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Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)

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Old Nov 18, 2013, 5:01 pm
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Last edit by: philemer
Moderator caution: Referral offers -or- links are NOT permitted in any thread in the Chase forum. Instead, see: Credit card referral offers (post only in this thread, read Wikipost first Please do not post ANY application links in the Wikipost or thread, even if you think they are not referral links. If you think there is an extraordinary circumstance where the link is difficult to find elsewhere, consult with a moderator before posting.

What is the best current offer?
A. Beginning April 14, 2022, the public offer has been increased to 80,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening. Annual fee [$95] is not waived. This offer is now publicly available. Based on some datapoints, it may be possible to get this offer at your local Chase branch with a one year waiver of the annual fee.


For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.

Q. Can I apply for this card and earn the bonus after doing so previously?

A. This card is subject to the Chase 5/24 policy. For details, see the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward.

As of August 2018, all Chase Sapphire cards are subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
See Sapphire (CSR & CSP) 48 months between bonuses, August 2018 for details and ongoing discussion.

Q. I'm an authorized user for a card issued to my spouse/parent. Does that prevent me from signing up for the same card and earning a bonus?

A. No, being an authorized user does not prevent you from obtaining your own card / bonus.


Q. I just met the spend requirement. When will I receive my signup bonus points?

A. In most cases, your bonus will be credited after the close of the monthly billing cycle in which you meet the spend requirement. (Chase never posts signup bonuses mid-cycle.)

However, owing to a quirk in Chase's system, bonuses associated with charges incurred in the last ~7 days of a billing period may not post until the end of the following billing period. This is true even if the charges appear on your current statement and generate the standard number of points per dollar spent.

Thus, if you meet your bonus spend threshold late in your billing cycle, you may not receive the corresponding signup bonus until the following month. Calling Chase to complain will not change this, so be patient and enjoy your points when they finally appear.

Q. What's the value of a UR point? What are the best redemption options?

A. Because these questions are not specific to the Sapphire Preferred card, see discussion in the following separate threads:
Q. What are the benefits of this card other than UR points?

Benefits Guide https://www.chasebenefits.com/sapphirepreferred

A. See the discussion in Chase Sapphire Preferred Benefits Thread, especially the source documents referenced in the wiki.
Other discussion
Which travel booking sites qualify for 2x points on CSP?

To review previous Sapphire Preferred thread, click HERE.







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Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)

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Old Mar 23, 2021, 9:22 am
  #1186  
RNE
 
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
Originally Posted by spier072
With chase cards I have seen most people suggest only 1 card every 90 days. Is that a pretty hard rule?
Hard rule? No, it's a pretty soft and chewy one, in my experience. Thirty days is more like it... and even that is malleable. Bottom line: King Jamie has seen fit to grant 80k to us peasants -- for a second time! Only a jester would dawdle away amid that erratic monarch's notorious caprice.

RNE, Knight of the Realm
RNE is offline  
Old Mar 23, 2021, 3:12 pm
  #1187  
 
Join Date: Nov 2000
Location: Boston, MA
Programs: UA 1K 3MM Lifetime, AA PlatPro,Marriott Titanium Elite Lifetime, Hyatt Globalist
Posts: 741
Trying to get my wife to generate a referral link so she can earn points on my application for the card. The referral link goes to an application page offering me 60K bonus instead of 80K. Is she missing a step?
edsh is offline  
Old Mar 23, 2021, 5:27 pm
  #1188  
 
Join Date: May 2015
Location: DCA
Programs: AA EXP, DL FO, Marriott Titanium
Posts: 6,712
It's a nice bonus, but what this card needs is a refresh. 3X points on airfare or something. I really only keep this card around to be an UR transfer conduit, for reloading transit cards, and the primary rental car insurance benefit.
beltway likes this.
KDCAflyer is offline  
Old Mar 24, 2021, 12:52 am
  #1189  
 
Join Date: Feb 2021
Posts: 53
Booo, I have the chase sapphire reserve, chase sapphire (downgraded CSP 5 years ago) and a chase freedom. Can’t get the bonus.
Atreyu21 is offline  
Old Mar 24, 2021, 5:39 am
  #1190  
 
Join Date: Nov 2011
Location: Virginia
Programs: HHonors Gold, IHG Platinum, Marriott nobody
Posts: 470
Originally Posted by Atreyu21
Booo, I have the chase sapphire reserve, chase sapphire (downgraded CSP 5 years ago) and a chase freedom. Can’t get the bonus.
Did you get any Sapphire sign on bonus within the last 48 months? If not, you can still get a new sign on bonus. I think you just need to close all your Sapphire accounts (after transferring all your UR points to the Freedom first), wait a couple of weeks and apply.

Any problem with doing this?
EdofFX is offline  
Old Mar 24, 2021, 7:15 am
  #1191  
 
Join Date: Sep 2011
Posts: 1,857
Originally Posted by edsh
Trying to get my wife to generate a referral link so she can earn points on my application for the card. The referral link goes to an application page offering me 60K bonus instead of 80K. Is she missing a step?
No. Referrals are still 60k. Give it a few days. It's not uncommon for Chase referral links to lag both at the beginning of the increased offer campaign and at the end.
pallhedge is offline  
Old Mar 24, 2021, 8:06 pm
  #1192  
 
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Originally Posted by KDCAflyer
It's a nice bonus, but what this card needs is a refresh. 3X points on airfare or something. I really only keep this card around to be an UR transfer conduit, for reloading transit cards, and the primary rental car insurance benefit.
I agree. The dining bonus is no better than what's offered by the no-fee CFU, and Ink Preferred has a highrt category multiplier for travel expenses. I'm having a hard time seeing any reason to keep the CSP under present circumstances.

Last edited by beltway; Jun 27, 2021 at 9:39 am
beltway is offline  
Old Mar 24, 2021, 8:35 pm
  #1193  
 
Join Date: Aug 2010
Location: California
Programs: American, SWA, United, IHG,Hilton, Hyatt, Marriott
Posts: 1,843
Originally Posted by beltway
I agree. The dining bonus is no better than what's offered by the no-fee CFU, and Ink Preferred has the same category multiplier for travel expenses. I'm having a hard time seeing any reason to keep the CSP under present circumstances.
Transfer ability and 1.25 redemption bonus.
RedElmo is offline  
Old Mar 25, 2021, 7:15 am
  #1194  
 
Join Date: May 2011
Location: MYR
Programs: spirit elite, MRgold Hilton Gold
Posts: 454
Any speculation on to how long this offer will last?
beachbrew is offline  
Old Mar 25, 2021, 10:22 am
  #1195  
mia
Moderator
 
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Originally Posted by beachbrew
Any speculation on to how long this offer will last?
The speculation started at post 1166. Scroll back and read forward.
mia is offline  
Old Mar 25, 2021, 11:32 am
  #1196  
 
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Originally Posted by RedElmo
Transfer ability and 1.25 redemption bonus.
Note reference to Ink Preferred above.
beltway is offline  
Old Mar 25, 2021, 2:25 pm
  #1197  
 
Join Date: May 2011
Location: NYC (LGA, JFK), CT
Programs: Delta Platinum, American Gold, JetBlue Mosaic 4, Marriott Platinum, Hyatt Explorist, Hilton Diamond,
Posts: 4,894
Originally Posted by beltway
Note reference to Ink Preferred above.
Still the point is a Sapphire card (Preferred, Reserve, Ink Preferred, whatever) is pretty essential. At $95, CSP/Flex/Unlimited is a strong combo.
RNE likes this.
Adelphos is offline  
Old Mar 25, 2021, 2:59 pm
  #1198  
 
Join Date: Jul 2015
Programs: United
Posts: 49
does bonus eligibility show when applying?

I got approved for a Chase saphire reserve on 01/09/2017 but i can't find a statement on when i got the bonus back then because i closed the card.

I called to check that i'm eligible but the chase representative could not help. She mentioned that one will get a screen saying that the bonus does not apply if one it's not eligible before the application goes through credit checks, has anyone seen this?

thanks!
computerguy is offline  
Old Mar 25, 2021, 6:06 pm
  #1199  
 
Join Date: Sep 2011
Posts: 1,857
Originally Posted by computerguy
I got approved for a Chase saphire reserve on 01/09/2017 but i can't find a statement on when i got the bonus back then because i closed the card.

I called to check that i'm eligible but the chase representative could not help. She mentioned that one will get a screen saying that the bonus does not apply if one it's not eligible before the application goes through credit checks, has anyone seen this?

thanks!
This is true. If you apply prior to being eligible, you will be denied with no hard pull.
pallhedge is offline  
Old Mar 26, 2021, 8:41 pm
  #1200  
 
Join Date: Nov 2011
Location: Virginia
Programs: HHonors Gold, IHG Platinum, Marriott nobody
Posts: 470
Sorry if this has been discussed before, I just don't remember it now.

How soon can one upgrade from the CSP to CSR without jeopardizing the 80K sign on bonus?

I have the CSR now (and got the bonus more than 48 months ago). Plan to cancel it, wait a week, then apply for the CSP for the bonus.

But I want to eventually get the CSR back because of the other benefits. How long do I need to wait after getting the CSP to upgrade it?
EdofFX is offline  


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