Last edit by: StartinSanDiego
08/18/2015 This thread is now archived. Please continue the discussion here: http://www.flyertalk.com/forum/chase-ultimate-rewards/1703507-chase-ink-cards-summer-2015-onward.html
What's the difference between the Ink Bold & Ink Plus cards?
http://www.flyertalk.com/forum/chase...available.html
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is a charge card (pay balance in full each month), while Ink Plus is a revolving credit card. Otherwise, the two cards are very similar; both are business cards, and both allow you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
What are the best current offers?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
There are no current Ink Bold offers. There are several non-targeted Ink Plus offers for 50K, all for $5,000 spend in the first 3 months from account opening with annual fee ($95) waived for the first year:
What are the rules for transfering UR points to other users or to my own air/hotel/rail accounts?See the separate discussions in
Old Discussion:http://www.flyertalk.com/forum/chase...available.html
Chase Ink Business Card Questions [Archive]
#541
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,891
If you were approved via phone verification after going into pending status, how many days until you received your card? Called in last week (Wed, I think) and was approved (had been pending for about 3 weeks). CSR said 7-10 business days. When I mentioned concern about leaving town on Tuesday, he said "Oh, no problem, you'll have it well before that." Haven't seen it yet. I've got 3 business days left to receive it or the cc will be floating around the PO for a month while I'm gone.
#542
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
If you were approved via phone verification after going into pending status, how many days until you received your card? Called in last week (Wed, I think) and was approved (had been pending for about 3 weeks). CSR said 7-10 business days. When I mentioned concern about leaving town on Tuesday, he said "Oh, no problem, you'll have it well before that." Haven't seen it yet. I've got 3 business days left to receive it or the cc will be floating around the PO for a month while I'm gone.
#543
Join Date: Mar 2014
Posts: 30
well I decided to take a chance on the Ink Plus and got the pending message. I applied on the 6/22 and automated status line says "will be notified of their decision in approximately 2 weeks". I already have 5 Chase personal cards with them totaling 54K (being approved for the Explorer card for 20k just last month). I have a partnership business with pops and he has 2 business chase cards already (Ink Cash for 10k and just approved last month United for 5k), he has 3 personal cards with chase totaling 32500. I am going to let the decision take its course but I have a strong feeling I will be denied because of reaching credit exposure with them and inquiries on EX (which they pulled). I will not call just for the fact of them HP again. I actually regret applying this soon. You guys/gals think I should just let them decide and waiting for letter?
#544
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,891
Thanks. Got the approved email 2 days ago but no shipped one. It arrived today, in any case, so I'm good. Also SM'd them to see about 90 days starting now rather than May when I applied (went to pending).
#545
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,891
well I decided to take a chance on the Ink Plus and got the pending message. I applied on the 6/22 and automated status line says "will be notified of their decision in approximately 2 weeks". I already have 5 Chase personal cards with them totaling 54K (being approved for the Explorer card for 20k just last month). I have a partnership business with pops and he has 2 business chase cards already (Ink Cash for 10k and just approved last month United for 5k), he has 3 personal cards with chase totaling 32500. I am going to let the decision take its course but I have a strong feeling I will be denied because of reaching credit exposure with them and inquiries on EX (which they pulled). I will not call just for the fact of them HP again. I actually regret applying this soon. You guys/gals think I should just let them decide and waiting for letter?
#546
Join Date: Apr 2014
Posts: 68
where can I find a list of all chase Business cards? now it only lists ink cards on it website. there were business united,business southwest but now they have been removed from Chase website.
https://www.chase.com/online/busines...jp_ltg=leftnav
https://creditcards.chase.com/credit-card-search.aspx
https://www.chase.com/online/busines...jp_ltg=leftnav
https://creditcards.chase.com/credit-card-search.aspx
#547
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
where can I find a list of all chase Business cards? now it only lists ink cards on it website. there were business united,business southwest but now they have been removed from Chase website.
https://www.chase.com/online/busines...jp_ltg=leftnav
https://creditcards.chase.com/credit-card-search.aspx
https://www.chase.com/online/busines...jp_ltg=leftnav
https://creditcards.chase.com/credit-card-search.aspx
I just did this for the Marriott card.
#548
Join Date: Sep 2012
Programs: UA AA DL SW Marriott
Posts: 251
Can Ink Bold be used in Europe?
Trying to book a EURO tunnel round trip, tried 3 different Ink Bold cards, all were denied by Merchant. Called Chase, Chase did not even see the charge coming.
Was planing to use the Ink cards for the upcoming Europe trip to meet the $5000 x 3 cards, anyone has experience if Ink can be used in Europe?
Thanks!
Was planing to use the Ink cards for the upcoming Europe trip to meet the $5000 x 3 cards, anyone has experience if Ink can be used in Europe?
Thanks!
#549
Join Date: Aug 2001
Location: SFO
Programs: AC SE, AA EXP MM, UA Gold MM, Hyatt Glob, Marriott Titanium, HH Dia, IHG Plat
Posts: 4,766
Reason for Denial on Wife's Second Ink Application?
Her first, for the Ink Plus using her SSN and business name, was approved online. Her second, 5 months later for an Ink Bold, using the same SSN and business name, was denied via mail about 3 weeks after the application, citing "not a recognized EIN". Her credit score would not have changed much, although spend on the first card may have been a little low in recent months.
What does this mean? Her spend was too low? Chase is actually checking for EINs now? She didn't wait 6 months? Or something else?
We didn't want to call the reconsideration line after applying, because Chase is known to deny even after a lengthy dialogue, and who wants to put their partner through that?
What does this mean? Her spend was too low? Chase is actually checking for EINs now? She didn't wait 6 months? Or something else?
We didn't want to call the reconsideration line after applying, because Chase is known to deny even after a lengthy dialogue, and who wants to put their partner through that?
#550
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,731
Trying to book a EURO tunnel round trip, tried 3 different Ink Bold cards, all were denied by Merchant. Called Chase, Chase did not even see the charge coming.
Was planing to use the Ink cards for the upcoming Europe trip to meet the $5000 x 3 cards, anyone has experience if Ink can be used in Europe?
Thanks!
Was planing to use the Ink cards for the upcoming Europe trip to meet the $5000 x 3 cards, anyone has experience if Ink can be used in Europe?
Thanks!
I would say there is issue between Verified by Visa program and Chase - most European railway systems require foreign cards to go thru either Visa Verified or Mastercard Secured programs before allowing the card to go thru.
Earlier this year there was no problem. However recently it has been problems after problems.
Last weekend our CSP was denied twice by SNCF but Chase did not see any attempt of authorization. At the end, the front line rep realized it must be Visa Verified that we needed to talk to. She transferred us to Chase security dept (call center based in Philippines) and the rep there in turn, transferred us to Verified by Visa program (call center also based in Phillipines!) The rep at Verified by Visa lifted a block on our CSP so the "handshake" from SNCF would go thru and got a response from the bank, in order to show it is now "Verified by Visa (Chase)". Then the transaction went thru.
NOTE: Chase could not do anything from the CSR level. It must be done by the Verified by Visa and must go thru Chase Security to reach Visa.
The Verified by Visa only needs to be done once. Cards that have been "verified" would then have no issue in making purchases whenever such verification is required by the foreign merchants.
#551
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,731
Her first, for the Ink Plus using her SSN and business name, was approved online. Her second, 5 months later for an Ink Bold, using the same SSN and business name, was denied via mail about 3 weeks after the application, citing "not a recognized EIN". Her credit score would not have changed much, although spend on the first card may have been a little low in recent months.
What does this mean? Her spend was too low? Chase is actually checking for EINs now? She didn't wait 6 months? Or something else?
We didn't want to call the reconsideration line after applying, because Chase is known to deny even after a lengthy dialogue, and who wants to put their partner through that?
What does this mean? Her spend was too low? Chase is actually checking for EINs now? She didn't wait 6 months? Or something else?
We didn't want to call the reconsideration line after applying, because Chase is known to deny even after a lengthy dialogue, and who wants to put their partner through that?
Otherwise, no reason Chase would treat the SSN as being EIN. She should use her own name as business name instead of a business name - because if you do have a real business name, then yes, you should have an EIN.
#552
Join Date: Sep 2012
Programs: UA AA DL SW Marriott
Posts: 251
Thanks Happy. That's extremely useful info. will do to get "Verified by Visa (Chase)"
Simply using Ink in Europe would have no problem. Your problem is when making online purchases, the European merchants almost always require the card used being verified by Visa, or Mastercard.
I would say there is issue between Verified by Visa program and Chase - most European railway systems require foreign cards to go thru either Visa Verified or Mastercard Secured programs before allowing the card to go thru.
Earlier this year there was no problem. However recently it has been problems after problems.
Last weekend our CSP was denied twice by SNCF but Chase did not see any attempt of authorization. At the end, the front line rep realized it must be Visa Verified that we needed to talk to. She transferred us to Chase security dept (call center based in Philippines) and the rep there in turn, transferred us to Verified by Visa program (call center also based in Phillipines!) The rep at Verified by Visa lifted a block on our CSP so the "handshake" from SNCF would go thru and got a response from the bank, in order to show it is now "Verified by Visa (Chase)". Then the transaction went thru.
NOTE: Chase could not do anything from the CSR level. It must be done by the Verified by Visa and must go thru Chase Security to reach Visa.
The Verified by Visa only needs to be done once. Cards that have been "verified" would then have no issue in making purchases whenever such verification is required by the foreign merchants.
I would say there is issue between Verified by Visa program and Chase - most European railway systems require foreign cards to go thru either Visa Verified or Mastercard Secured programs before allowing the card to go thru.
Earlier this year there was no problem. However recently it has been problems after problems.
Last weekend our CSP was denied twice by SNCF but Chase did not see any attempt of authorization. At the end, the front line rep realized it must be Visa Verified that we needed to talk to. She transferred us to Chase security dept (call center based in Philippines) and the rep there in turn, transferred us to Verified by Visa program (call center also based in Phillipines!) The rep at Verified by Visa lifted a block on our CSP so the "handshake" from SNCF would go thru and got a response from the bank, in order to show it is now "Verified by Visa (Chase)". Then the transaction went thru.
NOTE: Chase could not do anything from the CSR level. It must be done by the Verified by Visa and must go thru Chase Security to reach Visa.
The Verified by Visa only needs to be done once. Cards that have been "verified" would then have no issue in making purchases whenever such verification is required by the foreign merchants.
#553
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951
As a sole prop, the owner's SSN would be the business's EIN (employer identification number). Furthurmore, a sole prop can be operated under a fictitious name under the owner's SSN; rules on this vary by location.
Rejection letters usually give three reasons, and, sometimes, none of them are the "real" reason. I would suspect that the time between applications is the the likeliest reason for rejection, especially if the Plus was her first card with Chase.
What exactly did the letter say?
#554
Join Date: Jul 2014
Posts: 11
Hi all.
My husband applied for an Ink Plus & Ink Bold last month. One he wanted to use to separate work expenses (airfare, flights) for easier reimbursement, & one he wanted for his fledgling freelance work. Both applications were pending for a couple of weeks, so he called in about the Ink Plus & received a rejection letter shortly after, citing "too many applications or accounts." These are the only two applications he has made since January & he has no accounts with Chase. He called the recon line & was told that his business is too new & they're looking for people who will be charging more than $3k on the card every month.
Was he truly rejected because he wouldn't be spending enough money on the card? Or does he just need to build a history with Chase & then go for the Signature cards?
My husband applied for an Ink Plus & Ink Bold last month. One he wanted to use to separate work expenses (airfare, flights) for easier reimbursement, & one he wanted for his fledgling freelance work. Both applications were pending for a couple of weeks, so he called in about the Ink Plus & received a rejection letter shortly after, citing "too many applications or accounts." These are the only two applications he has made since January & he has no accounts with Chase. He called the recon line & was told that his business is too new & they're looking for people who will be charging more than $3k on the card every month.
Was he truly rejected because he wouldn't be spending enough money on the card? Or does he just need to build a history with Chase & then go for the Signature cards?
#555
Join Date: Aug 2013
Posts: 160
Hi all.
My husband applied for an Ink Plus & Ink Bold last month. One he wanted to use to separate work expenses (airfare, flights) for easier reimbursement, & one he wanted for his fledgling freelance work. Both applications were pending for a couple of weeks, so he called in about the Ink Plus & received a rejection letter shortly after, citing "too many applications or accounts." These are the only two applications he has made since January & he has no accounts with Chase. He called the recon line & was told that his business is too new & they're looking for people who will be charging more than $3k on the card every month.
Was he truly rejected because he wouldn't be spending enough money on the card? Or does he just need to build a history with Chase & then go for the Signature cards?
My husband applied for an Ink Plus & Ink Bold last month. One he wanted to use to separate work expenses (airfare, flights) for easier reimbursement, & one he wanted for his fledgling freelance work. Both applications were pending for a couple of weeks, so he called in about the Ink Plus & received a rejection letter shortly after, citing "too many applications or accounts." These are the only two applications he has made since January & he has no accounts with Chase. He called the recon line & was told that his business is too new & they're looking for people who will be charging more than $3k on the card every month.
Was he truly rejected because he wouldn't be spending enough money on the card? Or does he just need to build a history with Chase & then go for the Signature cards?