Last edit by: philemer
Moderator caution: Referral offers -or- links are NOT permitted in any thread in the Chase forum. Instead, see: Credit card referral offers (post only in this thread, read Wikipost first Please do not post ANY application links in the Wikipost or thread, even if you think they are not referral links. If you think there is an extraordinary circumstance where the link is difficult to find elsewhere, consult with a moderator before posting.
What is the best current offer?
What is the best current offer?
A. Beginning April 14, 2022, the public offer has been increased to 80,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening. Annual fee [$95] is not waived. This offer is now publicly available. Based on some datapoints, it may be possible to get this offer at your local Chase branch with a one year waiver of the annual fee.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
Q. Can I apply for this card and earn the bonus after doing so previously?
A. This card is subject to the Chase 5/24 policy. For details, see the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward.
As of August 2018, all Chase Sapphire cards are subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
Q. I'm an authorized user for a card issued to my spouse/parent. Does that prevent me from signing up for the same card and earning a bonus?
A. No, being an authorized user does not prevent you from obtaining your own card / bonus.
Q. I just met the spend requirement. When will I receive my signup bonus points?
A. In most cases, your bonus will be credited after the close of the monthly billing cycle in which you meet the spend requirement. (Chase never posts signup bonuses mid-cycle.)
However, owing to a quirk in Chase's system, bonuses associated with charges incurred in the last ~7 days of a billing period may not post until the end of the following billing period. This is true even if the charges appear on your current statement and generate the standard number of points per dollar spent.
Thus, if you meet your bonus spend threshold late in your billing cycle, you may not receive the corresponding signup bonus until the following month. Calling Chase to complain will not change this, so be patient and enjoy your points when they finally appear.
Q. What's the value of a UR point? What are the best redemption options?
A. Because these questions are not specific to the Sapphire Preferred card, see discussion in the following separate threads:
Q. What are the benefits of this card other than UR points?
Benefits Guide https://www.chasebenefits.com/sapphirepreferred
A. See the discussion in Chase Sapphire Preferred Benefits Thread, especially the source documents referenced in the wiki.
Other discussion
Which travel booking sites qualify for 2x points on CSP?
To review previous Sapphire Preferred thread, click HERE.
Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)
#916
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
#918
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Then you should be good. I'd wait at least a week after downgrading to re-apply for the CSP. If you can meet the combined MSR, then consider the "double dip" CSR/CSP combo.
#919
Join Date: Jul 2006
Location: DCA
Programs: AA Gold, HH Diamond, UA Silver
Posts: 1,366
Thanks much! I hadn’t thought about the double dip, but will figure out if we can make it work.
#922
Join Date: Jul 2014
Posts: 174
Quick question...holder of Chase Ink Biz Preferred and Chase Sapphire Reserve. Applied for Chase Sapphire Preferred, got denied due to “already having a Sapphire branded card”.
That’s a thing? You can only have one or the other but not both?
That’s a thing? You can only have one or the other but not both?
#923
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,039
Search is your friend (here or Google)
Regards
#925
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
No need to search. It's clearly stated in the terms of the card offer:
You set yourself up for disappointment if you get into the habit of applying without reading the terms..
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 24 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products.
#926
Join Date: Mar 2008
Posts: 1,535
I'm fairly certain this is acceptable, but wanted to double-check.
I HAD (eons ago) a CSP card, and downgraded to the no AF Sapphire card. That Sapphire card is still active.
I also have the Chase Freedom card.
Since the rule change, in order for me to apply and receive the CSP bonus, *and* in order for me to not loose my UR points, I should:
1) Transfer the UR points from the Sapphire card to the Freedom card (or elsewhere)
2) Close the Sapphire card
3) Wait X days/amount of time and then apply for the CSP card
(It's been well over 2 years for the last Sapphire bonus, BTW).
I HAD (eons ago) a CSP card, and downgraded to the no AF Sapphire card. That Sapphire card is still active.
I also have the Chase Freedom card.
Since the rule change, in order for me to apply and receive the CSP bonus, *and* in order for me to not loose my UR points, I should:
1) Transfer the UR points from the Sapphire card to the Freedom card (or elsewhere)
2) Close the Sapphire card
3) Wait X days/amount of time and then apply for the CSP card
(It's been well over 2 years for the last Sapphire bonus, BTW).
#927
Join Date: Jun 2009
Posts: 428
If I get Sapphire can I transfer all 50K points to my United mileage plus account so that the points are in the United account as opposed to do I have to use the points from the sapphire account or whatever you call it when I want to book travel?. I just want to transfer the points into miles but then I want the miles to be in my United account for later use, is that how it works?
#928
Join Date: Dec 2004
Posts: 7,901
If I get Sapphire can I transfer all 50K points to my United mileage plus account so that the points are in the United account as opposed to do I have to use the points from the sapphire account or whatever you call it when I want to book travel?. I just want to transfer the points into miles but then I want the miles to be in my United account for later use, is that how it works?
#930
Join Date: Jun 2009
Posts: 428
How do business credit cards work as to redeeming points or miles? I saws a Chase business card offering 80,000, but if your card and account are in the name of your business and your United Mileage Plus is in your personal name, for instance, can you transfer to your personal account the earned points?