Chase Ink Plus - Reapply wait after denial?
Jul 6, 2015, 1:27 pm
#1
Original Poster
Join Date: Sep 2010
Location: Seattle, WA
Programs: PC Plat RA, SPG Gold, AS MVPG
Posts: 811
Chase Ink Plus - Reapply wait after denial?
Applied for a chase ink plus and was denied as 'business income too low'.
Business income is now higher.. how long do i have to wait to reapply?
Business income is now higher.. how long do i have to wait to reapply?
Jul 7, 2015, 12:11 pm
#2
Join Date: Nov 2014
Posts: 158
Were you rejected online or did you call? I applied for Ink Plus online, received a rejection by mail, then called the Chase reconsideration # and was approved. My "business income" was only in the $10-12k range. I made a big fuss to them about being a long time credit union member who was trying to switch over to Chase since they offered some useful products (I had recently opened a Chase checking for the $150 bonus, and I liked that I could deposit checks via their mobile app), but told them they were making it difficult for me to become a Chase member by denying me a business card. I was then placed on hold for 5 minutes, and when they came back they told me I was approved for a $5k limit.
Jul 7, 2015, 9:41 pm
#4
Join Date: Jan 2013
Posts: 153
Chase credit card apps make you click a box stating "I have not been denied credit by Chase within the last 6 months." No idea if this is enforced (and not positive it's on the business apps), but applying before 6 months would sort of constitute lying on an application.