Aug 18, 2015, 8:20 am
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.
Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.
Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
- Landing page; original application page, current application page.
- Landing page; application page.
- Landing page; application page.
- Landing page; current application page.
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
Merchants that qualify:
Where can I find the Ink Plus Guide to Benefits?AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
See the separate discussions in
Closing Ink Plus cardsIt is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
Previous Discussion Threads:
Chase Ink Business Cards - July 2015- Present
Sep 6, 2015, 12:14 pm
#91
Join Date: Oct 2011
Posts: 4,166
I'd like to know too, but this has been asked several times and no one seems to have any data points.
Sep 8, 2015, 8:49 pm
#92
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
I tried to combine my credit limit to my regular ink card but they said no. I also got a 12k limit
Sep 10, 2015, 12:57 pm
#93
Join Date: Jan 2015
Location: NYC, ORD
Programs: AA EXP, AS 75K, SPG Gold, Hilton Gold
Posts: 280
I applied for the Ink+ back in March, got approved for 50k/$5k, then called in for a better offer. CSR told me he could put me down for 70k, and to call in and ask them to escalate it once I met minimum spend. I did that, and only ended up getting 10k instead of 20k. Called back, they told me that since the $95 AF is waived the first year and the 10k points are worth $100, I didn't get those last 10k points. I said that the 10k points are worth much more than $100 to me. CSR escalated again, and I got the 10k points. Got a postcard the other day saying that they added the 10k points and waived the AF "for any miscommunication" etc etc. I'm a happy camper 
.
.
Sep 15, 2015, 8:31 am
#95
Join Date: Sep 2015
Programs: Paying student debt and traveling when i can
Posts: 312
I applied for the Ink+ back in March, got approved for 50k/$5k, then called in for a better offer. CSR told me he could put me down for 70k, and to call in and ask them to escalate it once I met minimum spend. I did that, and only ended up getting 10k instead of 20k. Called back, they told me that since the $95 AF is waived the first year and the 10k points are worth $100, I didn't get those last 10k points. I said that the 10k points are worth much more than $100 to me. CSR escalated again, and I got the 10k points. Got a postcard the other day saying that they added the 10k points and waived the AF "for any miscommunication" etc etc. I'm a happy camper .
.
Sep 21, 2015, 8:12 pm
#96
Join Date: Dec 2006
Location: IND
Posts: 2,005
No 70k for now, but there's a public 60k offer.
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ink cash is currently offered at 30k at the same link.
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ink cash is currently offered at 30k at the same link.
Sep 22, 2015, 11:37 am
#97
Join Date: Mar 2005
Location: Kansas City, MO
Programs: AA Gold
Posts: 3,648
my timing is off
No 70k for now, but there's a public 60k offer.
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ink cash is currently offered at 30k at the same link.
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ink cash is currently offered at 30k at the same link.
Sep 22, 2015, 11:47 am
#98
Join Date: Jul 2015
Posts: 287
they'll give you the 10k points. dont worry about it.
Sep 22, 2015, 1:39 pm
#99
Join Date: Mar 2005
Location: Kansas City, MO
Programs: AA Gold
Posts: 3,648
No they won't. Here's the message I just got from them:
"Thank you for contacting Chase about the 60,000 enrollment
bonus.
Let me share that your account will earn the enrollment
bonus that is available at the time of application. As
per the bonus on your account, you will earn:
- 50,000 bonus point after spend of $5,000.00 on purchases
in the first 90 days from the account open date and the
annual fee waiver for the first year.
The new offer that is available online is as follows:
- 60,000 bonus point after spend of $5,000.00 on purchases
in the first 90 days from the account open date and no
annual fee in the first year.
I am sorry but we are unable to match the 60,000
enrollment bonus offer as it does not have an annual fee
waiver for the first year.
We appreciate your understanding in this matter. If you
need any other assistance, you can send us a secure
message. We appreciate your business and thank you for
choosing Chase."
But this doesn't make sense because the annual fee is waived for both offers. Confused. Do I write Chase back and ask them to explain?
"Thank you for contacting Chase about the 60,000 enrollment
bonus.
Let me share that your account will earn the enrollment
bonus that is available at the time of application. As
per the bonus on your account, you will earn:
- 50,000 bonus point after spend of $5,000.00 on purchases
in the first 90 days from the account open date and the
annual fee waiver for the first year.
The new offer that is available online is as follows:
- 60,000 bonus point after spend of $5,000.00 on purchases
in the first 90 days from the account open date and no
annual fee in the first year.
I am sorry but we are unable to match the 60,000
enrollment bonus offer as it does not have an annual fee
waiver for the first year.
We appreciate your understanding in this matter. If you
need any other assistance, you can send us a secure
message. We appreciate your business and thank you for
choosing Chase."
But this doesn't make sense because the annual fee is waived for both offers. Confused. Do I write Chase back and ask them to explain?
Sep 22, 2015, 2:06 pm
#100
Join Date: Jul 2010
Posts: 201
Some time back Chase was being difficult in approving their own cards if you had opened X (maybe 6 ?) total new cards with any combination of banks in the past 12 months. Getting co-branded cards like United or Marriott was no problem. Does that condition still exist? Are they still controlling the issuance of their own cards to churners? Anyone have recent experience with this?
Sep 22, 2015, 2:36 pm
#101
Join Date: Sep 2013
Location: SMF
Posts: 1,251
No they won't. Here's the message I just got from them:
"Thank you for contacting Chase about the 60,000 enrollment
bonus.
Let me share that your account will earn the enrollment
bonus that is available at the time of application. As
per the bonus on your account, you will earn:
- 50,000 bonus point after spend of $5,000.00 on purchases
in the first 90 days from the account open date and the
annual fee waiver for the first year.
The new offer that is available online is as follows:
- 60,000 bonus point after spend of $5,000.00 on purchases
in the first 90 days from the account open date and no
annual fee in the first year.
I am sorry but we are unable to match the 60,000
enrollment bonus offer as it does not have an annual fee
waiver for the first year.
We appreciate your understanding in this matter. If you
need any other assistance, you can send us a secure
message. We appreciate your business and thank you for
choosing Chase."
But this doesn't make sense because the annual fee is waived for both offers. Confused. Do I write Chase back and ask them to explain?
"Thank you for contacting Chase about the 60,000 enrollment
bonus.
Let me share that your account will earn the enrollment
bonus that is available at the time of application. As
per the bonus on your account, you will earn:
- 50,000 bonus point after spend of $5,000.00 on purchases
in the first 90 days from the account open date and the
annual fee waiver for the first year.
The new offer that is available online is as follows:
- 60,000 bonus point after spend of $5,000.00 on purchases
in the first 90 days from the account open date and no
annual fee in the first year.
I am sorry but we are unable to match the 60,000
enrollment bonus offer as it does not have an annual fee
waiver for the first year.
We appreciate your understanding in this matter. If you
need any other assistance, you can send us a secure
message. We appreciate your business and thank you for
choosing Chase."
But this doesn't make sense because the annual fee is waived for both offers. Confused. Do I write Chase back and ask them to explain?
Sep 23, 2015, 9:47 am
#102
Join Date: Mar 2014
Posts: 1
Some time back Chase was being difficult in approving their own cards if you had opened X (maybe 6 ?) total new cards with any combination of banks in the past 12 months. Getting co-branded cards like United or Marriott was no problem. Does that condition still exist? Are they still controlling the issuance of their own cards to churners? Anyone have recent experience with this?
1. Does anyone have any recent experience with opening cards with other banks in X amount of time and getting denied for an Ink business card?
2. More specifically, does anyone have any experience opening a Chase Sapphire card (and getting approved) and how long they need to wait to open a Chase Ink Business card?
I made the mistake of applying for a Chase Sapphire and Chase Ink Business on the same day and was denied the Business because I applied and was approved for the Sapphire card in the same day.
Sep 23, 2015, 9:58 am
#103
Join Date: Sep 2015
Programs: Paying student debt and traveling when i can
Posts: 312
I inquired about getting my award bumped from 50k to 60k via SM. I signed up 2 weeks ago for the Ink Plus. Here is the response I got... I had better luck.
"Thank you for contacting Chase with your recent inquiry
regarding the 60,000 bonus cash back offer.
I am pleased to inform you that we will be adding an
additional 10,000 bonus points as long as you meet the
eligibility requirement of spending $5000.00 on purchases
within the first 3 months from account opening. Once you
meet the $5,000 spend threshold, I request you to please
reply to this email via the secure message center or call
us at the customer service number listed below within the
first 3 months from account opening and we will add 10,000
reward points to your account."
"Thank you for contacting Chase with your recent inquiry
regarding the 60,000 bonus cash back offer.
I am pleased to inform you that we will be adding an
additional 10,000 bonus points as long as you meet the
eligibility requirement of spending $5000.00 on purchases
within the first 3 months from account opening. Once you
meet the $5,000 spend threshold, I request you to please
reply to this email via the secure message center or call
us at the customer service number listed below within the
first 3 months from account opening and we will add 10,000
reward points to your account."
Sep 23, 2015, 11:57 am
#104
Join Date: Mar 2005
Location: Kansas City, MO
Programs: AA Gold
Posts: 3,648
I inquired about getting my award bumped from 50k to 60k via SM. I signed up 2 weeks ago for the Ink Plus. Here is the response I got... I had better luck.
"Thank you for contacting Chase with your recent inquiry
regarding the 60,000 bonus cash back offer.
I am pleased to inform you that we will be adding an
additional 10,000 bonus points as long as you meet the
eligibility requirement of spending $5000.00 on purchases
within the first 3 months from account opening. Once you
meet the $5,000 spend threshold, I request you to please
reply to this email via the secure message center or call
us at the customer service number listed below within the
first 3 months from account opening and we will add 10,000
reward points to your account."
"Thank you for contacting Chase with your recent inquiry
regarding the 60,000 bonus cash back offer.
I am pleased to inform you that we will be adding an
additional 10,000 bonus points as long as you meet the
eligibility requirement of spending $5000.00 on purchases
within the first 3 months from account opening. Once you
meet the $5,000 spend threshold, I request you to please
reply to this email via the secure message center or call
us at the customer service number listed below within the
first 3 months from account opening and we will add 10,000
reward points to your account."
Sep 23, 2015, 12:19 pm
#105
Join Date: Sep 2015
Programs: Paying student debt and traveling when i can
Posts: 312
susiesan-
I signed up for the 50k without the fee. The message I got back saying they'd match the 60k bonus mentioned nothing about the fee for the 60k offer.
so i'm going to cross my fingers that i wont be paying a fee. if they do hit me with it, i'll complain
I signed up for the 50k without the fee. The message I got back saying they'd match the 60k bonus mentioned nothing about the fee for the 60k offer.
so i'm going to cross my fingers that i wont be paying a fee. if they do hit me with it, i'll complain