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United MileagePlus Explorer Business card: Various offers up to 100K

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Old Nov 23, 2013, 1:41 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: philemer
Current public offer as of March 2024: 100k for $5K spend in 3 months: https://creditcards.chase.com/busine...ard?iCELL=6C1Y

Note: This is now branded as the United Business Card, without the "Explorer" branding. It is believed that this is considered by Chase to be a new product compared to the Explorer Business Card.

Older offers:
For the complete list of all Chase Credit card public offers, see the Chase sitemap : https://creditcards.chase.com/sitemap


Can I apply for this card after earning a previous bonus on it?
Are there are any rules or restrictions to keep in mind when applying for an Ink card?
What is the Chase "5/24" policy? Does it apply to this card?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki at Applying for Chase Credit cards.

Can I have MileagePlus Explorer Business Card if I already have a MileagePlus Explorer personal card?Yes. They are different products.

If I earned a 50k bonus within last 24 months on a MP Explorer Business card with one EIN, would I be able to apply for and receive a new bonus with a new MP Explorer Business card with a different business EIN?No. Even if your businesses have separate EINs, you must wait the 24 months.

Once I meet the spending requirement, how soon will I receive my bonus points?Bonus points typically accrue at the close of the billing period in which you incur the corresponding charges. Points should appear in your United account within a day or two thereafter.

NOTE: If you complete your required spending within 7-10 days of your statement close, the bonus may not post until the following month's statement, even if the regular per-dollar points post on the first statement. This is normal behavior for Chase and is not worth a phone call.

Where can I find details on the travel & purchase-protection benefits for this card?Here: https://www.chasebenefits.com/unitedVW4

Notes:
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United MileagePlus Explorer Business card: Various offers up to 100K

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Old Sep 29, 2017, 5:46 am
  #691  
 
Join Date: Aug 2007
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UA was offering 50K on the card if you signed up onboard my flight today.
Diplomatico is offline  
Old Mar 21, 2018, 8:38 am
  #692  
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So I see this card is back to 50K bonus after $3K spend.

Anybody confirm that it's not 5/24 restricted and any DP's of non-business approvals lately? Seems like the better of the two Explorer cards to carry given the extra 2x categories.

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Old Mar 21, 2018, 3:02 pm
  #693  
 
Join Date: Sep 2015
Posts: 199
Originally Posted by Tony300S
So I see this card is back to 50K bonus after $3K spend.

Anybody confirm that it's not 5/24 restricted and any DP's of non-business approvals lately? Seems like the better of the two Explorer cards to carry given the extra 2x categories.

I was wondering the same thing, is this subject to 5/24? I couldn't find a hint in the wiki.
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Old Mar 21, 2018, 4:17 pm
  #694  
 
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Originally Posted by silver02accord
I was wondering the same thing, is this subject to 5/24? I couldn't find a hint in the wiki.
This card is subject to 5/24. Here are the cards that are not subject to 5/24:https://www.creditcards.com/credit-c...w-it-works.php
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Old Mar 21, 2018, 4:23 pm
  #695  
mia
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Originally Posted by Diplomatico
Here are the cards that are not subject to 5/24:
It appears that the Iberia card is also exempt.
mia is offline  
Old Mar 22, 2018, 7:12 am
  #696  
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Thanks! I was seeing reports going years back that it was not 5/25, and more recently that it IS a 5/24 card. Oh well, so I'll wait, but still seems to be the BETTER MP Explorer option.

Also since they are different product types (Personal & Business) you should be able to collect the bonus on both If I read correctly with no 24-month cap.
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Old Mar 22, 2018, 8:47 am
  #697  
 
Join Date: Aug 2007
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Originally Posted by Tony300S
Thanks! I was seeing reports going years back that it was not 5/25, and more recently that it IS a 5/24 card. Oh well, so I'll wait, but still seems to be the BETTER MP Explorer option.

Also since they are different product types (Personal & Business) you should be able to collect the bonus on both If I read correctly with no 24-month cap.
Correct.
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Old May 24, 2018, 12:04 pm
  #698  
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New 5/24 Master article today in honor of "Chase Day" :-:

https://thepointsguy.com/guide/ultim...ase-5-24-rule/
Tony300S is offline  
Old Jun 17, 2018, 4:30 am
  #699  
 
Join Date: Nov 2011
Posts: 6,385
is there a no af downgrade option for this card?
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yerffej201 is offline  
Old Jul 2, 2018, 11:31 pm
  #700  
 
Join Date: Jan 2014
Location: Rochester, MN
Programs: UA Silver, Hilton HHonors Diamond, IHG Plat
Posts: 1,830
Regarding the 10,000 bonus miles after $25K spend. Is this calculated Jan 1-Dec 31 OR is it 1 year based on the date you opened the card?

Thanks!
Hawkeyefan is offline  
Old Jul 3, 2018, 8:35 am
  #701  
mia
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Calendar Year Bonus Miles
As a one-time bonus each calendar year, once you reach $25,000 in purchases you will receive 10,000 bonus miles. Purchases are when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn bonus miles: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Purchases you make with other United credit cards prior to becoming an Explorer Cardmember will not count towards the $25,000 requirement. "Calendar year" means January 1 through December 31 of that same year. For your first year as an Explorer Cardmember, calendar year means the period beginning with your enrollment date through December 31 of that same year. Therefore, you will have from your account open date through December 31 to earn the one-time bonus in your first year. Please allow up to 6 weeks after the billing cycle in which you qualify for bonus miles to post to your MileagePlus account.
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Old Aug 21, 2018, 11:38 am
  #702  
 
Join Date: Aug 2012
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So, it looks like Authorized Users aren't require to enter their SSN during the application process. Does that mean the 5/24 doesn't reflect on the AU?
twkidM3 is offline  
Old Aug 21, 2018, 12:53 pm
  #703  
 
Join Date: May 2013
Posts: 378
Originally Posted by twkidM3
So, it looks like Authorized Users aren't require to enter their SSN during the application process. Does that mean the 5/24 doesn't reflect on the AU?
5/24 never reflected on AU. It is only reflected when the AU wants to get a card themselves as a primary applicant.
flyershmlyer is offline  
Old Aug 21, 2018, 1:09 pm
  #704  
 
Join Date: Aug 2012
Location: SFO/TPE
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Posts: 281
Originally Posted by flyershmlyer
5/24 never reflected on AU. It is only reflected when the AU wants to get a card themselves as a primary applicant.
So even if you didn't give SSN, Chase will know when the AU wants to get the card themselves as a primary cardholder?
twkidM3 is offline  
Old Aug 21, 2018, 1:29 pm
  #705  
mia
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There are no AU cardholders on business accounts, they are Employee cards.

Chase and the credit bureaus can figure out who we are without a Social Security Number. Holding an AU card on an account does not disqualify a person from applying for the same card in their own name. Holding an AU card should not increase your 5/24 count, but if it does you can ask Chase to disregard the AU cards.
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