Chase Closed My Sapphire Account & Took the UR Points...HELP!
Jan 23, 2013, 2:16 pm
#31
Original Poster
Join Date: Jul 2010
Location: NYC
Programs: CO Platinum/1K, SPG Platinum/Ambassador
Posts: 1,705
The plot thickens...
Spoke to the executive office today who would not even grant me a penny per point, though also didn't dispute that there's no terminology in the agreement that says they can do what they want with the points when they want, which the airlines do have. I then suggested I was following up with the CFPB, in which she said "fine but that will go right to me. Go ahead and file but we'll just be having this same conversation in a week." Seems like a dumb thing to encourage me to file with the government. I was under the impression that's a bad thing for them.
Spoke to the executive office today who would not even grant me a penny per point, though also didn't dispute that there's no terminology in the agreement that says they can do what they want with the points when they want, which the airlines do have. I then suggested I was following up with the CFPB, in which she said "fine but that will go right to me. Go ahead and file but we'll just be having this same conversation in a week." Seems like a dumb thing to encourage me to file with the government. I was under the impression that's a bad thing for them.
Jan 23, 2013, 10:20 pm
#33
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,755
The plot thickens...
Spoke to the executive office today who would not even grant me a penny per point, though also didn't dispute that there's no terminology in the agreement that says they can do what they want with the points when they want, which the airlines do have. I then suggested I was following up with the CFPB, in which she said "fine but that will go right to me. Go ahead and file but we'll just be having this same conversation in a week." Seems like a dumb thing to encourage me to file with the government. I was under the impression that's a bad thing for them.
Spoke to the executive office today who would not even grant me a penny per point, though also didn't dispute that there's no terminology in the agreement that says they can do what they want with the points when they want, which the airlines do have. I then suggested I was following up with the CFPB, in which she said "fine but that will go right to me. Go ahead and file but we'll just be having this same conversation in a week." Seems like a dumb thing to encourage me to file with the government. I was under the impression that's a bad thing for them.
Mar 8, 2013, 9:43 pm
#36
Join Date: Mar 2012
Programs: Hilton, Hyatt, Priority, SPG - AA, Hawaiian Airline, United, US Airline
Posts: 608
My suggestion is that you must transfer all your points out if you know that you will do something wrong...
Last edited by happy9zz; Mar 10, 2013 at 12:47 am
Mar 8, 2013, 11:45 pm
#37
Join Date: Oct 2002
Posts: 676
The points made in this statement are completely incorrect.
Last edited by Ducati; Mar 8, 2013 at 11:51 pm
Mar 9, 2013, 10:32 pm
#38
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,755
I knew Chase will close my Freedom account. That's why I transfer around 600k points to my United and Hyatt before my Freedom was closed 2 months ago. Then, I am just approved for another Chase cards last week, this time I will not do any crazy about these cards because I dont want to get blacklist by Chase ka ka ka. So my suggestion is that you must transfer all your points out if you know that you will do something wrong...
Interestingly Chase does not blacklist you as some folks on FW reported they were blacklisted by Chase when they abused the Freedom 10pt per transaction bonus.
Mar 10, 2013, 12:39 am
#39
Join Date: Mar 2012
Programs: Hilton, Hyatt, Priority, SPG - AA, Hawaiian Airline, United, US Airline
Posts: 608
Did you use a script to maximize the 10 pt per transaction bonus? Otherwise how one could accumulate this size of balance from a Freedom card?
Interestingly Chase does not blacklist you as some folks on FW reported they were blacklisted by Chase when they abused the Freedom 10pt per transaction bonus.
Mar 10, 2013, 8:18 pm
#40
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,755
I have heard about this guy who wrote a script when I read on this forum and boardingarea. That's guy was smart. I dont know about anything about the script. In other words, I didn't write any script. I just did used my ten keys to do a lot a lot and a lot of transactions. Right now, I am doing it with bank of america for keep the change program to earn my second $1250 a year. There are another union bank and a capital one checking account that have the same function with bank of america keep the change. I will use my "secret weapon" to earn more money at Union bank and capital one. I want to share my "secret weapon" but I am afraid bloggers or people will kill the "secret weapon" as they kill VR, 500$ visa at OD, Wellsfargo prepaid, and maybe beans at CVS for hilton points.
Yes, after my Chase Freedom was closed. I am scared that I will be on blacklist by Chase. However, I am so lucky that I was approved for a Chase card a few days ago
Yes, after my Chase Freedom was closed. I am scared that I will be on blacklist by Chase. However, I am so lucky that I was approved for a Chase card a few days ago
In any case this would indeed your secret weapon that would work till the banks software catch it, a la Chase has done - I would imagine the detection would first flag unusually large bonus earning, than scruitinize the charges associated with the earning, then would realize that too much bonus earning versus too little spend.
Apr 5, 2013, 7:28 pm
#41
Join Date: Oct 2012
Posts: 89
This is scary because one of my businesses is a CASH ONLY deli. How am I supposed to deposit anything but CASH if I only accept cash. I buy from restaurant suppliers using my chase cards. Time to leave chase I guess.
Have any of you guys called one of those lawyers that go out of their way to seek class action suits? They love making crate full of money heh.
Have any of you guys called one of those lawyers that go out of their way to seek class action suits? They love making crate full of money heh.
Apr 8, 2013, 8:19 am
#42
Join Date: Feb 2003
Location: Reston, Virginia, USA
Posts: 653
Thanks for the cautionary tales.
Guess I will not be using the targeted offer I just received for an Ink Bold.
This thread has dramatically devalued UR points in my eyes. And I hardly think of transferring UR to miles as a safe haven. In the first days of Freaky Flier miles an upgrade or a domestic ticket were 10,000 miles. Now they cost what?
I think I'll concentrate my spend on my cash-back cards.
This thread has dramatically devalued UR points in my eyes. And I hardly think of transferring UR to miles as a safe haven. In the first days of Freaky Flier miles an upgrade or a domestic ticket were 10,000 miles. Now they cost what?
I think I'll concentrate my spend on my cash-back cards.