Mar 23, 2014, 5:16 pm
Last edit by: StartinSanDiego
08/18/2015 This thread is now archived. Please continue the discussion here: http://www.flyertalk.com/forum/chase-ultimate-rewards/1703507-chase-ink-cards-summer-2015-onward.html
What's the difference between the Ink Bold & Ink Plus cards?
http://www.flyertalk.com/forum/chase...available.html
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is a charge card (pay balance in full each month), while Ink Plus is a revolving credit card. Otherwise, the two cards are very similar; both are business cards, and both allow you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
What are the best current offers?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
There are no current Ink Bold offers. There are several non-targeted Ink Plus offers for 50K, all for $5,000 spend in the first 3 months from account opening with annual fee ($95) waived for the first year:
What are the rules for transfering UR points to other users or to my own air/hotel/rail accounts?See the separate discussions in
Old Discussion:http://www.flyertalk.com/forum/chase...available.html
Chase Ink Business Card Questions [Archive]
Sep 28, 2014, 6:16 pm
#631
Suspended
Join Date: Nov 2010
Posts: 1,677
Well that pretty much puts a damper on my strategy. Thanks for the clarification.
Sep 28, 2014, 7:51 pm
#632
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951
Should have cancelled before conversion.
Sep 29, 2014, 8:55 am
#633
Join Date: Feb 2013
Posts: 167
Chase Ink Business Card Questions [Consolidated]
So you normally wait for 24 months since your last signup bonus to churn the card. How would someone know how long to wait in this circumstance?
Oct 1, 2014, 12:32 pm
#634
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
from Dansdeals: "Is This The End Of The Line For Ink Bold?"
http://www.dansdeals.com/archives/52594#comments
Anyone else hear anything about this?!
http://www.dansdeals.com/archives/52594#comments
Anyone else hear anything about this?!
Oct 1, 2014, 1:39 pm
#635
Join Date: May 2013
Posts: 83
I do not do any MS so I open cards only if I have big spending coming up. Thus, I have never had any business cards that typically require a higher spending threshold. My interest is piqued by the current 70,000 UR Points Ink Plus offer but I obviously do not have $5000 spending that can be categorized as business spending. I have a couple of non-business expenses coming up that would help me achieve the $5000 spend... ...a new wooden door, a home gym and some medical bills. My business that does not generate any money yet is related to blogging.
Does Chase keep track of the type of spending on a business card? Have they shut down accounts because of personal expenses on a business card? Any advice would be appreciated.
Thanks,
JS
Does Chase keep track of the type of spending on a business card? Have they shut down accounts because of personal expenses on a business card? Any advice would be appreciated.
Thanks,
JS
Oct 1, 2014, 2:28 pm
#636
Join Date: May 2010
Location: Up in the Air
Posts: 87
First-ever biz card - Approved!
This thread helped me get approved for the Ink Plus! I thought I'd return the favor by providing more information to others.
Background info:
After submitting, I got the message:
"Thanks for Applying. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. We look forward to speaking with you.
Please reference 123456789012 when you call.
We look forward to speaking with you."
I was a bit nervous since this is my first business card. Anyway, I prepared some responses. Here's the abbreviated summary of the ~20 minute call (I elaborated more in the actual call):
^
Background info:
- I am an engineering grad student (about to graduate with a doctorate). I have worked with various people/organizations as a student/intern/fellow as a part of my research. I didn't think I had a business until I was informed to think creatively...
- I applied last night to Ink Plus as a sole proprietor, used my SSN, $0 revenue, 1 year in business
- Barclaycard: 767, Experian (US Bank): 784, Karma: 782, Sesame: 811, Quizzle: 771
- I applied to Freedom & CSP last December (4.5 months ago)
After submitting, I got the message:
"Thanks for Applying. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. We look forward to speaking with you.
Please reference 123456789012 when you call.
We look forward to speaking with you."
I was a bit nervous since this is my first business card. Anyway, I prepared some responses. Here's the abbreviated summary of the ~20 minute call (I elaborated more in the actual call):
- What does your business do? Engineering consulting
- How long have you had the business? About a year.
- Any employees working under you? No.
- What was your revenue last year? $0
- How do you market your services? Networking connections, conferences.
- Do you have any contracts? [I thought she said contacts originally] I've worked with X, Y, and Z companies.
- How many contracts do you expect to have? 2. [I'm working on a couple projects now. The potential is there to be hired on as a consultant...]
- When do you expect to make money on your business? This summer. [After I graduate]
- Is this a full-time or part-time business? Part time.
- Standard income mumbo jumbo, is $X your income? Yes
- What is the source of your income? Grad student, about to graduate.
- So you get money as a grad student? Yes, for doing research.
- And you're starting a new job at X soon? Yes.
- What is your title at X? [Insert cool-and-not-boring engineering position here]
- I was put on hold
- Since we gave you credit cards last December, we need to take $5k from those cards to open your new credit card with a $5k limit. Do you want to proceed? Yes! [I split the $5k. $3k from one card and $2k from another]
- I was put on hold again
- I verified my address.
- Expect to receive the card and notifications of credit reduction on the other cards in the mail. Good luck!
^I applied for my first-ever biz card (Ink Plus 70k) and was quite nervous, but thanks to the post above - everything was smooth, and I was approved with $0 in revenue.
Thanks, revontulet and thanks, FT! ^
Oct 1, 2014, 5:07 pm
#637
Join Date: Oct 2007
Posts: 589
How long from when I purchased a Vanilla Visa gift card @ CVS does it take to post on my chase online account as pending? I purchased a Vanilla Visa gift card last night @ CVS and I don't even see it pending yet.
Oct 1, 2014, 7:33 pm
#638
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Oct 1, 2014, 8:15 pm
#639
Join Date: Dec 2010
Location: Indianapolis
Programs: Hilton-Diamond Lifetime Platinum AA UA, WN-CP, SPG Gold.
Posts: 7,377
Oct 2, 2014, 11:20 am
#640
Join Date: Nov 2011
Location: ORD
Programs: status free since 2017
Posts: 2,188
I believe people from able to go from MC to VISA w/o the 24mo wait period.
Oct 2, 2014, 12:32 pm
#641
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
I do not do any MS so I open cards only if I have big spending coming up. Thus, I have never had any business cards that typically require a higher spending threshold. My interest is piqued by the current 70,000 UR Points Ink Plus offer but I obviously do not have $5000 spending that can be categorized as business spending. I have a couple of non-business expenses coming up that would help me achieve the $5000 spend... ...a new wooden door, a home gym and some medical bills. My business that does not generate any money yet is related to blogging.
Does Chase keep track of the type of spending on a business card? Have they shut down accounts because of personal expenses on a business card? Any advice would be appreciated.
Thanks,
JS
Does Chase keep track of the type of spending on a business card? Have they shut down accounts because of personal expenses on a business card? Any advice would be appreciated.
Thanks,
JS
Oct 2, 2014, 12:34 pm
#642
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
from Dansdeals: "Is This The End Of The Line For Ink Bold?"
http://www.dansdeals.com/archives/52594#comments
Anyone else hear anything about this?!
http://www.dansdeals.com/archives/52594#comments
Anyone else hear anything about this?!
Oct 3, 2014, 10:04 am
#643
Join Date: Apr 2012
Location: BOS
Programs: UA 1K, AA GLD
Posts: 237
unlike michael corleone, i have a legitimate small family business, actual EIN, paperwork on file, etc. can myself and another officer of the company each apply for an ink using the same EIN/company? or is this playing with fire?
Oct 3, 2014, 10:25 am
#644
Join Date: Aug 2012
Location: BOS/MHT/PVD/BDL
Programs: Belong to Many but No Longer Loyal to Any
Posts: 880
Yes. We too have a legit business. I am Pres and my wife is VP. We both got the Bold versions with signup bonuses. And we'll both now take advantage of the 70K LTO for the Ink Plus
Oct 6, 2014, 1:30 am
#645
Join Date: Sep 2014
Posts: 5
I have a question that I can't seem to find an answer for online.
My parents own a restaurant and I told them to apply for the chase business ink plus for the 70k UR bonus. The thing is... if i apply on my name, will the card get accepted? My name isn't in the business but my parents are basically retired and I'm running it.
Don't know my credit scores from experian/equifax but my barclaycard & discover card state my TU score is 770. My credit history with Chase is small but when I app'd for the sapphire preferred, they gave me a high credit line from showing responsible spending by paying multiple times a month to keep my utils low.
My parents own a restaurant and I told them to apply for the chase business ink plus for the 70k UR bonus. The thing is... if i apply on my name, will the card get accepted? My name isn't in the business but my parents are basically retired and I'm running it.
Don't know my credit scores from experian/equifax but my barclaycard & discover card state my TU score is 770. My credit history with Chase is small but when I app'd for the sapphire preferred, they gave me a high credit line from showing responsible spending by paying multiple times a month to keep my utils low.