sure to confirm with the rep, however.

televisor

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