Aug 18, 2015, 8:20 am
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.
Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.
Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
- Landing page; original application page, current application page.
- Landing page; application page.
- Landing page; application page.
- Landing page; current application page.
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
Merchants that qualify:
Where can I find the Ink Plus Guide to Benefits?AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
See the separate discussions in
Closing Ink Plus cardsIt is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
Previous Discussion Threads:
Chase Ink Business Cards - July 2015- Present
Sep 30, 2015, 7:41 pm
#121
Join Date: Jun 2015
Location: Portland, OR
Posts: 23
Don't call until/unless denied; 5/24 doesn't apply to ink plus
After applying online last weekend, I received a "please call us immediately" message on their website, then later an email saying "We'll let you know of our decision through U.S. mail within the next 30 days."
I didn't call based on the advice on this board, but called the automated status line everyday and got a "we will notify you within 30 days" message...finally today (3 business days later), the automated line told me I was approved!
This is another confirmation that the 5/24 rule does not apply to Chase Ink. I have opened way more than 5 cards in the last 24 months.
Sep 30, 2015, 10:42 pm
#122
Join Date: Jun 2006
Location: STL
Posts: 1,546
It seems like if you call in you are put under a higher level of scrutiny than if you just let if go through the automated system. I would recommend not calling until/unless you get a denial letter. Waiting for a letter won't hurt your chances of reconsideration if you are denied, but calling in may hurt your chances of being approved automatically. Be patient.
After applying online last weekend, I received a "please call us immediately" message on their website, then later an email saying "We'll let you know of our decision through U.S. mail within the next 30 days."
I didn't call based on the advice on this board, but called the automated status line everyday and got a "we will notify you within 30 days" message...finally today (3 business days later), the automated line told me I was approved!
This is another confirmation that the 5/24 rule does not apply to Chase Ink. I have opened way more than 5 cards in the last 24 months.
After applying online last weekend, I received a "please call us immediately" message on their website, then later an email saying "We'll let you know of our decision through U.S. mail within the next 30 days."
I didn't call based on the advice on this board, but called the automated status line everyday and got a "we will notify you within 30 days" message...finally today (3 business days later), the automated line told me I was approved!
This is another confirmation that the 5/24 rule does not apply to Chase Ink. I have opened way more than 5 cards in the last 24 months.
Until you get a rejection, you have absolutely nothing to gain by calling.
Oct 1, 2015, 12:54 am
#123
Join Date: Sep 2008
Location: LAX
Posts: 194
The offer terms for the current Ink Plus application does not mention anything about being ineligible for the sign-up bonus if one has received the bonus in the last 24 months. Does that mean the 24-month rule to get bonus again no longer applies?
Earn 60,000 Bonus Points
To qualify and receive your bonus, you must make Purchases totaling $5,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
To qualify and receive your bonus, you must make Purchases totaling $5,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Oct 1, 2015, 6:39 am
#124
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Anyone care to be the test subject?
Oct 1, 2015, 6:53 am
#125
Join Date: Feb 2015
Posts: 186
Chase Ink question
I know this is a thread for the PP prepaid cards, but I have a question about PP itself and wasn't sure where else to put it.
I just got an Ink card for my business. I'd like to use it for certain purchases on ebay. I usually use my PP/ebay account and then my spouses PP/ebay account to double what I can buy when there are limits.
Since Ink is a Chase, even as an AU, the CC# will be the same. PP only lets one CC be linked to one account. Any workaround?
I just got an Ink card for my business. I'd like to use it for certain purchases on ebay. I usually use my PP/ebay account and then my spouses PP/ebay account to double what I can buy when there are limits.
Since Ink is a Chase, even as an AU, the CC# will be the same. PP only lets one CC be linked to one account. Any workaround?
Oct 2, 2015, 5:24 pm
#126
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Oct 3, 2015, 5:19 pm
#127
Join Date: Jun 2006
Location: STL
Posts: 1,546
Sent SM and they wouldn't match to 60k because of the annual fee. Should I try calling? Unfortunately the SM leaves a paper trail so they might say "we already told you no"
Oct 4, 2015, 12:22 pm
#128
Join Date: Jul 2012
Location: AVL
Posts: 216
If your goal is to maximize using your INK card via PP/ebay have you considered getting eBay gift cards from an office supply store? (I think this is the direction your were heading)
Oct 4, 2015, 11:37 pm
#129
Join Date: May 2013
Posts: 55
-Does anyone know if the 5x points work on these utilities outside the US?
I pay my cell phone bill in Japan with ink and it counts as 5x. It was a nice surprise!
I pay my cell phone bill in Japan with ink and it counts as 5x. It was a nice surprise!
Oct 5, 2015, 2:33 am
#130
Join Date: Oct 2015
Posts: 21
Applied 9/22, still 2 week pending, which seems to take forever.
Updated 10/12: Called automated line, was "being reviewed, will be noticed about decision 7-10 days"
After a pretty annoying long waiting, a denial letter is coming to me.
Updated 10/12: Called automated line, was "being reviewed, will be noticed about decision 7-10 days"
After a pretty annoying long waiting, a denial letter is coming to me.
Last edited by liushu; Oct 12, 2015 at 9:38 pm
Oct 6, 2015, 5:54 am
#132
Join Date: Feb 2003
Location: On strike
Posts: 8,135
IME, the "7 to 10 days" message foretells a denial. It would be good to have additional data points on this, so please post a followup once you get a decision.
Oct 8, 2015, 9:45 pm
#133
Join Date: Jan 2014
Posts: 291
Luckily, they want me to mail in proof of address, SSN and birthday.
. That means I still have hope, right? 
I have a Chase United, IHG, checking, saving and investment account with Chase. I'm also a Private Client. It's kinda funny when they require those documents from me.
But anyway, I'll mail those to them and report the result here :-:
Oct 9, 2015, 8:19 am
#134
Join Date: Sep 2015
Posts: 151
Well, I just received a mail from Chase Business Card department today.
Luckily, they want me to mail in proof of address, SSN and birthday.. That means I still have hope, right?
I have a Chase United, IHG, checking, saving and investment account with Chase. I'm also a Private Client. It's kinda funny when they require those documents from me.
But anyway, I'll mail those to them and report the result here :-:
Luckily, they want me to mail in proof of address, SSN and birthday.
. That means I still have hope, right? I have a Chase United, IHG, checking, saving and investment account with Chase. I'm also a Private Client. It's kinda funny when they require those documents from me.
But anyway, I'll mail those to them and report the result here :-:
Wait...pardon my ignorance, but how do mail proof of SSN and birthday? And if it's what I'm thinking, is it safe to do that via mail?
Oct 9, 2015, 10:41 am
#135
Join Date: Oct 2015
Posts: 21
Well, I just received a mail from Chase Business Card department today.
Luckily, they want me to mail in proof of address, SSN and birthday.. That means I still have hope, right?
I have a Chase United, IHG, checking, saving and investment account with Chase. I'm also a Private Client. It's kinda funny when they require those documents from me.
But anyway, I'll mail those to them and report the result here :-:
Luckily, they want me to mail in proof of address, SSN and birthday.
. That means I still have hope, right? I have a Chase United, IHG, checking, saving and investment account with Chase. I'm also a Private Client. It's kinda funny when they require those documents from me.
But anyway, I'll mail those to them and report the result here :-: