kyleay

The Chase branded ones are a little harder to get, but if you've only opened one card in the past 8 years, I can't imagine you'd have a problem with both in the same day. Worst case would be a denial that would easily be turned into an approval.

Anyway, both in the same day would result in only one hard pull on your credit report.

I applied for the Chase Southwest Plus and Premier in the same day after no cards in 2 years and both were auto-approved.

Do you plan to keep the CSP long term? If not, you could apply for two cards with a high bonus (CSP and a Southwest Premier card for 50k points or maybe United Mileage Plus Explorer for 50k - if you can find it). Then get the CSP bonus and downgrade it to the Freedom Unlimited with no AF later.

Better yet, if you own a business, apply for the Ink Plus for 60K UR points instead of the others I mentioned. Then you'd have two UR cards and can downgrade the CSP to Freedom Unlimited later. Applying for a business and personal on the same day would result in two hard pulls though. Good luck,
--Kyle

kyleay

Gotcha. Did you mail in the info or call in to provide it? Did it take long after you sent it in? Just curious... Thanks!
--Kyle

Long Islander

What is the link where you can check the status of your app?

kyleay

I think the only way is to call:
(800) 432-3117 – General Application Status Line, automated
(800) 436-7927 – Alternative General Application Status Line, automated

Long Islander

I applied for the Marriott personal card on 4/10 but the automated line said the system could not access my app at this time. There was an option to speak with a CSR, but I avoided that. Is it normal for it to take this long to even get a status update?

The confirmation email I got after applying said:

"We'll let you know of our decision through U.S. mail within the next 30 days."

RobertHanson

Got snail mail requests to prove ID about 10 days after the apps.

Mailed them back that day.

So @ 18 and 32 days after mailing in ID for approval.

kyleay

Not exactly speed demons, are they?

Long Islander

If they're getting inundated with apps, most likely they want to slow things down.

TopSpin46

Well it looks like my story is ending as a tragedy. The first recon call, the rep said he's marking me for approval and even mentioned what my CLs would be and expect the cards in my account in a few days. But then I get another set of denial letters. I just called recon again and they are having none of it this time around. Spoke to a supervisor too both he and the analyst were telling me it's impossible with my 15 new Accounts in the last two years.

tjang

Hi- Wife and I are new to this game.
We thought with the new strict Chase rules we should apply for 5 new Chase cards at the beginning. No new cards in the last 24 months otherwise.

I applied and got approved for Ink+ Business on 1/10/16. On 2/11 applied for United Miles Plus Business. Had to speak to CSR who asked why I was applying for 2 new business cards so close together. He then split the credit line from Ink+ and was approved. I was also put as additional user on DW's Sapphire Preferred on 11/18/15. Now I'm interested in getting the SW Companion Pass. Should I apply to SW Premier and Plus personal on the same day? or do one personal and one business or just do one at a time? How long to wait till I apply for the second SW card? Thanks for your help.

RobertHanson

Nope, Chase will count that AU card as an opened account, just as if you had applied for your own CSP. Worse, while the hard and fast rule is no more than 5 in 24, they are denying some folks for just 5 in 24. Possibly depends on your credit and income. Or maybe just the phase of the moon.

Yes, it's often possible to get the AU taken out of the equation when you call Recon after first being denied. But that's not certain either. I'd call Chase before you do any more apps and have them close that AU card. You can always have it put back on later. Is that enough to have it not count against you? IDN, but it's worth a try....

nwflyboy

People should stop referring to this as "5/24". It's 4/24 - that's what's needed for approval. 5/24 might as well be 10/25 - a few people have reported success with both numbers, but those are outliers. You want to be approved, you need to be at 4/24, not 5/25.

jsk1973

The point isn't what's needed for approval; the point is what will trigger a denial.

Nehawk

Just moved to a new house so I've had some fun with address verification on a personal & business application.

Business application was denied, decision reversed after calling reconsideration. I volunteered to move credit and no further questions asked. I was sent to their verification department and was able to verify my identity on the phone before submitting my application for final approval.

I received a letter in the mail for my personal application saying that they needed me to provide a document verifying my address. I faxed the document in and was told this will take 2 weeks to process. 3 weeks have passed since my original application date. I called today, a week after submitting to see if they received the address verification. They haven't. Told me to call back in a week.

Sure was a lot easier on this business card side of the house to verify my identity.

rtruitt0708

Thank you Kyle.