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This thread is now archived. Please follow the topic here: https://www.flyertalk.com/forum/chase-ultimate-rewards/1986148-chase-closed-my-credit-card-account-s-tales-speculation-2019-thread.html
If you feel your account has been unfairly closed, consider filing a complaint with the Consumer Protection Financial Bureau: CFPB's complaint form: http://www.consumerfinance.gov/complaint/ When someone reports an account closure here, a lot of the same questions get asked. It might be useful to answer some questions in advance. This could help figure out what happened or how to proceed:
2013.9 2013.12 2014.6 http://www.flyertalk.com/forum/chase...ta-points.html On 1/4/15, LivelyFL noted that 34 posts have referenced account closures (updated 1/25/15): 1, 55, 80, 108, 117, 129, 146, 165, 182, 212, 221, 222, 232, 235, 262, 272, 281, 326, 364, 410, 411, 428, 475, 477, 482, 513, 552, 586, 620, 648, 656, 662, 714, 718, 784 and 815. Mortgasm provided more detail as follows: 001 - moarmiles little explaination - 'inconsistent spending' 055 - brettskyg chase gift cards tiny ms 080 - Artemk checking chase gift card, tiny MS, international wires, wall-mart BP 108 - TTnc4me (105 actually) no info 117 - rodsren 129 - Kybosh chase gift card checking 146 - mintcilantro - checking 6k/month MS, BB payments from another ss#, some MO/AP, 7new cards in 90days, short cycling 165 - newcomr - checking 182 - thehawk75 - heavy MSw/other banks, 212 - LRD - 2x spend of 20k /month (on two cards), checking 221 - iceman 77_7, no info 222 - jk2 no info 232 - hitman1420 checking , heavy MS activity (no number) 235 - clearlyanewb checking, MS activity (10k AGC and more), light credit history, 10 recent inquiries 262 - brc01 - shortcycling, some MS (18k/month over a few cards), 1 272 - rambo - 70% MS on 5 cards, WM BP of 16k/month on 5 cards 281 - prestonv - heavy MS - 20k/month on multiple chase cards, heavy WMBP (ink stayed open) 326 - pacupgo - false alarm, no shutdown 364 - edh101985 - tiny MS (bonus only) , 4 chase cards in 6 months, 410 - msetr - lots of freedom/ink ms 411 - standaman360 - international wires (business), million dollar balances, 428 - queensgambit - gambling transactions, UR point transfer from SO, 5 chase apps 3 new chase cc in 45 days, Blogger points coach 475 - dogloverjb - checking, international wires, 477 - ftomasz - 14 inquiries in 8 months, 5 chase, minimal MS, rapid upswing in credit, paying from multiple accounts 482 - liw5215 - Heavy MS, re-entered after 13 months 513 - thegasguru - checking, $3k/month MO to checking, NO MS, AP, 552 - LAXtoWorld - 3 cards in 30 days 586 - adavydov7 checking, $1k APs, 648 - CMHFlyerOH - checking, MO, 3k gift cards 656 - I can see for miles - Maxed UR 5x rewards on Freedom and Ink cards. Chased closed all accounts. Was approved for Ritz Carlton card 14 months later and did nothing unusual with it, other than lower CL from 30K to 10K to free up CL for possible approvals. Two subsequent Chase apps (Chase Ink and Marriott Rewards), on separate dates 3+ months later, were declined for a "previous unsatisfactory relationship ..." 662 - frogdog51 - Chase VGCs (Reapproved in 12 months) 677 - Subdawg - closed for piggybacking 714 - Mamibear - 'abuse' redcard MS 718 - maxswanson - MS, 11 chase cards, traded UR, (reapproved after 12 months) 752 - peaser - "reputational risk" associated with the business (decision reversed later) 757 - uncommonsensical checking, 3 Cashier's Check deposits with quick w/d (the w/d were to pay CHASE credit cards! ridiculous 'loss prevention' dept. gods). All CC's closed 2 days later. Tried EX Office- they seem to have zero power once the Mullah in loss prevention has issued a fatwa (my guess: some 27 year old with a god complex). 762 - knopfler - checking closed (all credit cards closed in both mine and Mrs. Knopflers accounts about three weeks after checking closure) 771 - milemonkey - 'reputational Risk" connected to Attorney General lawsuit 784 - unstable one: 2 cash deposits over 10k to chase checking 815 - dukerau - one time UR point sale, 77% spending is 5x, |
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