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Archived: Applying for Chase Credit Cards- May 2015- Jan 2017

Archived: Applying for Chase Credit Cards- May 2015- Jan 2017

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Old Jan 22, 17, 10:20 am   -   Wikipost
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Old Apr 2, 16, 10:09 am
  #3616  
 
Join Date: Jun 2014
Programs: 747 Upper Deck QF J LAX-BNE; A380 SQ SuiteC+D SYD-SIN & SIN-HKG; 777 CX F HKG-JFK; Park Hyatt Sydney
Posts: 513
I have an app pending but no button to check its status.
Ed Janowsky is offline  
Old Apr 2, 16, 10:16 am
  #3617  
 
Join Date: Mar 2007
Location: SJC/SFO
Programs: UA 1MM/*A Gold, WN A+ CP, Mar LT Tit, IHG Plat, HH Gold
Posts: 5,603
I applied for the Southwest Premier card several weeks ago. It went to pending. I avoided the temptation to call in based on my experience talking to a rep months ago re: another application who was adamant that I had "too many accounts opened recently" and refused to discuss my qualifications such as income, total credit portfolio, or credit score. This time around I waited patiently about 2 weeks and it got approved. Chase obviously thought I was at the limit for my total credit exposure, though, as they moved $5k of CL off one of my other cards to open this card-- without asking me.
darthbimmer is offline  
Old Apr 2, 16, 10:25 am
  #3618  
 
Join Date: Sep 2010
Location: SFO
Programs: Hyatt Diamond, Hilton Diamond, IHG Plat
Posts: 274
Originally Posted by ryanmcv View Post
Called again (0625 number) and got a much more helpful/friendly rep. He agreed to go over my credit report with me. After a few minutes, he agreed that only 3 accounts had been opened in the past 24 months, so he wasn't sure why I wasn't auto-approved or why the previous rep stated that "too many accounts" had been recently opened.

After verifying my address, income, etc., the new rep approved me with a generous CL and offered to expedite the card shipment because of the inconvenience.

I certainly don't "churn" cards, and I have a squeaky clean credit report, so I'm not sure what Chase's computers saw that prevented an auto-approval. Maybe it's because the Freedom Unlimited is so new? Just glad I was eventually approved.
Congrats on the approval ryanmcv. Is that a personal card application and is the only application you submitted. Thanks for the data point!
NttDocomo is offline  
Old Apr 2, 16, 10:38 am
  #3619  
 
Join Date: Oct 2013
Location: PHX, ORD, MDW
Programs: WN A-List, Hilton Gold, Marriott Gold, Hyatt Platinum, Hertz PC
Posts: 268
Originally Posted by NttDocomo View Post
Congrats on the approval ryanmcv. Is that a personal card application and is the only application you submitted. Thanks for the data point!
Yep, it was a personal application for the Freedom Unlimited. It's the only application I've submitted (to Chase or anyone else) in the past 10 months or so. My 24 month history is as follows:

- Ritz Carlton Rewards, opened May 2015
- Barclaycard Aviator Red MasterCard, opened March 2015
- Barclaycard Arrival+, opened May 2014 (subsequently closed in July 2015)

So I'm clearly at 3/24. The first rep I spoke to wouldn't tell me how many new accounts was "too many." The second rep (who eventually approved me) made it pretty clear that the limit was 5/24 and agreed that I was under that limit.
ryanmcv is offline  
Old Apr 2, 16, 10:52 am
  #3620  
 
Join Date: Feb 2003
Posts: 6,807
Originally Posted by Ed Janowsky View Post
I have an app pending but no button to check its status.
Can you clarify? Is Chase presenting you the new user interface or the old one? Believe me, if you have the new one, you will know; it is very, very different from the previous interface.
beltway is offline  
Old Apr 2, 16, 11:00 am
  #3621  
 
Join Date: Jul 2006
Location: California
Programs: AA EXP, lowly UA 1K; Hyatt Diamond, SPG Gold, Hilton Gold; National EC, Hertz PC
Posts: 2,105
Originally Posted by Ed Janowsky View Post
I have an app pending but no button to check its status.
Same here
adambadam is offline  
Old Apr 2, 16, 12:30 pm
  #3622  
 
Join Date: Jul 2013
Posts: 1,784
Anyone Applied For an INK in the last few days?

Hmmm....

We were told that the INK would be going under the 5/24 rule "sometime in March", but it's now April and no one has mentioned running into that yet. Curious to hear about any INK apps starting 4/1.

If the rumors of March for the INK turn out to be false, maybe the rumors about co-branded cards going 5/24 "in April" will turn out to be false too. I'd very much like that to be the case, since I have to wait until late April to qualify for SW sign up bonuses, and my CP ran out 12/15. DW hasn't had a SW card ever, but she is at 6/6. 2 of those 6 drop off late April, so that's probably a better time for her to apply for 2 SW. But I'd really hate to miss out by waiting too long.
RobertHanson is offline  
Old Apr 2, 16, 12:46 pm
  #3623  
 
Join Date: Feb 2003
Posts: 6,807
Originally Posted by RobertHanson View Post
We were told that the INK would be going under the 5/24 rule "sometime in March", but it's now April and no one has mentioned running into that yet. Curious to hear about any INK apps starting 4/1.

If the rumors of March for the INK turn out to be false, maybe the rumors about co-branded cards going 5/24 "in April" will turn out to be false too.
Another reason for skepticism: if this were happening, you'd expect at least some of the Usual Suspect bloggers -- I'm looking at you, Bowtie, Lucrative, and View from the Referral -- to be beating the drum on it as well, or at least corroborating the rumor.
beltway is offline  
Old Apr 2, 16, 1:16 pm
  #3624  
 
Join Date: Jun 2014
Programs: 747 Upper Deck QF J LAX-BNE; A380 SQ SuiteC+D SYD-SIN & SIN-HKG; 777 CX F HKG-JFK; Park Hyatt Sydney
Posts: 513
Originally Posted by beltway View Post
Can you clarify? Is Chase presenting you the new user interface or the old one? Believe me, if you have the new one, you will know; it is very, very different from the previous interface.
I guess I still have the old version.
Ed Janowsky is offline  
Old Apr 2, 16, 8:43 pm
  #3625  
 
Join Date: Nov 2008
Location: London, UK
Programs: AA Plat, LAN Comodoro, LH SEN, Flying Blue Plat
Posts: 479
Anyone has more than 8 personal Chase card here? I wonder if it makes sense for me to apply. I pro actively reduced the credit limits of each but don't know if they will dislike me having too many open accounts with them...
rownada is offline  
Old Apr 2, 16, 10:00 pm
  #3626  
 
Join Date: Jun 2014
Programs: 747 Upper Deck QF J LAX-BNE; A380 SQ SuiteC+D SYD-SIN & SIN-HKG; 777 CX F HKG-JFK; Park Hyatt Sydney
Posts: 513
Originally Posted by beltway View Post
Can you clarify? Is Chase presenting you the new user interface or the old one? Believe me, if you have the new one, you will know; it is very, very different from the previous interface.
Originally Posted by Ed Janowsky View Post
I guess I still have the old version.
Or maybe not. I can see the button on my business cards account and the interface looks the same as my personal cards.

Last edited by Ed Janowsky; Apr 3, 16 at 7:25 am
Ed Janowsky is offline  
Old Apr 3, 16, 12:04 am
  #3627  
 
Join Date: May 2011
Posts: 22
Applied for Ritz-Carlton card, called right after that, was denied based on aggressive credit seeking in last 24 months(18 accounts). Called next week again, same result; tried one more time this week and was approved after shifting some CL from a diff card.
Rajnish is offline  
Old Apr 3, 16, 12:37 pm
  #3628  
 
Join Date: Apr 2016
Posts: 2
First Post

1 DP

Automatic approval for the Chase MR 80k offer this morning with a 16k CL. At application I was 6/24. Automatically added to my chase online and visible as expected.

Second signup bonus for this card, the other bonus being the 70k +no AF + 1 night cert back in early 2014. Just made it past the 24 month window in time for this offer.

Great forums
11_38 is offline  
Old Apr 3, 16, 12:59 pm
  #3629  
 
Join Date: Nov 2009
Location: SE coast USA
Programs: US, AA, AM, BA, HH, SPG, PC, Carlson, Marriott, Choice
Posts: 306
Originally Posted by 11_38 View Post
First Post

1 DP

Automatic approval for the Chase MR 80k offer this morning with a 16k CL. At application I was 6/24. Automatically added to my chase online and visible as expected.

Second signup bonus for this card, the other bonus being the 70k +no AF + 1 night cert back in early 2014. Just made it past the 24 month window in time for this offer.

Great forums
Congrats and welcome to FlyerTalk!
aglasgow is offline  
Old Apr 3, 16, 3:39 pm
  #3630  
 
Join Date: Mar 2006
Location: RDU
Posts: 804
Originally Posted by Rajnish View Post
Applied for Ritz-Carlton card, called right after that, was denied based on aggressive credit seeking in last 24 months(18 accounts). Called next week again, same result; tried one more time this week and was approved after shifting some CL from a diff card.
Congrats! Nice to see your persistence paid off!
MarkMColo is offline  

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