Mar 23, 2014, 5:16 pm
Last edit by: StartinSanDiego
08/18/2015 This thread is now archived. Please continue the discussion here: http://www.flyertalk.com/forum/chase-ultimate-rewards/1703507-chase-ink-cards-summer-2015-onward.html
What's the difference between the Ink Bold & Ink Plus cards?
http://www.flyertalk.com/forum/chase...available.html
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is a charge card (pay balance in full each month), while Ink Plus is a revolving credit card. Otherwise, the two cards are very similar; both are business cards, and both allow you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
What are the best current offers?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
There are no current Ink Bold offers. There are several non-targeted Ink Plus offers for 50K, all for $5,000 spend in the first 3 months from account opening with annual fee ($95) waived for the first year:
What are the rules for transfering UR points to other users or to my own air/hotel/rail accounts?See the separate discussions in
Old Discussion:http://www.flyertalk.com/forum/chase...available.html
Chase Ink Business Card Questions [Archive]
May 4, 2014, 6:54 pm
#481
Join Date: Mar 2013
Location: RIC
Programs: SPG Gold
Posts: 90
I think I know the answer, but I'll ask anyway...
Amassing a UR stash for trip to South Africa next summer.
My Recent Apps:
Chase Sapphire Preferred - Approved 11/15/13, Credit Line: $18K
InkBold - Approved 4/1/14, Credit Line: $5k
I used SM yesterday to get the 10k extra UR for my InkBold.
Is it too risky to apply for the InkPlus while they are still running the 60k offer?
Amassing a UR stash for trip to South Africa next summer.
My Recent Apps:
Chase Sapphire Preferred - Approved 11/15/13, Credit Line: $18K
InkBold - Approved 4/1/14, Credit Line: $5k
I used SM yesterday to get the 10k extra UR for my InkBold.
Is it too risky to apply for the InkPlus while they are still running the 60k offer?
May 4, 2014, 7:54 pm
#482
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
I think I know the answer, but I'll ask anyway...
Amassing a UR stash for trip to South Africa next summer.
My Recent Apps:
Chase Sapphire Preferred - Approved 11/15/13, Credit Line: $18K
InkBold - Approved 4/1/14, Credit Line: $5k
I used SM yesterday to get the 10k extra UR for my InkBold.
Is it too risky to apply for the InkPlus while they are still running the 60k offer?
Amassing a UR stash for trip to South Africa next summer.
My Recent Apps:
Chase Sapphire Preferred - Approved 11/15/13, Credit Line: $18K
InkBold - Approved 4/1/14, Credit Line: $5k
I used SM yesterday to get the 10k extra UR for my InkBold.
Is it too risky to apply for the InkPlus while they are still running the 60k offer?
May 5, 2014, 1:22 am
#484
Join Date: May 2013
Location: Oregon, USA
Programs: Hilton Honors
Posts: 162
So you're just thinking they want to see some history in the biz account dept? What if my Bold was the second biz card within the last year (SW), along with 2 or 3 others within the past 4 or 5 years? (I currently only have the Bold open.) I'm also thinking of going for the Plus after getting an instant approval on the Bold a couple months ago but wondering if the extra 10,000 points is really worth the rush and risk of marring my perfect app record...
May 5, 2014, 1:53 am
#485
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
So you're just thinking they want to see some history in the biz account dept? What if my Bold was the second biz card within the last year (SW), along with 2 or 3 others within the past 4 or 5 years? (I currently only have the Bold open.) I'm also thinking of going for the Plus after getting an instant approval on the Bold a couple months ago but wondering if the extra 10,000 points is really worth the rush and risk of marring my perfect app record...
May 5, 2014, 3:13 am
#487
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Yes, wife and I were both approved after receiving pending last June on this same offer without calling, but its highly YMMV
May 5, 2014, 4:00 am
#488
Join Date: Aug 2013
Posts: 11
When you call in to activate the Ink Plus, is it all automated or do you have to speak with someone? Thanks
May 5, 2014, 6:40 am
#489
Join Date: Mar 2014
Location: OC/LAX
Posts: 376
Got denied after being put on hold for a few minutes. Said that I had recently opened up new credit apps so they weren't able to offer more ...
All my apps were 60+ days ago but I think it's because I got my first Chase card two months ago so they want to see some history before giving me another one
All my apps were 60+ days ago but I think it's because I got my first Chase card two months ago so they want to see some history before giving me another one
May 6, 2014, 10:31 am
#491
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Moderator action
A dozen posts discussing the Small Business Week promotion have been exported:
http://www.flyertalk.com/forum/chase...sh-offers.html
http://www.flyertalk.com/forum/chase...sh-offers.html
May 6, 2014, 12:42 pm
#492
Join Date: Feb 2014
Programs: UA
Posts: 71
I got approved an Ink plus with a 5k credit limit last week. Would it be too aggressive to put like 2500$ on it in one week?
May 6, 2014, 5:41 pm
#493
Join Date: Jan 2014
Posts: 66
Has anyone had any luck with the recon line after talking to a second rep? My friend got denied by a rep after a good grilling, for which he was prepared. He has two personal Chase cards from January of this year, credit scores in the high 700s and an income of 70k+. He was told by the rep that since his business income was less than 5k he didn't need a business card in addition to personal. He told them he wanted to keep his business and personal expenses separate.
May 6, 2014, 5:47 pm
#494
Join Date: Oct 2011
Posts: 4,166
Has anyone had any luck with the recon line after talking to a second rep? My friend got denied by a rep after a good grilling, for which he was prepared. He has two personal Chase cards from January of this year, credit scores in the high 700s and an income of 70k+. He was told by the rep that since his business income was less than 5k he didn't need a business card in addition to personal. He told them he wanted to keep his business and personal expenses separate.