Aug 18, 2015, 8:20 am

FlyerTalk Forums Expert How-Tos and Guides

Last edit by: BuBu4

Please read this Wiki before posting questions in the thread.

What's the difference between the Ink Bold & Ink Plus cards?

Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.

Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).

What are the best current Ink Plus offers?

The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.

Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
Landing page; original application page, current application page.

Landing page; application page.

Landing page; application page.

Landing page; current application page.

There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.

There is a no-fee, UR-earning Ink Cash card: https://creditcards.chase.com/ink-bu.../ink-cash-card

Are there are any rules or restrictions to keep in mind when applying for an Ink card?
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?

See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.

Are there special earning categories?

Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)

In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.

NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.

What merchants qualify for 5 points/dollar spent?

Merchants that qualify:

AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)

Merchants that DO NOT qualify:

Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)

Where can I find the Ink Plus Guide to Benefits?

See https://www.chasebenefits.com/ink10311.

What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?

See the separate discussions in

Closing Ink Plus cards

It is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.

Previous Discussion Threads:

Chase Ink Business Card Questions

Chase Ink Bold, Plus & Cash cards

Chase Ink Plus is now available

Chase Ink Business Cards - July 2015- Present

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Sep 4, 2017, 12:03 pm

#1561

jjmiller69

Join Date: Nov 2010

Location: Traveling some where hopefully

Programs: AS, AA Gold, and Hilton

Posts: 1,954

Quote:

Originally Posted by trey

Is there any consensus on whether an existing Ink Biz Plus may eventually be cancelled since its no longer available?

I've still have the Ink Bold and it hasn't been offered for years?

Nov 4, 2017, 3:06 pm

#1562

Magic Pickles

Join Date: Jan 2003

Location: New York, NY, USA

Programs: UA 1K - 2.1MM, HH LT Diamond, IHG Diamond, Bonvoy LT Titanium, Hyatt Glob

Posts: 766

Annual Fee advance notification?

With Chase consumer cards, the statement one to two months before an annual fee posts usually contains a note advising of the upcoming fee. I haven’t noticed that on Ink cards. Has anyone else received advance notice?

Nov 6, 2017, 9:31 am

#1563

bbriscoe34

Join Date: Feb 2012

Location: DEN

Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP

Posts: 1,011

Quote:

Originally Posted by Magic Pickles

I got a notice that my anniversary was approaching. Can't remember if it specified the fee.

Nov 6, 2017, 9:41 am

#1564

ChrisFlyer66

Join Date: Mar 2011

Location: SAN

Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.

Posts: 1,673

Quote:

Originally Posted by trey

Is there any consensus on whether an existing Ink Biz Plus may eventually be cancelled since its no longer available?

Nov 27, 2017, 7:37 pm

#1565

thyroxine

Join Date: Jan 2016

Location: MSY

Posts: 23

just curious, what does giftcardmall code as for the ink preferred? i'm aware that it earns 3x, just curious which category it is in.

Nov 28, 2017, 11:25 am

#1566

Vincent507

Join Date: Nov 2017

Posts: 3

Chase business card question from a newbie

Hello, I'm new here. Recently I opened both Chase Ink Cash and Preferred card in 2 month. However, after I spent the minimum requirement, I didn't see the bonus points posted to my account (at least now, the transaction period isn't over yet). I'm wondering if they are considered in the same category so I can't have both bonus points.

Any idea will be appreciated.

Nov 28, 2017, 11:32 am

#1567

EmailKid

Moderator: Budget Travel forum & Credit Card Programs, FlyerTalk Evangelist

Join Date: Aug 2002

Location: YYJ/YVR and back on Van Isle ....... for now

Programs: UA lifetime MM / *A Gold

Posts: 14,428

Vincent507,

as one of the moderators of Credit Card forum I moved your question to the dedicated Chase forum where you are more likely to get a quick answer.

~moderator

Nov 28, 2017, 12:00 pm

#1568

philemer

FlyerTalk Evangelist

Join Date: Aug 2002

Location: Intermountain West

Programs: Too many to list

Posts: 12,079

Quote:

Originally Posted by Vincent507

You should get both bonuses but points don't post until a day or two AFTER the statement closes.

Nov 28, 2017, 5:30 pm

#1569

Happy

FlyerTalk Evangelist

Join Date: Jul 2003

Location: Florida

Posts: 29,754

Quote:

Originally Posted by Vincent507

Go to Ultimate Reward site from EACH of your card - you will see how much points would be on the Next Statement. That should include your bonus points.

Read the Wiki of this STICKY in the Chase forum to understand WHEN the bonus would be posted (when you meet the spend requirement would make a difference.)
https://www.flyertalk.com/forum/chas...17-onward.html

Dec 18, 2017, 8:03 pm

#1570

beachfan

Join Date: Sep 2002

Location: Thousand Oaks, Ca., USA

Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver

Posts: 8,313

Quote:

Originally Posted by trey

Is there any consensus on whether an existing Ink Biz Plus may eventually be cancelled since its no longer available?

I loved the days of so many Ink cards prior to 5/24, Ink Bold, Ink Classic, Ink Plus, Ink Cash, cycled through them all, and then again when they converted to Visa from MC.

Last edited by beachfan; Dec 19, 2017 at 8:46 pm

Dec 19, 2017, 6:04 am

#1571

beltway

Join Date: Feb 2003

Location: On strike

Posts: 8,135

Quote:

Originally Posted by beachfan

Now there is. Just got a letter, all being product changed to Ink Cash in January.

That would be a BFD, as people would lose the ability to transfer points to travel partners.

Dec 19, 2017, 7:23 am

#1572

rrgg

Join Date: Dec 2004

Posts: 7,901

Quote:

Originally Posted by beachfan

Now there is. Just got a letter, all being product changed to Ink Cash in January.

I loved the days of so many Ink cards prior to 5/24, Ink Bold, Ink Classic, Ink Plus, Ink Cash, cycled through them all, and then again when they converted to Visa from MC.

Can you post the letter? Maybe you’re misinterpreting because it makes no sense for chase to convert someone’s Ink Plus to a no fee Ink Cash card with completely different benefits.

beltway likes this.

Dec 19, 2017, 12:48 pm

#1573

beachfan

Join Date: Sep 2002

Location: Thousand Oaks, Ca., USA

Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver

Posts: 8,313

Sorry, it's Ink Classic, not Plus. Sorry for the misinformation.

Last edited by beachfan; Dec 19, 2017 at 8:47 pm

Dec 20, 2017, 5:14 pm

#1574

isle-hawg

Join Date: Jan 2010

Location: DCA/RIC

Programs: HH LTD, AA LTG

Posts: 1,015

Quote:

Originally Posted by beachfan

Sorry, it's Ink Classic, not Plus. Sorry for the misinformation.

I received the letter today, it did not even state the name of the card "Ink Classic", just "the card account referenced above" which is the last 4 of it only. Oh well, the Ink Cash is pretty much the same card with the exception of one of the 2x categories.

Dec 22, 2017, 2:58 am

#1575

beachfan

Join Date: Sep 2002

Location: Thousand Oaks, Ca., USA

Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver

Posts: 8,313

Quote:

Originally Posted by isle-hawg

Not to me. 5x UR points is way more than 5% cash back to me, more like 8%