Dec 7, 2013, 3:56 pm
Chase checking account questions and strategies [Consolidated]
Feb 3, 2014, 6:37 am
#48
Join Date: May 2010
Location: SEA
Programs: Delta Plat IHG Dia, Hyatt Discoverist, Hilton Gold, Marriott Plat, Global Entry, TSA ✓
Posts: 110
Feb 3, 2014, 9:22 am
#49
Join Date: Jun 2013
Posts: 510
No. It does NOT.
I just tried it myself. After so many weeks of having the deposit coming in from PayPal, I sent them a secure message and they said that your account has not yet qualified for the bonus as we don't consider paypal as a qualifying direct deposit. I know some people will say it does count but maybe they've changed it recently or something. I can confirm it does not count.
Feb 3, 2014, 10:06 am
#50
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
No. It does NOT.
I just tried it myself. After so many weeks of having the deposit coming in from PayPal, I sent them a secure message and they said that your account has not yet qualified for the bonus as we don't consider paypal as a qualifying direct deposit. I know some people will say it does count but maybe they've changed it recently or something. I can confirm it does not count.
Apr 26, 2014, 1:03 pm
#51
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
Is there any point in keeping a Chase Checking account now that the benefits to the Freedom are gone? I have $1500 sitting in a Total Checking that's been there for a couple years, but I'm moving right now and have some high expenditures, and probably will close that out, unless there's a reason not to.
Apr 26, 2014, 1:10 pm
#52
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
Is there any point in keeping a Chase Checking account now that the benefits to the Freedom are gone? I have $1500 sitting in a Total Checking that's been there for a couple years, but I'm moving right now and have some high expenditures, and probably will close that out, unless there's a reason not to.
Apr 26, 2014, 1:33 pm
#53
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
The benefits to Freedom aren't gone, they've just changed. It used to be 10 fixed points per transaction plus 10% bonus points on base (actually dollars) spend. Now it's an annual bonus of 10% on all points earned (not spend). So if you max your 5x categories, the checking account gives you an extra 3,000 UR points on your Jan/Feb/Mar statement. For a lot of people, the new system is actually better.
Appreciate the info.
Apr 26, 2014, 1:55 pm
#54
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
No problem. The other thing to keep in mind is that the new 10% bonus on points earned includes points earned through the UR Mall. So people who use the mall heavily will really benefit from the checking account bonus.
Oct 22, 2014, 8:52 pm
#55
Join Date: Jul 2013
Posts: 321
TIA.
Oct 29, 2014, 4:08 am
#57
Join Date: Oct 2014
Location: ATL
Programs: MR/SPG Plat, HH Gold, DL PM
Posts: 413
Is there any point in keeping a Chase Checking account now that the benefits to the Freedom are gone? I have $1500 sitting in a Total Checking that's been there for a couple years, but I'm moving right now and have some high expenditures, and probably will close that out, unless there's a reason not to.
The benefits to Freedom aren't gone, they've just changed. It used to be 10 fixed points per transaction plus 10% bonus points on base (actually dollars) spend. Now it's an annual bonus of 10% on all points earned (not spend). So if you max your 5x categories, the checking account gives you an extra 3,000 UR points on your Jan/Feb/Mar statement. For a lot of people, the new system is actually better.
Nov 2, 2014, 10:07 am
#58
Join Date: Aug 2013
Location: Kansas City
Posts: 193
Nov 8, 2014, 5:36 pm
#60
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951