Jan 11, 2015, 12:07 pm
Last edit by: philemer
Pre-2015 discussion can be found here: http://www.flyertalk.com/forum/chase-ultimate-rewards/1369343-how-many-chase-cards-do-you-can-you-have.html
How many Chase cards do you/can you have?
Jan 15, 2019, 7:20 am
#93
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Jan 15, 2019, 9:01 am
#94
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
The two best known are Marriott and Hyatt. The airline CCs are out of date. It is only good if you fly on business often and stick with just one airline. There is no way to earn the airline elite other than flying. You can earn airline miles with AmEx Plat and Chase CSR. Also some Cap 1 and other general travel CCs.
Jan 15, 2019, 9:41 am
#96
Join Date: Aug 2014
Location: MSP
Programs: AGR S+, Marriott Plat, HHonors Diamond, Hyatt Explorist
Posts: 100
Only have CSR, Freedom and Amazon currently.
During the heights I have CSR, Freedom, Amazon, Slate, a second freedom converted from former Amtrak card, Marriott, IHG, Hyatt, Ritz. Need to cut down as I don't travel much.
During the heights I have CSR, Freedom, Amazon, Slate, a second freedom converted from former Amtrak card, Marriott, IHG, Hyatt, Ritz. Need to cut down as I don't travel much.
Jan 15, 2019, 10:41 am
#97
Join Date: Sep 2017
Posts: 332
The two best known are Marriott and Hyatt. The airline CCs are out of date. It is only good if you fly on business often and stick with just one airline. There is no way to earn the airline elite other than flying. You can earn airline miles with AmEx Plat and Chase CSR. Also some Cap 1 and other general travel CCs.
Jan 15, 2019, 3:04 pm
#98
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
If you are mainly on business travel, stay with one airline is great and you can even get the CC with club access, such as United Club, or Citi AA Executive.
Feb 22, 2019, 6:48 pm
#99
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,939
I've got 4 personal (Amazon, Freedom, Hyatt, CSR) and 2 biz (Cash and Unlimited). I'd like to get either the personal or biz UA (biz at the moment b/c better bonus). Any issues here?
Also...in about 2 months I was planning to get a CIP (closed original one). I feel like this might be pushing it.
Also...in about 2 months I was planning to get a CIP (closed original one). I feel like this might be pushing it.
Feb 23, 2019, 6:57 am
#100
Join Date: Sep 2011
Posts: 1,857
I've got 4 personal (Amazon, Freedom, Hyatt, CSR) and 2 biz (Cash and Unlimited). I'd like to get either the personal or biz UA (biz at the moment b/c better bonus). Any issues here?
Also...in about 2 months I was planning to get a CIP (closed original one). I feel like this might be pushing it.
Also...in about 2 months I was planning to get a CIP (closed original one). I feel like this might be pushing it.
Feb 23, 2019, 8:35 am
#101
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,939
There's a lot more factors to consider: how long is your relationship with Chase, how long is your credit history in general, and what is your available credit to income ratio with Chase. If your history is reasonably long and you keep your credit/income ratio below 50% including the new approvals, you should be fine. That ratio can be higher if you have a very long history with Chase.
Feb 23, 2019, 3:25 pm
#102
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,720
Mine all go to pending simply because I have maxed out what Chase has determined is the max CL for all my accounts. Honestly I can’t blame them as why take the risk of extending massive credit to any individual since the probability of default is never zero.
That being said I have never been rejected - a simple call to the recon line requesting a reallocation of CL to the new card is always successful.
That being said I have never been rejected - a simple call to the recon line requesting a reallocation of CL to the new card is always successful.
Feb 23, 2019, 5:03 pm
#103
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Chase knows all the credit card stuff well and they allow people to keep multiple cards for reward purposes. Some of the less CCs do not need much CL at all. You can always move CL around if you DO need to spend that card. You can even keep $2k CL with the dormant CCs....
Feb 23, 2019, 6:40 pm
#104
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,939
Mine all go to pending simply because I have maxed out what Chase has determined is the max CL for all my accounts. Honestly I can’t blame them as why take the risk of extending massive credit to any individual since the probability of default is never zero.
That being said I have never been rejected - a simple call to the recon line requesting a reallocation of CL to the new card is always successful.
That being said I have never been rejected - a simple call to the recon line requesting a reallocation of CL to the new card is always successful.
Chase knows all the credit card stuff well and they allow people to keep multiple cards for reward purposes. Some of the less CCs do not need much CL at all. You can always move CL around if you DO need to spend that card. You can even keep $2k CL with the dormant CCs....
Do you all know if they total CL across Chase personal and biz?
Last edited by Stgermainparis; Feb 23, 2019 at 7:05 pm