Nov 18, 2013, 5:01 pm
Last edit by: philemer
Moderator caution: Referral offers -or- links are NOT permitted in any thread in the Chase forum. Instead, see: Credit card referral offers (post only in this thread, read Wikipost first Please do not post ANY application links in the Wikipost or thread, even if you think they are not referral links. If you think there is an extraordinary circumstance where the link is difficult to find elsewhere, consult with a moderator before posting.
What is the best current offer?
What is the best current offer?
A. Beginning April 14, 2022, the public offer has been increased to 80,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening. Annual fee [$95] is not waived. This offer is now publicly available. Based on some datapoints, it may be possible to get this offer at your local Chase branch with a one year waiver of the annual fee.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
Q. Can I apply for this card and earn the bonus after doing so previously?
A. This card is subject to the Chase 5/24 policy. For details, see the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward.
As of August 2018, all Chase Sapphire cards are subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
Q. I'm an authorized user for a card issued to my spouse/parent. Does that prevent me from signing up for the same card and earning a bonus?
A. No, being an authorized user does not prevent you from obtaining your own card / bonus.
Q. I just met the spend requirement. When will I receive my signup bonus points?
A. In most cases, your bonus will be credited after the close of the monthly billing cycle in which you meet the spend requirement. (Chase never posts signup bonuses mid-cycle.)
However, owing to a quirk in Chase's system, bonuses associated with charges incurred in the last ~7 days of a billing period may not post until the end of the following billing period. This is true even if the charges appear on your current statement and generate the standard number of points per dollar spent.
Thus, if you meet your bonus spend threshold late in your billing cycle, you may not receive the corresponding signup bonus until the following month. Calling Chase to complain will not change this, so be patient and enjoy your points when they finally appear.
Q. What's the value of a UR point? What are the best redemption options?
A. Because these questions are not specific to the Sapphire Preferred card, see discussion in the following separate threads:
Q. What are the benefits of this card other than UR points?
Benefits Guide https://www.chasebenefits.com/sapphirepreferred
A. See the discussion in Chase Sapphire Preferred Benefits Thread, especially the source documents referenced in the wiki.
Other discussion
Which travel booking sites qualify for 2x points on CSP?
To review previous Sapphire Preferred thread, click HERE.
Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)
Jul 31, 2016, 2:25 pm
#811
A FlyerTalk Posting Legend
Join Date: Jul 2000
Location: PHX and LIH
Programs: AA: 2 MM
Posts: 85,553
Two week plus ago, I lost my Sapphire card. They immediately called to report it. They gave the account a new number (which was up on my online account information immediately). I was told a new card would be issued within 5 business days. Today, I called to ask about the card. They hadn't bothered to send it yet. They will now rush it to be via UPS. 
Jul 31, 2016, 4:31 pm
#812
Join Date: May 2012
Location: NYC
Programs: AA, UA, SPG
Posts: 105
None of the links in this thread worked for me.
This did: https://creditcards.chase.com/a1/sapphire/apply50
This did: https://creditcards.chase.com/a1/sapphire/apply50
Jul 31, 2016, 8:18 pm
#813
Join Date: Feb 2003
Location: On strike
Posts: 8,135
None of the links in this thread worked for me.
This did: https://creditcards.chase.com/a1/sapphire/apply50
This did: https://creditcards.chase.com/a1/sapphire/apply50
Aug 4, 2016, 10:52 am
#814
Join Date: Sep 2015
Posts: 11
Are there any data points for people getting UR retention points on CSP Annual Fee?
Aug 5, 2016, 2:55 pm
#815
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Aug 13, 2016, 10:59 pm
#816
Join Date: Jan 2016
Posts: 17
Accruing Ultimate Reward Points
After I've gotten any bonuses on Sapphire Preferred doesn't it make more sense to keep the Sapphire for later transfers of points, but use Freedom Unlimited for purchases as you earn 1.5 instead of 1 on each dollar. Or am I missing something? You can pool all your points and transfer correct?
Aug 14, 2016, 12:16 am
#817
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
After I've gotten any bonuses on Sapphire Preferred doesn't it make more sense to keep the Sapphire for later transfers of points, but use Freedom Unlimited for purchases as you earn 1.5 instead of 1 on each dollar. Or am I missing something? You can pool all your points and transfer correct?
If you want to kick it up a notch get the plain old Freedom card and use it exclusively for bonus catagories. One quarter each year they usually offer restaurants @ 5x points. This would mean you wouldn't utilize the Sapphire for this quarter because 5>2.
The Sapphire "unless you do a .... ton of travel" isn't really much of a points earner. You're going to earn many more points using your other cards. But the Sapphire is great at allowing you to transfer all those points to travel partners where you get a much better value out of them.
Last edited by Critterlynn; Aug 14, 2016 at 4:12 pm
Aug 14, 2016, 10:47 am
#818
Join Date: Nov 2009
Posts: 245
I'm concerned I may have screwed up on getting the signup bonus. The email "welcoming me to Chase Sapphire Preferred" was dated 6/14, but my first statement shows the "period" as being 6/12-7/11. My second statement is then 7/12-8/11. Unfortunately my spending on these first two statements was a little shy of $4000. So the statement that gets me over the threshold will not issue until 9/11 (presuming the period is 8/12-9/11). That's cutting it really close on the 3 month period for the signup bonus spending.
But I notice Chase has an option for changing my due date, so maybe move up that 9/11 closing date. I phoned them, and they said yes, changing the due date would change the statement closing date; but also, there's a month lag before this goes into effect, so it wouldn't help me on that 9/11 closing date.
When I explained my concern about meeting the $4000 within 3 months, she said it has nothing to do with the statement closing date, IOW, as long as I spend the $4000 by the 3 month time (which I will easily do) I should be good. This is contrary to what I've read here regarding other cards, but maybe the policy is different for this card ? Maybe I'm just paranoid :-)
But I notice Chase has an option for changing my due date, so maybe move up that 9/11 closing date. I phoned them, and they said yes, changing the due date would change the statement closing date; but also, there's a month lag before this goes into effect, so it wouldn't help me on that 9/11 closing date.
When I explained my concern about meeting the $4000 within 3 months, she said it has nothing to do with the statement closing date, IOW, as long as I spend the $4000 by the 3 month time (which I will easily do) I should be good. This is contrary to what I've read here regarding other cards, but maybe the policy is different for this card ? Maybe I'm just paranoid :-)
Last edited by RustyShackleford1; Aug 14, 2016 at 11:13 am
Aug 14, 2016, 1:00 pm
#819
A FlyerTalk Posting Legend
Join Date: Jul 2000
Location: PHX and LIH
Programs: AA: 2 MM
Posts: 85,553
I'm concerned I may have screwed up on getting the signup bonus. The email "welcoming me to Chase Sapphire Preferred" was dated 6/14, but my first statement shows the "period" as being 6/12-7/11. My second statement is then 7/12-8/11. Unfortunately my spending on these first two statements was a little shy of $4000. So the statement that gets me over the threshold will not issue until 9/11 (presuming the period is 8/12-9/11). That's cutting it really close on the 3 month period for the signup bonus spending.
But I notice Chase has an option for changing my due date, so maybe move up that 9/11 closing date. I phoned them, and they said yes, changing the due date would change the statement closing date; but also, there's a month lag before this goes into effect, so it wouldn't help me on that 9/11 closing date.
When I explained my concern about meeting the $4000 within 3 months, she said it has nothing to do with the statement closing date, IOW, as long as I spend the $4000 by the 3 month time (which I will easily do) I should be good. This is contrary to what I've read here regarding other cards, but maybe the policy is different for this card ? Maybe I'm just paranoid :-)
But I notice Chase has an option for changing my due date, so maybe move up that 9/11 closing date. I phoned them, and they said yes, changing the due date would change the statement closing date; but also, there's a month lag before this goes into effect, so it wouldn't help me on that 9/11 closing date.
When I explained my concern about meeting the $4000 within 3 months, she said it has nothing to do with the statement closing date, IOW, as long as I spend the $4000 by the 3 month time (which I will easily do) I should be good. This is contrary to what I've read here regarding other cards, but maybe the policy is different for this card ? Maybe I'm just paranoid :-)
Aug 14, 2016, 1:23 pm
#820
Join Date: Nov 2009
Posts: 245
Thanks. But it'll still end up on the 9/11 statement, since the 8/11 statement has already closed, so my concern about the 3 month thing still applies. I was only $150 or so short (of my $4000) on the 8/11 statement, so I don't need to buy anything very expensive, in fact I've probably already bought enough (since the 8/11 statement closed).
Aug 14, 2016, 2:31 pm
#821
Join Date: Sep 2015
Posts: 576
yeah, i havent used my CSP since Feb 2016. Im just waiting for AF to hit so i can drop it down to a CFU. Currently, the regular freedom is doing all my restaurant spendings...
Aug 14, 2016, 3:11 pm
#822
Join Date: Jul 2013
Location: IAH
Posts: 488
Note if you don't have one of the 'premium' Ultimate Rewards cards and only the Freedoms, you cannot transfer to partners - only cash back.
Aug 14, 2016, 4:12 pm
#823
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
And this is really the only reason to carry this card. Sure the primary car insurance is nice and you do get 2x points on travel and dining but how much of your total spend is actually in these catagories? Probably not much percentage wise and when you consider that the FU earns 1.5 points and the regular Freedom earns 5x points on bonus catagories, you aren't missing out on much. This is especially true when the bonus catagories on the Freedom overlap the 2x catagories on the Sapphire.
Aug 14, 2016, 6:26 pm
#824
Join Date: Nov 2009
Posts: 245
Also, is there any consensus on my question (a few posts back) about whether I messed up on getting the signup bonus ?
Last edited by RustyShackleford1; Aug 14, 2016 at 6:37 pm
Aug 14, 2016, 6:34 pm
#825
A FlyerTalk Posting Legend
Join Date: Jul 2000
Location: PHX and LIH
Programs: AA: 2 MM
Posts: 85,553
Thanks. But it'll still end up on the 9/11 statement, since the 8/11 statement has already closed, so my concern about the 3 month thing still applies. I was only $150 or so short (of my $4000) on the 8/11 statement, so I don't need to buy anything very expensive, in fact I've probably already bought enough (since the 8/11 statement closed).